Debt Payoff Assistant User Reviews

What users say

Top reviews

Awesome!

I got to track my progress and it motivated me to get the job of eliminating my debt done. Even when I had to stop a few months, I could start right where I left off!

Been using this app for years

This app was fantastic because it’s so basic I love it but I went to add a new debt and now it won’t open. Super sad.

Missing feature?

This seems pretty basic, which I like. However, is there no way to make a payment in between due dates? For example…I have an extra $150 that I want to apply to car payment separate from regular payment. How do you do that?

Beginning date

I would rate five stars if it had an option for a loan beginning date. Please add this option.
Other than that I’m happy with it.

One major problem

I’m transferring data from a different app manually in this app starts posting from the next month so you would have to turn your phone calendar back a month

Latest update stinks

Used to love the tool but the most recent update has stripped a ton of functionality I have come to love about the tool. Especially being able to see quickly total interest in the calculator but now you throw the amortization schedule with no summary.
Time to look for another tool.

This app is just what I was looking for!

I have been trying so many debt payoff calculators to find one without all the bells and whistles and is just simple to use. This one provides the exact information I needed for my debt payoff and it’s so easy to use! I highly recommend this app if you just need to know the basics for your debt payoffs. It saves your inputs, you can compare different payoff strategies and I didn’t pay anything to use it. Thank you for this app, it’s great!
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Snowball not working correctly

I input all my info and have a pay off 4/2035. When i turn the snowball on it shows my debt free this year not sure where it is getting the figures.

Almost there

This is a good debt payoff app with one major flaw. It assumes that people don’t have an instance where they add new debt. I say this because when you do add NEW debt, it defaults the start date to when you initially set up the app.

For example, I’ve been using this app for a while to get free and clear of all debt however, my car died so I had to purchase a new car. When I add the new car to the app it makes the start date for payments the same date that I started using the app. That does not allow me to correctly track my debts.

I would purchase if this were fixed.
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Error!

You are using “princiPLE” when referring to a sum of money. WRONG! It should be “princiPAL”!

Repayment Frequency Option Needed

I love the design of the app but unfortunately I don’t pay my debts off monthly. I pay fortnightly as that is when I get paid and to pay more frequently as soon as you can reduced interest as interest is calculated daily.

I would love to see different repayment options incorporated into the app and would happily pay for this feature.
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Great app. Simple a d functional

Works as designed. Bought the add free version after 4 years!

Debt Payoff Assistance

It has taken me 2 months to figure out that you have to touch the date for it to record that payment. It does lay out the debt pay off so you can see the progress until payoff. I do like that this simple app has no ads. I do suggest that pictures be added to show what and how you can use certain function. This is a great simple no fuss app!
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Pretty nice - but couple of suggestions

I like what has been done some far but would suggest the following adds in future versions ... 1. Most importantly - have to be able to enter what a person can afford on a month basis. I am on fixed income and the apps shows paying just one debt over my monthly income. You have be able to cap what your spending on the payoffs overall per month 2. It would be nice see a report for each month what the payouts are without having to go through each debt to check .. tedious and time consuming right now. Other than that .. i really like the app .. simple and easy to setup
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Great App

This app is a great, easy way to see my payments slowly going down! The only thing I would add to this app is the ability to put in bi-weekly payments, and the ability to have added principal automatically be able to go onto each payment, not manually having to add it. Still a great app!

Not bad at all

Only difference is on main page showing total payments are made a month

Nice interface

Easy to use as a calculator! Just what I was needing. Highly recommend

Can’t fix date issue?

This program would be great, but no matter what happens it lists my debts starting in the year I first opened the program... meaning if I try to add a new debt today with a balance of 1000.00 it will say it’s already paid off because it assumes I took on the debt in 2019 and have been paying on it for over a year. DUMB
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Code

Was a great app until I opened it and it will not accept my passcode. I know it so accurate but won’t take it and no way to reset.

Payoff your debt with a plan

I love that it uses the snowball system to help pay off debt. Makes it simple and all the visual aspects of the app are awesome