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DBS IDEAL Mobile

DBS IDEAL Mobile

by DBS Bank Ltd.

1.6K ratings
63 reviews
💼 Business
💰 Finance
Free

Details

Released
September 21, 2011
Updated
October 18, 2026

Features

Developer

DBS Bank Ltd.
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DBS IDEAL Mobile screenshot #1 for iPhone
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DBS IDEAL Mobile screenshot #6 for iPhone
DBS IDEAL Mobile screenshot #7 for iPhone
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About

Manage your finances on the go with a comprehensive dashboard. Use your mobile as a security token for quick and secure payments, and approve transactions from anywhere. Track account balances, loans, and FX contracts with ease.

✓Mobile security token
✓Comprehensive banking dashboard
✓Account balance tracking
✓Secure payment processing
✓Payment approval
✓FX contract booking
Show original description

What users say about DBS IDEAL Mobile

Reviews of DBS IDEAL Mobile are mostly negative: the Finance app is rated 4.6/5 from 1.6K App Store ratings. What users like most: easy to use, convenient and efficient. Top complaints: frequent crashes and bugs, unreliable authentication (OTP, facial recognition). Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 🚀Convenient and efficient
  • 💡Innovative features like QR code payments

Negative things

  • 🐛Frequent crashes and bugs
  • 🔑Unreliable authentication (OTP, facial recognition)
  • 🕰️Slow performance and delayed responses
  • 🤯Confusing and cumbersome UI
See all reviews

What's New in DBS IDEAL Mobile

3.23.1

October 18, 2026

What's new in this update? Peek Balance – you can now quickly glance at your account balance and recent transactions with a simple tap without logging in! To use this feature, go to ‘Profile & Settings’ on your mobile app and enable it for your preferred account.

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User reviews

Most RecentHighest RatedLowest Rated

Great App !

User friendly, easy, simple, fast and secure !
AGAngel the guardian

Fees

Hidden feees.
Aabby12445

Otp

Time to enter otp is too short. The mail sent by dbs itself arrived in 45/50seconds
11008Nannuji

Response from developer

Dear Simaguy. Thank you for your feedback. If you need more assistance on the usage of IDEAL Mobile, please contact DBS BusinessCare Hotline.

Unable to update digital certificate

I am continually getting the error couldn’t update digital certificate, after I did recent update. Please help.
VVashist123

Response from developer

Thank you for sharing your feedback with us, Vashist123. It will be great if you can share more information with us on the digital certificate issue that you encountered. You can contact DBS BusinessCare Hotline for us to look into this.

Daily App is Updated

The app updates are like every alternate day so it’s a bit annoying. Dear DBS kindly inform the development team not to do the updates often as it’s actually disappointing!!
KKK_justmyreviews

Response from developer

Thank you for sharing your feedback with us, KK_justmyreviews. It will be great if you can share more information with us on the issue that you encountered. You can contact DBS BusinessCare Hotline for us to look into this.

See 58 more reviews

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User experience

🐞

Reported Bugs

3 issues

App not working after iOS updates

Bug

Login and password issues

Bug

Inability to set up digital token

Bug
✨

Requested Features

3 requests

Improve e-statement accessibility

Feature

Streamline transaction approval process

Feature

Enhance security without compromising user experience

Feature

FAQ

What can I do with DBS IDEAL Mobile?

DBS IDEAL Mobile allows you to use your phone as a security token, access a comprehensive banking dashboard, monitor account balances, fixed deposits, loans, and FX contracts. You can also make and approve payments securely from anywhere and book FX contracts.

Is DBS IDEAL Mobile free to use?

Based on the provided information, the app is available for free. There are no mentions of subscription fees or in-app purchases for core functionalities.

What devices is DBS IDEAL Mobile compatible with?

The app is designed for mobile devices, specifically mentioning compatibility with iPhone and iPad devices. It offers banking on the go for these platforms.

How does DBS IDEAL Mobile enhance security?

The app functions as a security token for your mobile device, enabling quick and secure payments. It also allows for payment approvals from wherever you are, adding a layer of control and security to your transactions.

Can I manage my foreign exchange contracts with this app?

Yes, DBS IDEAL Mobile allows you to stay on top of your FX contracts and also book new FX contracts directly through the app, providing flexibility for your foreign exchange needs.