Terrible and Useless
This app is nowhere near as helpful as they try to make it seem to us. The autopay does NOT WORK, but they flagged my account as past due anyway, DROPPING MY SCORE BY 34 POINTS. On top of that, the UI is garbage, you can’t save passwords or use your password keychain to open the app, and on top of all of that, I haven’t seen a SINGLE improvement to my score before the “late payment”
Trash app, no support, don’t bother. Just get a secured credit card or use an app like Self (that actually works)
Trash app, no support, don’t bother. Just get a secured credit card or use an app like Self (that actually works)
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Needs a lot of work and may be doing more damage than good
I haven’t been able to view my dashboard since I downloaded the app. It’s just a blank screen. So idk how much of a balance I owe with Altro, if anything is being paid. I can’t pay online because they’re only on the app. The don’t have customer support. This could potentially hitting my credit as negative remarks/late payment/no payments.
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This crossover has been bull
Since perch has moved to altro, I still have not been able to get my card. It loads fully on the bar and the page just stays there. Now I have had to update my subscriptions using my debit card because I was notified of payments failing. I deleted/reinstalled app, logged in and out, even done the recent update in App Store and still nothing. It takes forever to get a reply back from the company and I know the $75 needed in my bank account is not an issue. This company/app is just a pain. I’ll just stick to traditional credit building.
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Not impressed
Altro ,formerly known as Perch, has been a huge let down so far to the point where I don’t feel comfortable being part of their start up journey. 1st of all it took nearly a full year after I signed up to finally be able to join my cohort. Now they want me to put $73 minimum on a prepaid card just for my paying subscriptions… I don’t even have $73 in subscriptions per month so why would I dump more money into this service than necessary? I find this rule to be exclusionary and suspicious. I wholeheartedly recommend using steady instead to direct you to credit building sources that actually work and reward you without unnecessary fees or stipulations.
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Not worth it
I saw an ad like 2 years ago for perch that it would help you fix your credit by you paying your bills and subscriptions. Well they give you a subscription card with $75 on to pay for your subscriptions and try out new subscriptions but the card doesn’t work. I’m unable to pay or try any new subscriptions because the company’s doesn’t allow pre-paid cards. So what’s this app and card really good for? And you email customer service and it takes all day to go back and forth with no direct answers to your questions.
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