Best apps like IOU - OweTracker

9+ similar apps compared and reviewed

4.3 avg rating
9 free apps
Updated August 2026

Whether you want more options like IOU or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to IOU

Who Owes Me? – IOU & Debt Log#1

Who Owes Me? – IOU & Debt Log by Artcode LTDA

Borrow, lend & split bills
Editor's Choice
💰 Finance
0.0(0 ratings)
FreeAdsIn-App Purchases
Who Owes Me? – IOU & Debt Log screenshot 1
Who Owes Me? – IOU & Debt Log screenshot 2
Who Owes Me? – IOU & Debt Log screenshot 3
Who Owes Me? – IOU & Debt Log screenshot 4
Who Owes Me? – IOU & Debt Log screenshot 5
Who Owes Me? – IOU & Debt Log screenshot 6

Easily track loans and manage outstanding debts from previous months. This finance app helps you stay organized and ensures you get paid back. It offers bug fixes for improved speed and stability.

Who Owes Me - OweList#2

Who Owes Me - OweList by Akyno Apps

Track Who Owes You
Strong Contender
💰 Finance
2.7(3 ratings)
FreeAdsIn-App Purchases
Who Owes Me - OweList screenshot 1
Who Owes Me - OweList screenshot 2
Who Owes Me - OweList screenshot 3
Who Owes Me - OweList screenshot 4
Who Owes Me - OweList screenshot 5
Who Owes Me - OweList screenshot 6

Easily track money owed, borrowed, and personal debts in one organized place. Record debts, monitor repayments, and view balances for everyday situations like splitting bills or informal loans. Keep a clear log of all transactions without complex financial tools.

Who Owes Me - LentPal#3

Who Owes Me - LentPal by Alessandro Pace

Track personal debts & IOUs
Worth Considering
💰 Finance
3.7(6 ratings)
FreeIn-App Purchases
Who Owes Me - LentPal screenshot 1
Who Owes Me - LentPal screenshot 2
Who Owes Me - LentPal screenshot 3
Who Owes Me - LentPal screenshot 4

Easily track personal loans and casual debts with friends, family, or coworkers. Log every loan or IOU in seconds, get clear summaries of all balances, and receive reminders for payments. Avoid awkward money conversations and keep all your casual debts organized in one simple place.

More apps like IOU

4
Devedores e Dívidas
Devedores e Dívidas
Devedores e Dívidas
Gerencie quem te deve.
Free

Organize suas cobranças e pagamentos com uma interface visual e intuitiva que se conecta diretamente ao seu Google Sheets. Mantenha controle total de quem te deve e de suas próprias contas a pagar, gerando recibos e relatórios gráficos.

Control of debtorsDebt managementReceipt generation
💰 Finance
(0)
free with in-app purchases
5
Ledger Book: Debt Tracker
Ledger Book: Debt Tracker
Ledger Book: Debt Tracker
Manage client accounts & IOUs
Free

This app is a digital ledger for managing client accounts, debts, and payments. It offers features like PDF statement generation, offline data storage for privacy, and secure backups. It aims to be a fast and accurate financial assistant for businesses and individuals.

Client and debt managementGenerate PDF statementsOffline-first privacy
💰 Finance
(4)
free with in-app purchases
6
My Debt Manager & Tracker
My Debt Manager & Tracker
My Debt Manager & Tracker
Track and Manage Debts & Loans
Free

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

Track debts and loansRecurring payment managementAI debt stress reduction
💰 Finance
(5)
free with in-app purchases
7
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
Track debts and split bills
Free

Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.

Track running tallies of debtsSplit bills by assigning items from receipt photosSign up with phone number
💰 Finance
(65)
free with in-app purchases
8
Sono: Debt tracker and manager
Sono: Debt tracker and manager
Sono: Debt tracker and manager
Record & Track Debts
Free

Easily track money borrowed and lent with this finance management tool. Record transactions, manage contacts, and get summaries of your debts. Offers cloud storage, PIN lock, and data export options.

Record borrowed and lent moneyDisplay debt summariesManage debtors and creditors
💰 Finance
(21)
free with in-app purchases
9
Prestadero Fin
Prestadero Fin
Prestadero Fin
by STEFAN METZGER
Free
💰 Finance
(0)