OneBlinc User Reviews

OneBlinc

Blincloans, LLC

Finance

Reviews Summary

Positive highlights

💸

This app hasInstant cash advances

🔍

This app hasEasy and fast application process

🔁

This app hasAbility to increase advance amount with on-time payments

🗓️

This app hasFlexible repayment date

🤝

This app hasHelpful and responsive customer service

🚀

This app hasQuick deposit of funds into bank account

💳

This app hasAccepts Chime and other popular banks

Negative highlights

❌

This app hasIssues with debit card validation and account access

❌

This app hasEmployer not supported, leading to denials

❌

This app hasInconsistent experiences, with some users reporting issues

❌

This app hasLack of transparency around advance limits and increases

❌

This app hasConcerns about account closures and loss of access

❌

This app hasFrustrating customer service experience for some users

❌

This app hasPotential for app bugs and technical difficulties

Top reviews

Most RecentHighest RatedLowest Rated

Disappointed

Seems like it’d be a good app but will not work for me won’t connect to my bank no matter how many attempts I make

Purfektkyten

a year ago

Horrible

I met all qualifications meaning my account and income checked out than I received an error of my job not being supported! If my income and bank checked out not having my job listed on your site is a stupid excuses to deny someone! Do better

caneisha0627

a year ago

Requires an employer to be on their list.

Otherwise they don’t consider you. Useless app.

EMTJEA

a year ago

Deceiving

The app claims to be a “hassle free” advance, but that’s the complete opposite. I meet all the requirements for an advance, but i was denied

loltaaylor

2 years ago

Response from developer

We’re very sorry. Sometimes this happens due to connection errors with certain banks. We’re working hard to fix this. If you reach out to us at customer@oneblinc.com with the email address you’re using for our app, we can look into why you were denied. It could be that you could reapply again soon or that our system doesn’t recognize your employer just yet.

Couldn’t connect bank

Wouldn’t allow me to connect bank after many successful attempts.

Benfirehughes

2 years ago

Response from developer

We apologize. There have been certain paycheck detection issues with some banks even after the “successful” connection, and we’re working very hard to that resolved ASAP. We appreciate you using our app and hope to get this corrected soon.

They can’t even properly steal from disabled people

I’ve been spending weeks going back-and-forth all they have to do is look at my account. I get a Social Security check because I’m permanently disabled at work and take economy I’ve had over 118,000 come in my account in the last year and you’re dumb AI won’t recognize the income goes into my bank account, so connected three of them this is a waste of your time, and the fact that they spent weeks going back-and-forth with all the other accounts, go to places and get robbed by people that you can see and say yeah, I mean if you’re going to get a 36 for 100 go to the loan shark on the corner better

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DKI333

2 years ago

Response from developer

We are truly sorry that our advance isn’t working for you. We are trying to make improvements to the system everyday. To your point, the issue here is that our system isn’t perfect for every employer or bank and based on the nature of automation, we unfortunately cannot make manual changes at this time. We hope to have vast improvements to this issue in the near future. Thank you for giving our app a try.

Advance

Got an advance today and it was quick!

phenomenalx7

2 years ago

Waste of time

Why in earth would you have somebody enter their employer in the VERY beginning, have them go through the entire application process only just to tell them at the very END that their employer is not sponsored? You clearly know that in the beginning so why waste somebody’s time like that? You people and app creators like you are a complete joke. Enjoy the free information, morons.

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newxskin

2 years ago

Response from developer

We’re sorry about your experience. It certainly wasn’t our intention to take up your time. We want to be able to expand to all employers, but it takes time for our system to recognize and automate them. When you register and add your employer, we’re able to know which employers to add, and then we can also notify you through the app of when you’re eligible to try for an advance again.

Did not work for me

After meeting the requirements i am unable to request an advance. I have reached out to customer service multiple times and still unable to get assistance

kingp25$@

2 years ago

Won’t authorize debit card

I have been using this app for some time now and recently it won’t validate my debit card even though it’s the same card and I had just used it to repay my advance. I don’t know what’s going on with the app but hopefully it will get fixed soon. Another than that I have been able to get advances before that happened.

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Reese911