Bits Credit Card and More User Reviews

Customer Experience

Positive experience33.6% of reviews
Neutral2.7% of reviews
Negative experience63.7% of reviews

~ Based on 146 written reviews from the US App Store.

What users say

Is Bits Credit Card and More Safe?

Bits Credit Card and More appears safe based on user ratings. AppsHunter Safety Score for Bits Credit Card and More is 88/100.

This assessment is based on 6,080 user ratings, with an App Store average of 4.4/5.

Safety Analysis

62.5% of ratings point to a safe experience
0.0% of ratings suggest some concerns
37.5% of ratings point to a risky experience

~ Based on 8 App Store ratings for Bits Credit Card and More.

Is Bits Credit Card and More Legit?

Bits Credit Card and More appears to be a legitimate app. AppsHunter Legitimacy Score for Bits Credit Card and More is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Wrong info

They say everyone can have a card but someone lied then they say no

Help

I can’t access my account as it got my old number on

Disappointed

I do use the credit card function and pay the £14.00 subscription and had no issues which is fine. What I do have issue is with being further charged £9.99 for a money building app that said would increase my credit limit for my credit card. It hasn’t increased it nor is there way to cancel the subscription. I’m sure under the Digital Markets, Competition and Consumers (DMCC) Act 2024 and the Consumer Contracts Regulations 2013 there should be an option to “click to cancel “ so the fact there isn’t is really sketchy and makes me now feel quite insecure about using Bits as a company if they are skirting consumer and financial laws.
I have been paying since Feb for something that has done nothing that it said it would and I want that money back. I’m really disappointed in Bits.
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£14 per month? Rip off merchants

Far too expensive.

Had previous 2 accounts opened now opened third time

Well yeah great for easy setup via the app and identification process past two times had account opened the standard 14 pound one but didn’t use it both times. Now I’ve gone for the 42 pound monthly plan hopefully should be great for raising my credit score let’s see

Fantastic easy to use

Great app and great customer service

Miss

I’ve been a Bits customer since October 2022, but unfortunately I can no longer access my account. The SMS verification code required to log in is never delivered, despite my phone number remaining the same for over six years.

I’ve contacted customer support multiple times, explained the issue in detail, and followed every instruction provided. Unfortunately, my case was repeatedly misunderstood—I was sent password reset links even though resetting my password was never the problem. The real issue is that I cannot receive the login verification code, making it impossible to access the app.

After several emails and a long wait, the issue still hasn’t been resolved. As a long-term customer, this has been extremely frustrating. I can’t recommend the service in its current state because if you’re locked out of your account, getting the problem resolved is far more difficult than it should be.
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Mr j Davidson

Stole my money

App keeps logging me out

Keep getting logged out of the app when. I’m in it or using my card been happening for
Months

Cherie Haydon

My bits credit card is a God send to me❤️

Scam

This is a scam

Terrible

Took my money and won’t let me take a picture of my id without staying blurred so I can’t buy anything

Appreciate you

Appreciate you

Absolute joke

Opened an account
Fraud was commited on my account in less than a week
No one responds to emails
Money was taken for a purchase i never made
Avoid avoid avoid

Total scams

Beware

Scam

This is pretty much a scam. False promises of guaranteed limits until you pay your membership and then you have a 30 day wait before any credit card, without guarantee.. I’m really surprised at Apple for allowing this in the Ecosystem

The worse card system

I had this account for the last 18 months they never give you a higher limit than £50 and they ask for a repayment weekly, then the so called store card you can only buy gift cards for which you have to pay upfront 30% it’s an AI generated account and a total scam in my opinion! Customer service in Gibraltar good luck with that one!
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Unusable

The app allows me to log in with my details but once I put the code in it takes me back into log in everytime. Simply can not access my account

No fast increase

I have the credit card in which you have to pay £14 a month l don’t know why really
Credit limit is very poor only £50 in which you have to pay every week

Bit’s app

Good for building credit score and emergency money