Nice app!!
Really enjoy using this app
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About
This app helps you create a clear plan to become debt-free. Track loans, credit cards, and BNPL balances, visualize your payoff date, and compare different debt reduction strategies. It offers payment reminders and progress tracking to keep you motivated.
✓Debt payoff plan visualization
✓Debt snowball and avalanche comparison
✓Paycheck splitting for debt payments
✓Payment tracking and reminders
✓Progress and interest saved tracking
✓Motivation badges and streaks
✓Apple Watch and widget support
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+3
What's New in Debt Tracker
8.0.8
November 3, 2026
Thanks for trying Toffee: Here's some Bug Fixes to make it run smoother
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Subscriptions & In-App Purchases
Toffee Pro - Monthly
Monthly Access to Toffee Pro
$4.991 Month
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Developer apps
FAQ
How does Debt Tracker help me become debt-free?
Debt Tracker creates a personalized payoff plan by consolidating your loans, credit cards, and buy now, pay later balances. It shows your exact debt-free date and allows you to compare strategies like snowball and avalanche to find the most effective path for you.
What debt payoff strategies does Debt Tracker support?
Debt Tracker supports both the debt snowball method, which focuses on paying off the smallest balances first for quick wins, and the debt avalanche method, which prioritizes debts with the highest interest rates to save money over time. You can compare both side-by-side with your real debts.
Can I track payments and get reminders with Debt Tracker?
Yes, you can easily log payments within seconds and receive payment reminders before due dates. The app also provides a full payment history that is searchable by debt, amount, or date, helping you stay on top of your financial commitments.
Does Debt Tracker require linking bank accounts?
No, Debt Tracker does not require bank logins. You manually enter your debt balances, providing greater control over your financial data. You can also import debts from spreadsheets like Excel or CSV.
What are the benefits of Toffee Pro?
Toffee Pro unlocks the full app experience, offering advanced features and customization. It is available through weekly or monthly subscription plans, with an annual plan that includes a 7-day free trial for eligible new subscribers.
How often is Debt Tracker updated?
The latest version of Debt Tracker is 8.0.8, and it was last updated on November 3, 2026. This indicates a commitment to regular updates and improvements for the application.
What devices is Debt Tracker available on?
Debt Tracker is designed for Apple devices, including the Apple Watch, iPhone, and iPad. It also features Home Screen and Lock Screen widgets for quick access to your debt-free countdown and next bill.
Is Debt Tracker suitable for all ages?
Debt Tracker has an age rating of 4+, making it accessible for a wide range of users. Its focus on financial planning and tracking is beneficial for individuals looking to manage their finances effectively.
