Instacart Shopper Rewards

Instacart Shopper Rewards

Discover the new debit card.

492 ratings
86 reviews
#143 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • August 28, 2025
  • July 7, 2026

Features

Instacart Shopper Rewards screenshot #1 for iPhone
Instacart Shopper Rewards screenshot #2 for iPhone
Instacart Shopper Rewards screenshot #3 for iPhone
Instacart Shopper Rewards screenshot #4 for iPhone
Instacart Shopper Rewards screenshot #5 for iPhone
Instacart Shopper Rewards screenshot #6 for iPhone
🖼️Get Icon
Icons↘︎

About

This app provides a business debit Mastercard and account designed for Instacart shoppers. It offers features like free auto-payouts, cash back on gas and EV charging, and flexible banking options with no minimum balance or monthly fees.

Free auto-payouts after every batch
Up to 4% cash back on gas
3% cash back on EV charging
Add card to digital wallet
No minimum balance or monthly fees
Access to 55,000+ in-network ATMs
Show original description

What users say

See all reviews

What's New in Instacart Shopper Rewards

2026.7.0

July 7, 2026

We’re constantly making improvements and creating new features based on your feedback. If something doesn’t look right, contact our support team through the app and we’ll take care of it ASAP. Here’s the latest round of updates we’re excited to share with you: • Bug fixes and performance improvements. Thanks for using Instacart Shopper Rewards!

More

Charts

Top Free

📈 143+2

Finance

This app rose +2 positions in Finance chart.

Last updated on July 19, 2026.

User reviews

I can not login!!!

I tried to login and the pop up is a new device try again after reset phone lol!

MODERN DAY SLAVERY

It’s mind blowing how much work they want you to do and how far they want you to drive for only PENNIS on the dollar. You only see orders like this -> $12 including tips, shop for 40 items and then drive 28 miles there and back. All for $12 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

Card

Please fix it to a regular debit card that card isn’t accepted nowhere

Not pleased

This card is a huge inconvenience. Paying to transfer my funds to my debit card where I get gas and buy groceries doesn't take this card. The fees are ridiculous.

There trust and safety service just ignore you

My kids were playing on my phone after I finished work with Instacart. And I was blocked, I didn’t know about that for a week. While I open app and after ID authorization I saw message about deactivated. There letter all time was at spam and when I try understand what happened they just start ignored my emails. Horrible service and communication.
Show more

Developer apps

User experience

🐞

Reported Bugs

2 issues

Unable to receive login code

Bug

Incompatible with older devices

Bug

Requested Features

2 requests

Unlimited free ATM withdrawals

Feature

Allow transfers to/from Apple Pay

Feature

FAQ

What is the Instacart Shopper Rewards Card?

The Instacart Shopper Rewards Card is a business debit Mastercard and account powered by Branch, designed exclusively for Instacart shoppers. It aims to help shoppers save money and reach their financial goals by offering benefits like cash back and free payouts.

What are the main benefits of the Shopper Rewards Card?

Key benefits include free auto-payouts of earnings after each batch, up to 4% cash back on gas purchases (with higher rewards for Diamond Cart shoppers), and 3% cash back on EV charging. It also offers flexibility with digital wallet integration and fee-free ATM withdrawals.

Does the Shopper Rewards Card have any fees?

No, the Instacart Shopper Rewards app provides a business debit card and bank account with no minimum balance requirements, credit checks, or monthly fees. However, Instacart may elect to charge a fee for Shopper Rewards Card payouts at any time, subject to notice.

Where can I use the Shopper Rewards Card?

The Shopper Rewards Card is a Mastercard business debit card and can be used anywhere Mastercard debit cards are accepted. You can also add it to your favorite digital wallet to spend directly from your phone.

How does the cash back program work?

Cash back is earned on eligible gas purchases at the pump and EV charging. The percentage of cash back varies based on your Cart Star status, with Diamond Cart shoppers earning higher rates. You must select 'Credit' or 'Bypass PIN' for gas purchases to qualify for cash back.