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  • Released
  • Updated
  • October 7, 2020
  • September 9, 2025
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About

Open a bank account online from anywhere with a few simple steps. Discover suitable products, earn instant cashback, and manage multiple currencies. Ideal for personal and business banking needs.

Online account opening
Instant cashback rewards
Multi-currency account
Business banking solutions
High interest savings
Duitnow transfers
QR payments
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What's New in Apply@HLB

1.0.129

September 9, 2025

• We have upgraded to simplify banking for sole proprietors! Open a business bank account hassle free • We have also expanded our selection of bank account options for you to explore

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User reviews

Stupid Verification App

Super hard to verify IC using this app. Instruction not clear, keep on saying align your card. Need to take at an angle as well, which I feel stupid. Need to do it few times only can pass

Poor & Disappointed

Very disappointing experience with the Apply@HLB app. I submitted my application three times and was told I’d get a response in 3 business days, but weeks have passed with no updates. Even after calling, I was promised a callback that never came. If the app cannot process applications properly, what’s the point of having it? Please fix this or remove it — customers shouldn’t have to waste time and end up walking into the branch anyway.
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Bad scanner

The worst ID scanner I have ever experienced. Ended up not registering for a new account with this bank and opted for another bank with better app that has more user friendly ID scanner

Unable to proceed

First time apply the credit card but error prompt me to reset details via online banking app? It’s blocker for me to apply your company’s product

Do not even try applying online using this app it’s a SCAM!!

I was unable to go to the bank physically and after reading reviews here thinking it’s over a year and they might have improved their process in 2025. After applying online, got the email and immediately deposited $$ to activate account. Then tried registering HLB Connect, it was unsuccessful stating I need a temporary ID from the branch. Why the hell collect my deposit only to make me go to branch to get this temporary ID?? I would have gone there if I could in the first place!! Why such inconvenience? NOW I WILL GO TO BRANCH ONLY TO CLOSE THIS F** ACCOUNT.
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FAQ

What is Apply@HLB?

Apply@HLB is a mobile application that simplifies the process of opening a bank account online. It allows users to complete the application from anywhere, anytime, with just a few easy steps and minimal personal information.

What are the key features of Apply@HLB?

Key features include online account opening, earning instant cashback through various transactions like Duitnow transfers and QR payments, managing multiple foreign currencies with competitive exchange rates, and accessing banking services for sole proprietors to simplify business finances.

Is Apply@HLB free to use?

Yes, the application itself is free to download and use. The banking services offered through the app are also generally free, though specific account features or transaction limits may apply.

Who can use Apply@HLB?

The app is designed for Malaysians aged 12 and above. Specific features like the HLB Wallet+ with multi-currency perks are available for those aged 18 and above. Sole proprietors can also use it for their business banking needs.

How long does it take to open an account?

The application process is designed to be quick and easy, requiring only your NRIC and approximately 5 minutes to get started with opening your first bank account or upgrading an existing one.