M&S Bank User Reviews

Customer Experience

Positive experience37.6% of reviews
Neutral8.9% of reviews
Negative experience53.5% of reviews

~ Based on 460 written reviews from the US App Store.

What users say

Is M&S Bank Safe?

M&S Bank appears safe based on user ratings. AppsHunter Safety Score for M&S Bank is 89/100.

This assessment is based on 107 user ratings, with an App Store average of 4.6/5.

Safety Analysis

90.7% of ratings point to a safe experience
1.9% of ratings suggest some concerns
7.5% of ratings point to a risky experience

~ Based on 107 App Store ratings for M&S Bank.

Is M&S Bank Legit?

M&S Bank appears to be a legitimate app. AppsHunter Legitimacy Score for M&S Bank is 88/100.

Based on 88 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Locking screen

I have been enjoying the Marks & Spencer’s banking app for a number of years. Today every time I logon, I can see my pending transactions and scroll down, but then the screen completely locks and I can’t scroll up or down and I can’t actually any further transactions because I can’t click load. I can’t click on anything. Contacted Marks & Spencer and and they have no clue. Very disappointing lack of customer service.
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M&S

Great App.

Terrible app. Typical British bank errors

Tried to registered with the app more than 15 times over a span of 2 weeks. No luck. Called and spent 45 mins to discuss what phone I'm using and what OS I currently have... then went to ask about my exact name. Maybe adding a middle name would make a difference. Guess what - they don't even know what's what. All other CC work perfectly and immediately. No help with this one. Avoid at all costs.
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No way to change DD in App

Really? It’s 2026 and I cannot adjust my direct debit amount for my card within the app. Turns out I have to fill in an online form with all my details that are already in the app. Very secure. Probably going to cancel the card.

Monthly. Statements

My printer does not want to print the statements from my IPhone. Can you send me hard copies by email instead, starting with Jul 2026?

Reliable

Great bank, easy to use app. Very trustworthy. Since app has been updated, it is easier to track spending. Recommend.

Service

Excellent

Disputes

Unable to resolve a dispute on my card

Card Review

Very professional service received especially on unrecognised transactions.

Credit card

Why on my credit card page does it not show where date of statement is from?

Frustrated

Poor download options

My Account

A moan. I have tried repeatedly to correct a problem I have connecting my Sparks card with my account & it’s still not resolved

Checking

The only complaint I have with this app, is when I’m checking a spend it doesn’t tell me what department I’ve spent in, all I get is groceries 🤔

Easy access

Clear details

M&S Banking

Very easy to use and great for checking balances

Can’t enter details

Tried to set up the app on iPad today but there is no space on the form to add in my reference number! It’s a non-starter!

Paying on line

Absolutely terrible! You have scan codes that you can’t scan on your phone. You are so old fashioned!!! Drives me mad trying to pay online

Harry Edwin

Great bank
Always there for you 👍

Full of bugs which are never fixed

This is part of HSBC which is all you need to know. Full of bugs which never get fixed. Appalling customer service.

Best

Very professional