Lopay: Payments & POS

Lopay: Payments & POS

Business payments made simple

287 ratings
141 reviews
Free

Details

  • Released
  • Updated
  • May 25, 2021
  • August 20, 2026

Features

Lopay: Payments & POS screenshot #1 for iPhone
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Lopay: Payments & POS screenshot #7 for iPhone
Lopay: Payments & POS screenshot #8 for iPhone
Lopay: Payments & POS screenshot #9 for iPhone
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About

Accept payments easily on your mobile device or with a card reader. This app allows customers to add tips and provides clear income breakdowns. Get paid directly to your bank account with flexible payout options.

Accept payments via app or card reader
Customer tipping option
Team member management
Income breakdown reports
Flexible bank payouts
QR code payment stickers
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What users say

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+1

What's New in Lopay

3.2.3

August 20, 2026

We're constantly improving Lopay, so have made a few tweaks to keep it running smoothly. If you have any questions or feedback, get in touch via support@lopay.com.

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User reviews

Too many updates

Way too many updates compared to its competitors

Generally use tap on Phone to take payment and then the one time you need your card machine it needs to do a 15 minute update

Also seems very slow compared to its competitors. There have been times when I’ve been trying to tap to take payment using my phone and it takes forever to load so have used my other provider. Just seems a very unstable platform especially compared to provider that begins with IZ!
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Response from developer

Thank you for the feedback. We’re sorry the app has felt slow and disruptive at busy moments. We know speed and reliability matter most when you’re taking payments, and we’ll keep working to improve that experience.

Not Recommended – Unreliable and Unexplained Restrictions

The service from Lopay was good while it lasted, but unfortunately our experience has ended on a very disappointing note.
Yesterday, we discovered that Payment Links and QR Payments had been suspended on our account. This was particularly frustrating because we had used these payment methods previously without any issues.
We contacted Lopay customer service via their messaging service to find out what had happened and why these facilities had suddenly been removed. After some communication, we received a response from someone named Ronaldo stating:
“Our Review team has decided that we’re unable to enable Payment Links on your account at this time.”
We were also told that, due to Lopay not being a high-risk card processor, they operate under strict restrictions and could not provide any further details.
Unfortunately, this is not acceptable from a business perspective. As a reputable company, we cannot put our own credibility at risk by advertising to customers that we accept card payments through Payment Links and QR Payments, only to discover without warning that these services have been suspended.
The biggest issue for us is not simply that the services were restricted — businesses can understand that providers have policies and compliance requirements. The problem is the lack of transparency and, more importantly, the lack of notification that these payment methods had been suspended.
Long story short, we have immediately switched to another reliable payment provider that offers these payment methods as standard, without placing our business in a position where we could potentially disappoint or inconvenience our customers.
Our verdict?
Unfortunately, we do not recommend Lopay for businesses that require reliable and predictable card payment services.
The service may have been good while it lasted, but reliability and transparency are essential when you're dealing with your customers and your company's reputation.
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Response from developer

Thank you, Mario, for sharing this. We’re sorry your experience changed in a way that caused disruption and concern for your business. We understand how important clear, dependable payment tools are, and we’ve made sure your feedback is shared with the team. Please do reach out to us on support@lopay.com and we would be happy to assist you.

Bad connection

When I start it is was good at the moment very struggling about Internet connection taking payment

Update

It has taken me ages to update as it kept timing out

Osteopathy Business

Have been using for payments for my Osteopathy business. Very handy, and can take payments if doing home visits or send links for pre payment for appointments.

Developer apps

User experience

🐞

Reported Bugs

4 issues

App crashes after updates

Bug

Card reader disconnects frequently

Bug

Delayed fund transfers

Bug

Account freezes without explanation

Bug

Requested Features

5 requests

Offline payment option

Feature

Pre-authorization feature

Feature

Standalone card reader

Feature

Customizable branding on receipts

Feature

Tipping functionality

Feature

FAQ

What does Lopay do?

Lopay is a mobile application designed to simplify business payments. It allows you to accept payments directly on your smartphone or tablet, either through the app itself or via a Bluetooth card reader. The app also offers features like customer tipping, team management, and detailed income reporting.

How does Lopay handle payments and fees?

Lopay offers a low transaction rate of 1.99% + 10¢ per transaction, allowing businesses to keep more of their earnings. You can choose your preferred payout schedule, from instant to monthly. Additionally, there's a free expense and rewards card that can help offset transaction fees.

Can I accept payments anywhere with Lopay?

Yes, you can accept payments anywhere with Lopay. In addition to using the app or a card reader, you can also utilize special QR code stickers that allow customers to make payments easily by scanning them.

Is Lopay compatible with my device?

The provided data does not specify exact compatibility requirements for operating systems (iOS/Android) or specific device models. However, it is designed to function on mobile devices, implying compatibility with most modern smartphones and tablets.

How quickly can I start using Lopay?

Signing up for Lopay is described as quick and easy, allowing you to start accepting payments in minutes. This streamlined process is ideal for businesses that need to get up and running with payment processing rapidly.