Accrue: Send. Spend. Sell.

Accrue: Send. Spend. Sell.

The cross-border payment app

1.6K ratings
156 reviews
Free

Details

  • Released
  • Updated
  • January 18, 2022
  • July 18, 2026

Features

Accrue: Send. Spend. Sell. screenshot #1 for iPhone
Accrue: Send. Spend. Sell. screenshot #2 for iPhone
Accrue: Send. Spend. Sell. screenshot #3 for iPhone
Accrue: Send. Spend. Sell. screenshot #4 for iPhone
Accrue: Send. Spend. Sell. screenshot #5 for iPhone
Accrue: Send. Spend. Sell. screenshot #6 for iPhone
Accrue: Send. Spend. Sell. screenshot #7 for iPhone
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About

Easily send and receive money across Africa and the US. Save in USD to earn daily interest, shop online with virtual cards, and grow your money through simple investing. Manage all your cross-border financial needs from your phone.

βœ“Send money across Africa and to US bank accounts
βœ“Receive payments in USD
βœ“Shop online with virtual dollar cards
βœ“Get digital gift cards and eSIM data
βœ“Earn daily interest on USD savings
βœ“Invest with as little as $1
βœ“Create an online store to sell and get paid
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What users say

See all reviews
+1

What's New in Accrue

5.0.5

July 18, 2026

- Bug fixes and improvements

User reviews

Loving it

Love this app

This Accrue app is faster and reliable. I love these.

Wow

Accrue

Accrue is the best❀️

Scientist

I enjoyed the app since I registered with them

Virtual Card works

i don’t have much to say. App looks cool and works perfectly.

User experience

🐞

Reported Bugs

4 issues

Login and password reset issues

Bug

Delayed or missing fund transfers

Bug

Compatibility problems with older devices

Bug

Unexplained account restrictions

Bug
✨

Requested Features

5 requests

Direct bank deposit and withdrawal options

Feature

Expanded cryptocurrency support

Feature

More investment and savings options

Feature

Improved account verification process

Feature

Better agent protection and dispute resolution

Feature

FAQ

What does Accrue do?

Accrue is a cross-border payment app designed to simplify sending and receiving money between Africa and the US. It allows users to send money to family and friends, save in US dollars to earn interest, shop online with virtual cards, and even start investing.

What are the key features of Accrue?

Key features include fast money transfers to various African countries and US bank accounts, a personal USD account for receiving international payments, virtual dollar cards for online shopping, digital gift cards, eSIM data plans, daily interest earnings on USD savings, and simple investing starting from $1.

Is Accrue free to use?

The app is free to download and use, with in-app purchases available for services like virtual cards and gift cards. Sending money between friends on Accrue is also free using their @crewtag.

What countries does Accrue support?

Accrue facilitates payments and services across Africa and the US. Specific countries mentioned for sending money include Ghana, Nigeria, Kenya, and South Africa, with the ability to send to bank accounts, MoMo, and MPesa.

How can I use Accrue to grow my money?

You can grow your money by saving in US dollars within the app, earning daily interest on your deposits. Additionally, Accrue offers simple investing options starting from just $1, allowing you to potentially increase your funds over time.