Easily send and receive money across Africa and the US. Save in USD to earn daily interest, shop online with virtual cards, and grow your money through simple investing. Manage all your cross-border financial needs from your phone.
Reviews of Accrue are mixed: the Finance app is rated 4.6/5 from 1.6K App Store ratings. What users like most: fast and reliable, user-friendly interface. Top complaints: account restrictions and suspension issues, slow virtual card issuance. Summarized from real user reviews.
5.2.2
October 20, 2026
- Bug fixes and improvements
4 issues
Login and password reset issues
Delayed or missing fund transfers
5 requests
Direct bank deposit and withdrawal options
Expanded cryptocurrency support
Accrue is a cross-border payment app designed to simplify sending and receiving money between Africa and the US. It allows users to send money to family and friends, save in US dollars to earn interest, shop online with virtual cards, and even start investing.
Key features include fast money transfers to various African countries and US bank accounts, a personal USD account for receiving international payments, virtual dollar cards for online shopping, digital gift cards, eSIM data plans, daily interest earnings on USD savings, and simple investing starting from $1.
The app is free to download and use, with in-app purchases available for services like virtual cards and gift cards. Sending money between friends on Accrue is also free using their @crewtag.
Accrue facilitates payments and services across Africa and the US. Specific countries mentioned for sending money include Ghana, Nigeria, Kenya, and South Africa, with the ability to send to bank accounts, MoMo, and MPesa.
You can grow your money by saving in US dollars within the app, earning daily interest on your deposits. Additionally, Accrue offers simple investing options starting from just $1, allowing you to potentially increase your funds over time.
