1. Home
  2. 💰 Finance
  3. BabySteps
BabySteps: Hit Financial Goals

BabySteps: Hit Financial Goals

Track Savings & Debt Snowball

270 ratings
51 reviews
📊 Productivity
💰 Finance

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • December 18, 2019
  • April 23, 2021

Developer

The Lampo Group Incorporated
✨Promote your app ✨
BabySteps: Hit Financial Goals screenshot #1 for iPhone
BabySteps: Hit Financial Goals screenshot #2 for iPhone
BabySteps: Hit Financial Goals screenshot #3 for iPhone
BabySteps: Hit Financial Goals screenshot #4 for iPhone
BabySteps: Hit Financial Goals screenshot #5 for iPhone
BabySteps: Hit Financial Goals screenshot #6 for iPhone
BabySteps: Hit Financial Goals screenshot #7 for iPhone
iphone
ipad
🧾$129.99
In-App Purchase↘︎
📌Ready
Reviews summary↘︎
⭐51
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app helps you pay off debt faster and track your savings goals using a proven step-by-step financial plan. It guides you through paying down debts using the debt snowball method and building an emergency fund. Watch your confidence grow as you achieve financial milestones.

✓Follow Dave Ramsey's 7 Baby Steps
✓Track debt payments with debt snowball
✓Calculate debt-free date
✓Track savings goals
✓Build emergency fund
✓In-app financial coaching
Show original description

What users say

Summarized from real user reviews of BabySteps. Based on 270 reviews and a 3.2/5 average, it highlights the 4 positives and 12 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Motivating debt tracking
  • 💡Visual debt reduction
  • 👍Integration with EveryDollar
  • 👍Ramsey tools are fantastic

Negative things

  • 💰High subscription cost ($130/year)
  • 💸Forced into expensive Ramsey+
  • ❌No free basic option
  • 🤔Yearly subscription is inconvenient
  • 💸Expensive for app usage
  • 👎App requires paid subscription to use
  • 💸$129 a year is ridiculous
  • 💸Too much money for app
  • 👎App is useless without subscription
  • 👎Free trial ends, app becomes unusable
  • 👎App clears progress regularly
  • 👎Disappointing shift from free to paid
See all reviews

What's New in BabySteps

2021.04.06

April 23, 2021

App store updates and background improvements.

Subscription plans

Ramsey Plus

Ramsey Plus Annual Subscription

$129.991 Year
14 Days trial
How to cancel BabySteps subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Helpful but needs help

The Ramsey tools are fantastic and I am really enjoying them, but this specific app is missing the content under "for me." It should be linked to the listed learning videos(?) I think but it's not linked to anything. Interested in watching whatever is supposed to be here, so please fix. Thanks
Rocksteady999Rocksteady999

Invalid address

When downloading the app, you’ll receive a email to verify your email address.
When you hit to continue, you receive an error message stating invalid address.
How can you use/get out of debt, when the app is faulty!!!
bob125rnbob125rn

No longer updating

This version is no longer updating to snowball my debts automatically with Every Dollar. I am now having to calculate on my own.
CaixCaix

The app doesn’t match Dave’s teaching

The app used to be helpful but now we have to go more into debt to pay for a dumb $130 subscription because you can’t add a transaction on your debt snowball without a subscription. I can find another way to budget if that’s what you guys want And from the reviews a lot of people are upset about the subscription. I’m going to delete my account.
Show more
Truitt35Truitt35

Yearly Subscriptions are bad

I wouldn’t mind paying for the subscription if it allowed me to pay monthly. Even having a higher monthly payment would be better than having to drop $130 a year and having to remember to budget that in the right month.
👹💩👹💩👹💩🤡👹💩👹💩👹💩🤡

Response from developer

Hello! I apologize for the trouble. For issues concerning the membership options, please visit help@Ramseyplus.com, and we will be happy to help!

See 46 more reviews

Developer apps

Ramsey Network
Ramsey Network

Podcasts: Money, Life, Budgets

💰 Finance

(25K)

Free $4.99
In-App Purchases
EveryDollar: Budget Management
EveryDollar: Budget Management

Track Income, Bills & Spending

💰 Finance

(84K)

Free
In-App PurchasesWith Ads
Teen Entrepreneur Toolbox
Teen Entrepreneur Toolbox

by The Lampo Group Incorporated

📚 Education

(30)

Free
Ramsey Stickers
Ramsey Stickers

by The Lampo Group Incorporated

💌 Stickers

(41)

Free
FinancialPeace: The Money Plan
FinancialPeace: The Money Plan

Learn and Track the Baby Steps

💰 Finance

(119)

Free
See developer apps

User experience

🐞

Reported Bugs

16 issues

Invalid email verification address

Bug

App no longer updating automatically

Bug

App requires purchase again after buying

Bug

Lost access after subscription ended

Bug

App doesn't update credit card debts

Bug

Cannot unlink debts from Baby Steps app

Bug

App requires paid subscription to use

Bug

App won't let me open free version

Bug

App messes up EveryDollar amounts

Bug

App wants to make me purchase again

Bug

App logs out often

Bug

App clears progress regularly

Bug

App doesn't connect to EveryDollar

Bug

App says I don't have EveryDollar Plus

Bug

App doesn't let me past subscription page

Bug

App doesn't sync with EveryDollar account

Bug
✨

Requested Features

17 requests

Allow monthly payment for subscription

Feature

Option to purchase app separately

Feature

Add Baby Step 6 tracking feature

Feature

Make app unlinkable from EveryDollar

Feature

Add notifications for debt reminders

Feature

Include charged-off debt

Feature

Add Baby Step 3b

Feature

Allow $0 minimum debt payment

Feature

Checkbox for monthly snowball payments

Feature

Graph showing balance changes over time

Feature

Manually fix un-updating credit cards

Feature

Model scenarios or show bonus impact

Feature

Link accounts to each debt

Feature

Split payments between principal/interest/fees

Feature

Add 'inactive debt' option

Feature

Add next payment due date for inactive debt

Feature

Support landscape view on iPad

Feature

FAQ

What does the BabySteps app do?

The BabySteps app helps users pay off debt and track savings goals using Dave Ramsey's 7 Baby Steps financial plan. It utilizes the debt snowball method to prioritize debt repayment and provides tools to monitor progress towards financial milestones like building an emergency fund and saving for a home.

How do I access the BabySteps app?

To access the BabySteps app, you need to be a member of Ramsey+. SmartDollar members already have access. If you are not a member, you can start a free trial of Ramsey+ at ramseyplus.com.

What is the debt snowball method?

The debt snowball method is a debt reduction strategy where you pay off your smallest debts first while making minimum payments on larger ones. Once a small debt is paid off, you roll that payment amount into the next smallest debt, creating a 'snowball' effect that accelerates debt repayment.

Can I track my savings with this app?

Yes, the app allows you to track your savings. It provides tips on how to save money faster and helps you establish an emergency fund. You can visually track your savings account growth, which can help boost motivation.

What are the 7 Baby Steps?

The 7 Baby Steps are a step-by-step financial plan created by Dave Ramsey designed to help people get out of debt and build wealth. The app guides users through each step, which typically includes building a starter emergency fund, paying off all debt, saving for a full emergency fund, investing for retirement, and saving for children's college funds.