BabySteps User Reviews

What users say

Top reviews

Helpful but needs help

The Ramsey tools are fantastic and I am really enjoying them, but this specific app is missing the content under "for me." It should be linked to the listed learning videos(?) I think but it's not linked to anything. Interested in watching whatever is supposed to be here, so please fix. Thanks

Invalid address

When downloading the app, you’ll receive a email to verify your email address.
When you hit to continue, you receive an error message stating invalid address.
How can you use/get out of debt, when the app is faulty!!!

No longer updating

This version is no longer updating to snowball my debts automatically with Every Dollar. I am now having to calculate on my own.

The app doesn’t match Dave’s teaching

The app used to be helpful but now we have to go more into debt to pay for a dumb $130 subscription because you can’t add a transaction on your debt snowball without a subscription. I can find another way to budget if that’s what you guys want And from the reviews a lot of people are upset about the subscription. I’m going to delete my account.
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Yearly Subscriptions are bad

I wouldn’t mind paying for the subscription if it allowed me to pay monthly. Even having a higher monthly payment would be better than having to drop $130 a year and having to remember to budget that in the right month.

Response from developer

Hello! I apologize for the trouble. For issues concerning the membership options, please visit help@Ramseyplus.com, and we will be happy to help!

$130 to help you track getting out of debt??

Dave Ramsey has become such a con artist. Don’t waste the hundreds and hundreds of dollars on his stuff. There are plenty of free alternatives out there. This app was cool when it was free now I can’t even have a basic free option. No thanks, that $130 will go to debt and I’ll find a free one

Had to cancel this

No matter what I did it would not update some of my credit card debts so my EveryDollar budget was always out of whack. And I tried everything. I’m not new to this I’ve been using EveryDollar for over two years. And I thought-great! it’ll check my credit card things for me and I don’t have to go redo it manually every month. But it didn’t update from like two months ago and every time I go to update it it shows the correct information but did not transfer it to EveryDollar. So I had to delete it so that I can get the right amounts so they can properly plan. And there’s no way to manually fix it. If there was a way for me to override it I’d be OK it works for almost every credit card. But not all of them and that’s a flaw
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Response from developer

Hi Jane! Thanks for taking the time to submit this review. We're sorry to hear about the trouble. If you'd ever like us to see how we could help get the tool working better for you, we'd be happy to. To do so, please submit a request regarding this issue to help.ramseyplus.com.

Frustrating

They should have an option to unlink our debts from the baby steps app. This app makes the EveryDollar app harder to use. I want to be able to manage my debts with my budget in one app. It’s so frustrating. Like I want to budgets my debts but I don’t want to use the baby steps app to do it.

Don’t waste your money.

Purchased it and every time I try to go into the app it wants to make me purchase it again. Even when I click subscribe it says I already purchased then it gives me an error. Spent $129 on something I can’t use. Fix this problem Dave Ramsey.

Lost access to this app after subscription ended

I have already purchased the Ramsay plus account but it’s only good for a year. I have already watched all the videos in the program so I don’t need to subscribe again. I am bummed that I no longer have access to this tracking tool since it takes longer than a year to become debt free. There should be an option to purchase this app without having to purchase access to the whole program again.
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Response from developer

Hi! Thank you for taking the time to submit that feedback. There are several subscription options available you might be interested in. Please send an email to help@ramseyplus.com and we'd love to discuss this further with you!

I used to love it

But now that they have switched to Ramsey+ and denied me the access to access to BabySteps without buying the full (ridiculous price) when I already pay monthly for EveryDollar.
I had to delete it, now I can’t access the amounts of debt left to pay or anything. I will have to start over.
I’m going to have to find a different way to keep track of my daily expenses monthly goals and debt tracking. Might even cancel my subscription to EveryDollar as well because BabySteps was the reason I signed up forEveryDollar.
Very disappointed and upset that they’re forcing their current users to fork out a ridiculous amount of money, not that it comes with 1 on 1 training or a personal financial assistant to help figure things out INDIVIDUALLY. Not watch a video and expect it will work for everyone
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Response from developer

Hi! We appreciate you taking the time to submit this feedback. We would love to discuss Ramsey+ and all the features included within the membership more in depth with you to better assist you. If you'd like please send an email to help@ramseyplus.com! Thank you!

Dave Ramsey has lost me

You should not yank the carpet out from under people who paid for FPU already by making the apps annual subscription only. $129 a year is crazy expensive for app usage. I don’t need the entire program over and over and there is no other option. It’s all or nothing. Just another disappointing business decision taking the shine off a great program.
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American Greed at its finest

The app is great, I love the functionality and display. It is rather rewarding to see your debt decrease visually. However for someone who preaches to cut out everything and live on beans until you get out debt, requiring a yearly subscription of $129 is just plain greedy. I understand Dave has a business to run and apps don’t run for free, but if you already shelled out $100 to do FPU why should you then have to pay an annual fee for the use of his products. Overall disappointing news from Dave Ramsey.
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Baby step 6

It would be beneficial for Baby Step 6 to have the same tracking feature as Baby Step 2. Please add this feature to the update.

Required Paid Subscription

Didn’t know before I downloaded and setup an account that I would need to pay over $150 to become a member in order to use the app

App doesn’t work

I just downloaded the app and it won’t let me open the free version without setting up the paid version. Not sure if it’s a glitch or just a way to get the user to automatically upgrade?

Please Make It Unlinkable from EveryDollar

It’s a fine app, but when it got linked up to my EveryDollar app, it messed my amounts up and won’t let me delete debt that I already paid for next month.

Just sticking to EveryDollar would be more beneficial to me.

This should not force links to EveryDollar

The idea of this app is great, but there should be a way to unlink debt from the EveryDollar app. The fact that once it’s linked you cannot unlink the two app is annoying and a little presumptuous to think you know what’s best for me. Dave talks about not wanting government to control his life and the inability to unlink step 2 when you pay for Ramsey plus really upsets me.

The linking is screwing up my budget. For example if I find money not budgeted in order for it to be clean across the app I have to add it as unplanned income and then update debt in two locations. The place I pay it out of budget and then the balance on the baby step app. If I update just babystep app with balance the EveryDollar doesn’t like it. Just let me unlink
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From free to $130

Been using debt pay off and ever dollar budgeting for over 3 years. Now I cannot access my debt snowball information without subscribing to the $130 service, and my accounts no longer link in every dollar. Time to find a new tracker and where I’ll have to input the information all over again. Disappointed in a person who values smart financial decisions deciding to charge so much for an app to help people who are already in debt. Losing interest in this organization altogether since it appears they’re just in it for the money.
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Decent app, but often have to log back in

Decent app, but the app seems to log me out often. I’ll be previously logged in, but when I relaunch app it will ask for credentials again. The every dollar app doesn’t seem to have this issue.