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AsetKu - Digital Lending

AsetKu - Digital Lending

Licensed and supervised by OJK

17 ratings
53 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • October 26, 2017
  • February 10, 2026

Features

Developer

PT. PINTAR INOVASI DIGITAL
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About

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

✓Collateral-free loans
✓Flexible loan amounts (Rp 150,000 - Rp 15,000,000)
✓Repayment terms (91-365 days)
✓Transparent interest rates (max 0.3% daily)
✓100% digital verification
✓Fast loan disbursement
✓ISO 27001 & 27701 certified
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What's New in AsetKu

4.1.25

February 10, 2026

Known bugs fixed and performance improved.

User reviews

Most RecentHighest RatedLowest Rated

apk asetku

apk nya bagus prosed cepat terpercaya dan transparan,tim nya sangat membantu disetiap pengerjaan pkoknya thebest
raniasnita111raniasnita111

Jangan salah gunakan data saya!

Jumat 7 november 2025 pengajuan saya ditolak jika ada masalah diapk ini saya tidak akan bertanggung jawab dan tolong jangan disalah gunakan data saya
alvinpgalvinpg

🤩

Makasih sangat membantu🤩🤩
Azooo12Azooo12

minus

cacat gabisa terus di upload ktp jaringan 5g masih aja muter sampe sejam
Hellwin23Hellwin23

Review

aplikasi pinjaman paling simple dan mudah cair jadi yg butuh dana dadakan atau darurat cocok buat mampir ke aplikasi inii dan aman diawasin sama OJK terdaftar juga pulaaa
Karya Jonathan SimamoraKarya Jonathan Simamora
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FAQ

What is AsetKu - Digital Lending?

AsetKu is a digital lending platform licensed and supervised by OJK (Financial Services Authority) in Indonesia. It offers secure and user-friendly online services for borrowing money, with loan amounts ranging from Rp 150,000 to Rp 15,000,000.

What are the key features of AsetKu?

Key features include collateral-free loans, flexible repayment terms from 91 to 365 days, and a maximum daily interest rate of 0.3%. The platform boasts a 100% digital and simple verification process, with loans disbursed directly to your bank account upon approval.

How much does it cost to use AsetKu?

The app itself is free to download and use. The costs associated with borrowing are transparent, with a maximum daily interest rate of 0.3% and a maximum APR of 109.5%. Total interest, fees, and late charges will not exceed 100% of the initial loan principal.

Who is eligible to apply for a loan on AsetKu?

To be eligible for a loan, you must be an Indonesian citizen (WNI), at least 18 years old, and possess a valid Indonesian ID and a bank account.

How do I apply for a loan?

To apply, download the AsetKu app, fill in your personal information, apply for a loan limit, and wait for the verification process. Once approved, the loan will be disbursed directly to your bank account.