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Acima lures you in with 90 day financing and giving loans to people they know can’t afford them, they make their money on ignorance. They’re “technically” not doing anything wrong but to pay off your loan in 90 days you must pay double what they quote as your bill and no one mentions this, I hoped the monthly auto draft would have me paid off in the 90 days but it only withdraws the minimum payment and I was unable to adjust it. This is not a simple set it and forget it service and it’s on purpose to make money, their business practices and fine print are scummy and deceiving, they prey on those who are already vulnerable financially and I won’t be returning, save your money and buy it outright or put it on a credit card at least they only ask for money once a month with half the interest. Acima are wolves in sheep’s clothing.Developer Response
Thank you for your feedback, _BlitzComet_. When you have a moment, please contact our Technical App Support Team at 1-801-938-7075 for further support. Our technical team can best document your experience to help improve the app. Thank you. ^Digital Care TeamLife saver
When cash is tight at the moment or payday is coming later, companies like Acima are very worthwhile. Yes, the cost to own is high if you keep the lease full term, but you could be paying up to 799% with a tribal loan and not get enough money to cover your needs.
I own a business where I put on 6,000-7,000 miles a month on my car and the paychecks are not consistently every week. The cars always break down at the wrong time and in different parts of the country, so getting back on the road quick is my top priority and Acima helps me do this.
Just pay the loan off asap and you’re good.Developer Response
Maidenform, we’re glad to hear Acima was able to help you. Thanks for the great review! ^Acima Digital Care TeamScam. Terrible servicer
While purchasing a couch an Acima rep presented me the option to pay for couch using Acima leasing. A 90 day pay period where I would pay off cost of couch. What the Acima failed to inform me is that there is a 12% early purchase fee added to cost if you pay in less than 90 days. Also while making payments on purchase Acima taxes yours payments on top of the tax you already received for your purchase. Customer service is awful. I spoke to several reps and no one was able to help. Each just blaming the next department and no solution. I DO NOT suggest using Acima. It it is a headache and there are other ways to gain financial assistance. You end up paying a lot more than you originally were informedDeveloper Response
TiffTiff j, I’m sure that some misunderstanding must have happened along the way. If we’ve made a mistake, we would like a chance to fix it. Would you mind contacting us at 801-297-1982? ^Acima Digital Care Team