Take control of your banking. Our app makes your day-to-day banking easy, quick and secure.
It’s available to customers aged 11+ with compatible iOS devices and a UK or international mobile number in specific countries.
Keep track of your money
From being able to quickly check your account balances and transactions, to moving money between accounts, sending money securely to others and paying someone new up to £750 without a card reader or getting cash from an ATM without your debit card, our app gives you greater control of your finances.
You can manage your bills easily and check the details of Direct Debits and standing orders. If you need a hand with anything, our Secure Messaging tool lets you contact us in-app for any extra help.
You’re protected by our secure banking promise
With our app, you’re covered by our secure banking promise, which makes it one of the safest ways to bank. We monitor your account 24/7 for unusual activity and will refund any money paid out of your account as long as you keep your security information safe.
You can log in to the app safely with your fingerprint, face, iris or secure passcode and there is always a confirmation check to make sure you’re paying the right person or business.
Important things to know
• There is a maximum of 5 payments totalling £750 per day. You must be 16+
• Get Cash – withdraw up to £130 every 24 hours at our branded ATMs. You must have at least £10 available in your account and an active debit card (locked or unlocked)
• Touch ID, Face ID and Optic ID are only available on selected devices
• Not all features are available on the Vision Pro device
• Credit score available once opted in through the app, to customers over 18, with a UK address and is provided by TransUnion
• Spending – you must be aged 16+. Only available for Personal, Premium and Business Current accounts
• You can freeze and unfreeze MasterCard credit cards and debit cards
• You can create one Travel Plan at a time, for a maximum period of 90 days which include up to 7 countries. Each country needs to be registered separately. The Travel Plan will apply to debit cards only, attached to accounts that are managed via mobile banking and only in your name. Joint account holders should register separately
• Managing your receipts is available to Business Banking and Premier customers only
• Our app is available to customers aged 11+ with compatible iOS and a UK or international mobile number in specific countries
Please make sure you accept the following permissions before starting:
• Allow the app to communicate through your network
• To find your nearest cash machine or branch, you’ll need to let the app find your location
• To ‘Pay your contacts’, the app will need access to your contacts list
Please note, the app contains images when logging in that may cause a reaction in individuals who are photosensitive. You can switch these off for your device by visiting the settings menu and the accessibility menu where you will be able to find motion and visual control settings (note this is not within our app but on your device’s settings itself). To download the latest app version, you should have an iOS device with OS – 15 and above.
By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at rbs.co.uk/mobileterms. Please save or print a copy along with the Privacy Policy for your records.
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What's New in Royal Bank of Scotland
7.49.0
December 2, 2024
• Freeze or unfreeze payments to overseas payees. Manage this control in your payment settings.
• Tap the Insights tab to track your money, get tailored insights and tools to manage and grow your business.
• You can now update your email, mobile details and marketing preferences for your business accounts. Tap manage business details in your profile to access.
• Paying friends or a business partner? Just switch between your accounts at the top of your home screen.
It is a great app from RBS to keep track of most of your banking needs.. I like the security you have.. That promotes confidence in using the app. The app and its functions are pretty easy to navigate/orientate, especially when you use it daily. What i ABSOLUTELY DO NOT LIKE is how GOOGLE have infiltrated the app with there is an ACTIVE GOOGLE ICON showing in MY PRIVATE PERSONALbank app. A customer should be able to choose if they want Google Pay or not.. Those Google issues are why you only get a 3 star review.... Otherwise i would have given you a full five star review. Also having the ability to zoom in & out would be a very handy feature. Everything is so small i need my reading glasses on when i use it. Make it possible to zoom in or increase the text size of/in the app please. You cant do that or reduce screen resolution on the Iphone15pro.. I have tried. Thankyou
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Response from developer
Thank you for your feedback. let's get you in touch with a colleague for support. Pop us over a private message on Twitter or Facebook or reach us out via the Message Us option on the website and we can take a closer look at this
- AJ