Best apps like Earny: Money Back Savings App

32+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated July 2026

Whether you want more options like Earny or a completely different take on the same concept, our curated list of 32+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Earny

SIFT - Cashback and Savings#1

SIFT - Cashback and Savings by SHOPINBOX, INC.

Smart Wallet for your finances
Editor's Choice
๐Ÿ’ฐ Finance
4.4๐Ÿ˜(1.6K ratings)
FreeIn-App Purchases
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This app acts as a smart wallet to help you save money by automatically tracking your spending, finding credit card rewards, and notifying you of price drops. It also identifies unused subscriptions and hidden retailer benefits, helping users save an average of over $200 per year.

What We Love

  • ๐Ÿš€ Great little app
  • ๐Ÿ‘ Wonderful
  • ๐Ÿ’ฐ Saving more than on couponing!
  • ๐Ÿ”’ Helped me detect a fraudulent charge

Room to Improve

  • ๐Ÿ› Going to cancel
  • ๐Ÿ” Long Con
  • ๐Ÿ› Absolutely one of the worst apps I've ever downloaded
Grow Credit#2

Grow Credit by Grow Credit Inc.

Pay Phone Bills & Build Credit
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(10K ratings)
FreeAds
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Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

What We Love

  • ๐Ÿ‘ Helpful for building credit
  • ๐Ÿš€ Easy to set up and use
  • ๐Ÿ’ก Convenient way to pay subscriptions
  • ๐Ÿš€ Quick credit score improvements

Room to Improve

  • ๐Ÿ› Inconsistent payment processing
  • ๐Ÿ”’ Difficulty changing payment methods
  • ๐Ÿ› Inaccurate credit reporting
Side Hustle App#3

Side Hustle App by SideHustle App, Inc.

Refers, jobs, and get paid
Worth Considering
๐Ÿ’ฐ Finance
2.6(137 ratings)
Free
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Earn extra cash by promoting businesses and referring customers. Find local and national deals, claim offers, or share them with friends and family to get paid. Businesses only pay for results, making it a win-win for everyone involved.

More apps like Earny

4
Ethos - Insurance & Wills
Ethos - Insurance & Wills
Ethos - Insurance & Wills
An Ethos Technologies company
Free

Secure your family's future with an all-in-one platform for life insurance and estate planning. Apply for term life insurance in minutes with no medical exams and create legally solid Wills and Trusts with guided tools.

Instant life insurance decisionsNo medical exams requiredIntegrated Wills and Trusts
๐Ÿ’ฐ Finance
(6.7K)
free with in-app purchases
5
ATM Cash AdvanceใƒปInstant Money
ATM Cash AdvanceใƒปInstant Money
ATM Cash AdvanceใƒปInstant Money
Earn Real CashใƒปQuick Advances
Free

Access quick cash advances without a credit check, interest, or late fees to cover emergencies. Earn extra money by playing games, answering surveys, and utilizing cashback offers.

Quick cash advancesNo credit check requiredNo interest or late fees
๐Ÿ’ฐ Finance
(16K)
free with in-app purchases
6
CardPointers for Credit Cards
CardPointers for Credit Cards
CardPointers for Credit Cards
Earn more points & cashback
Free

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

Automatic category bonus trackingReal-time card recommendationsOffer management and activation
๐Ÿ’ฐ Finance
(9.7K)
free with in-app purchases
7
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
๐Ÿ’ฐ Finance
(86K)
subscription
8
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
๐Ÿ’ฐ Finance
(5.3K)
free with in-app purchases
9
Recoup: Refund Wasted Expenses
Recoup: Refund Wasted Expenses
Recoup: Refund Wasted Expenses
Reclaim Your Hard-Earned Money
Free

This app helps you reclaim money by automatically filing disputes for unexpected bank fees, credit card charges, and other transaction fees. It simplifies the refund process, eliminating the need for phone calls or paperwork.

Automated dispute filingDispute bank feesDispute credit card charges
๐Ÿ’ฐ Finance
(846)
ad-supported
10
UNest: Investing for Kids
UNest: Investing for Kids
UNest: Investing for Kids
Family Finance Made Easy
Free

This app simplifies saving and investing for your child's future through a tax-advantaged custodial account. It offers professionally managed portfolios and allows contributions from family and friends, providing a flexible alternative to traditional college savings plans.

Open UTMA custodial accountInvest for college and future expensesAutomated recurring contributions
๐Ÿ’ฐ Finance
(3.7K)
subscription