Lease the things you need with our no credit solution.
Acima allows you to take home up to $4,000 of must-have merchandise, like furniture, electronics, appliances, tires, and much more—without paying cash or using credit cards. Our flexible, lease-to-own solution provides a new alternative to traditional financing.
~ Choose from thousands of stores ~
Search our retail partner network in the App or online at Acima.com to find a location that has just what you need—furniture, appliances, electronics, and more.
~ Get $300 to $4,000 of shopping power ~
You can then use the Acima mobile app to easily check out with your approved retailer or to switch locations if you change your mind and would like to shop somewhere else.
~ Use the app to manage it all ~
See your lease details, make payments, get support, access your agreement, and more. And look for new ways to shop online with the app coming soon.
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Summary of user reviews
Positive highlights
🤑
This app hasFlexible payment options
🏆
This app hasHelps people with low credit
⚡
This app hasEasy and quick application process
📱
This app hasIntuitive app for managing leases
🔍
This app hasTransparent about fees and interest
Negative highlights
💰
This app hasHigh interest rates and fees if not paid off in 90 days
🤯
This app hasPoor customer service and communication
🔒
This app hasIssues with app functionality and virtual cards
🤔
This app hasConfusing policies and lack of clarity
🚫
This app hasPredatory lending practices that can lead to overpaying
Acima lures you in with 90 day financing and giving loans to people they know can’t afford them, they make their money on ignorance. They’re “technically” not doing anything wrong but to pay off your loan in 90 days you must pay double what they quote as your bill and no one mentions this, I hoped the monthly auto draft would have me paid off in the 90 days but it only withdraws the minimum payment and I was unable to adjust it. This is not a simple set it and forget it service and it’s on purpose to make money, their business practices and fine print are scummy and deceiving, they prey on those who are already vulnerable financially and I won’t be returning, save your money and buy it outright or put it on a credit card at least they only ask for money once a month with half the interest. Acima are wolves in sheep’s clothing.
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Response from developer
Thank you for your feedback, _BlitzComet_. When you have a moment, please contact our Technical App Support Team at 1-801-938-7075 for further support. Our technical team can best document your experience to help improve the app. Thank you. ^Digital Care Team