COBRA + Direct Bill by WEX

COBRA + Direct Bill by WEX

by WEX, Inc.

82 ratings
42 reviews
Free

Details

Released
August 21, 2018
Updated
July 9, 2026
COBRA + Direct Bill by WEX screenshot #1 for iPhone
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COBRA + Direct Bill by WEX screenshot #3 for iPhone
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About

Manage your COBRA and direct bill accounts with ease. View payment history, make secure payments, and access plan details. Stay informed with notifications and easily select or change your coverage.

✓View payment history
✓Make secure payments
✓Access plan information
✓Receive administrator messages
✓Select and change coverage
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What users say about COBRA + Direct Bill by WEX

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What's New in COBRA + Direct Bill by WEX

318.4.0

July 9, 2026

Version 318.0 provides you with: Security updates Bug fixes

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User reviews

Everyone responsible for the app should be embarrassed

Possibly the worst thing about losing your job is being exposed to this app.

Worst company on earth

Wex is such a horrible company with a horrible user interface. They don’t care to invest anything into making their products user friendly. They intentionally make this difficult so that it’s not easy to cancel the auto billing once you start. It’s slow and feels like the equivalent of using dialup. Unfortunately since they deal with the most vulnerable populations so they get away with this. I beg of companies to stop using wex to handle the benefit management for cobra.
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The worst app and website I have ever dealt with.

The problems started right at the registration stage: I entered all my information, but nothing happened. I never received any confirmation email. After that, I couldn't log into my account at all. I tried to reset my password — it didn't work. I tried to recover my username - also didn't work.
At this point, nothing functions properly, and there is no clear way to move forward.
The situation feels completely hopeless because the system simply does not allow you to do anything. This is an unacceptable user experience for something as important as insurance access.
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Charge $20 convenience fee for each payment and the maximum payment allowed is one month premium.

The available payment option description is poorly drafted. And there are only two ways to avoid convenience fee;
1. Mail-in check or
2. Use “ACH” auto recurring payments. In which you need a Bank checking account.
If pay with credit card, you will be charged additional $20 for each month premium. And you are not allowed to pay multiple months premium at once.
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$20 to make a payment

Way to kick everyone while their down. Why do I have to login every single time I open the app? Could you put any effort into making this usable for people who just had their life upended?

Developer apps

User experience

🐞

Reported Bugs

15 issues

Login failures

Bug

Password reset not working

Bug

Username recovery not working

Bug

Confirmation emails not received

Bug

App crashes upon opening

Bug

App closes after login/PIN entry

Bug

App shows 'No internet connection' when connected

Bug

App doesn't register user selections

Bug

System errors during login

Bug

Service error messages

Bug

App gets kicked out before use

Bug

Unable to agree and sign in on the last page

Bug

App changes enrollment selections

Bug

Member ID field causes issues

Bug

Date format for security questions is problematic

Bug
✨

Requested Features

14 requests

Improve app usability

Feature

Fix login issues

Feature

Remove or reduce convenience fees

Feature

Allow saving credit card information

Feature

Allow automatic credit card payments

Feature

Improve password reset functionality

Feature

Make security questions work reliably

Feature

Fix date input format for security questions

Feature

Improve app performance on tablets

Feature

Ensure app correctly registers user selections

Feature

Provide better customer support

Feature

Make it easier to cancel auto-billing

Feature

Update app design to be more modern

Feature

Allow payment for multiple months at once

Feature

FAQ

What can I do with the COBRA + Direct Bill app?

The app allows you to manage your COBRA and direct bill account details. You can view your plan information, track payments made to your plan, and receive important notifications from your administrator. It also facilitates making payments and reviewing your payment history.

How can I make payments through the app?

You can make one-time payments or schedule future and recurring payments directly within the app. The app supports payments using your bank account or credit card, offering secure mobile payment technology.

Is this app free to use?

Yes, based on the provided information, the COBRA + Direct Bill app is available for free. There are no mentions of in-app purchases or subscription fees for using its core functionalities.

What information will I see about my plan?

The app provides visibility into payments made to your plan and allows you to view what you have elected, helping you understand your coverage level. You can also easily make changes to your elected plan as needed.

How can I get help if I have an issue with my account?

The app offers a convenient 'Click to call or email Customer Service' feature. This allows you to directly contact customer support for any questions or issues you may have regarding your COBRA or direct bill account.