M&S Bank User Reviews

Customer Experience

Positive experience37.5% of reviews
Neutral8.5% of reviews
Negative experience53.9% of reviews

~ Based on 445 written reviews from the US App Store.

What users say

Is M&S Bank Safe?

M&S Bank appears safe based on user ratings. AppsHunter Safety Score for M&S Bank is 89/100.

This assessment is based on 107 user ratings, with an App Store average of 4.6/5.

Safety Analysis

90.7% of ratings point to a safe experience
1.9% of ratings suggest some concerns
7.5% of ratings point to a risky experience

~ Based on 107 App Store ratings for M&S Bank.

Is M&S Bank Legit?

M&S Bank appears legitimate, with a few gaps. AppsHunter Legitimacy Score for M&S Bank is 78/100.

Based on 78 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Canโ€™t enter details

Tried to set up the app on iPad today but there is no space on the form to add in my reference number! Itโ€™s a non-starter!

Paying on line

Absolutely terrible! You have scan codes that you canโ€™t scan on your phone. You are so old fashioned!!! Drives me mad trying to pay online

Harry Edwin

Great bank
Always there for you ๐Ÿ‘

Full of bugs which are never fixed

This is part of HSBC which is all you need to know. Full of bugs which never get fixed. Appalling customer service.

Best

Very professional

OAP Friendly

Iโ€™m 75 and find this app extremely useful user friendly

Badly laid out

On the app, expenditures are shown as negative figures, whilst credits are shown as positive - the exact opposite to the way the rest of the world operates. The paper statements display correctly, so why canโ€™t the app? Completely and utterly ridiculous

๐Ÿš›๐Ÿšš๐Ÿฆบ๐Ÿชซ๐Ÿชซ๐Ÿชซ๐Ÿซฆ๐Ÿฆ…๐Ÿ‘Œโค๏ธ๐Ÿ 

Good when you jobless or stook and no body help you for servival ๐Ÿฅน๐Ÿฅน๐Ÿฅน๐Ÿฅน๐Ÿฅน

M&S Bank

Prompt response to customer queries.

Sometimes impossible to use

Purchases at home, in an area with a poor mobile signal, are often impossible as a texted code is the only option to proceed. There should be other options available, as with other cards. After complaining, I was given a card reader and this worked for a bit but this is no longer an available option.
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Transactions

Why doesnโ€™t it show Pending Transactions. How long does it take?

Excellent system

I have been using M&S bank for a few years and love the simplicity of managing my account. I can make payments at anytime via the pay by bank feature and receive great rewards for using my card.

Easy peasy

Facial recognition doesnโ€™t worry about glasses or makeup!!

Great banking app

The app is very easy to use and very convenient.

Direct debit

I was told by the bank that I was nearing my credit limit and therefore made a payment, but they still collected the full amount of the direct debit to clear the statement even though I had already made a payment. I will be monitoring this very carefully!

Absolute rubbish

I have tried multiple times to access the online app but at the confirmation of password stage, the app crashes. It freezes my phone and I need to switch off and reboot. Trying to connect anyone on the number given is impossible. The operator does not understand simple instructions and canโ€™t offer any assistance or solution. My card has been frozen because of fraudulent activity, now Iโ€™m unable to use it. I will be closing my account and going with my bank instead. I have never known such a bad service from a supposedly reputable company. Absolute disgrace.
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Miserable ID verification

When taking a photo for IDV on iPad it turns your photo upside down. I had to turn on rotation lock and then take an upside-down photo for it to confirm my ID. Utterly stupid.

Great

Easy to use and pay credit card quickly

M&S App

Very easy to use. No problems so far.

Holiday

So easy to use never have problems