Lincoln Financial Mobile User Reviews

Customer Experience

Positive experience16.1% of reviews
Neutral4.3% of reviews
Negative experience79.5% of reviews

~ Based on 161 written reviews from the US App Store.

What users say

Is Lincoln Financial Mobile Safe?

Lincoln Financial Mobile has mixed safety signals based on user ratings. AppsHunter Safety Score for Lincoln Financial Mobile is 59/100.

This assessment is based on 316 user ratings, with an App Store average of 2.9/5.

Safety Analysis

45.6% of ratings point to a safe experience
2.8% of ratings suggest some concerns
51.6% of ratings point to a risky experience

~ Based on 316 App Store ratings for Lincoln Financial Mobile.

Is Lincoln Financial Mobile Legit?

Lincoln Financial Mobile appears to be a legitimate app. AppsHunter Legitimacy Score for Lincoln Financial Mobile is 95/100.

Based on 95 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Links to information don’t work

The links to understand what things are eligible for certain claims, etc. don’t work. Which is very frustrating when they deny something and don’t say why.

Broken

Application never works, use online or move your money. Unless you’re locked in, well then good luck.

App doesn’t work!

I want to know what my financials are doing, but for the last two or three months, I have not been able to even get on this app. I’ll call customer service and they’ll be glad to give me the information but it’s just sad that I should have to! What’s going on guys?

One of the worst apps/websites I’ve ever seen

Horrible set up and not easy to navigate or find anything. I’ve never seen such a poor app and the website is just as bad. I was transferring and account and glad I am done with this organization. The app is truly reflective of the poor customer service offered at every level.

Not user friendly

This app is by far the least helpful app ever and their website isn’t much better.

Broken

Haven’t been able to login for months now, maybe over a year. This is a sad state of affairs for any business in 2026. No excuses.

App needs work

This app and website needs modernization. This is 2026 come on almost every single financial institution has modern technology with their website websites and apps.

Locks Up constantly

After logging in, the app just “freezes.” It’s been terribly slow in the past but now it’s essentially useless.
Their web portal is better, but only marginally so - still slow, clunky.
If my employer didn’t use this financial group for my 403(b) I would avoid this company.

Horrible app

This app works maybe 10% of the time. It almost always doesn’t let me in to see my information. I have to use the website. They really need to work out the kinks. All my coworkers have the same issue with this app. Please fix it!

Broken

Doesn’t work within the last 2 weeks

Not user friendly

Not very user friendly for viewing benefits. It goes from the app the web browser

Avoid at All Costs

The only thing worse than this app is the company behind it.

App no longer functions

This app has been non-functional for over a month. It just shows a chronic loading screen.

Nonfunctional app

For a major financial institution, this app is disappointing. It'd be better to have no app than this useless junk. I can't even get it open. Get with the program , Lincoln. It's not a good look.

Non-functional

👎

Worst

This app really has issues and hasn't worked in months. Ive always had to log in via desk top because the app never opens

What a garbage app

Nothing makes me trust my retirement more than an website/app that won’t log me in.
Set it and forget it indeed. Totally worth the fees.

Worst app

I can’t even get logged in most of the time

Unable to upload images

One would expect that an iPhone app would allow uploading of photos from the photos app but the file extensions supported are jpg not jpeg which is used on iOS.

App needs work

This link financial app needs to be in the works. Lincoln financial has multiple apps for no reason they should just create one great simple insurance financial app all in one place this app needs a lot of things such as modernization. And one simple app for you financial need not 4