Mashreq UAE - Digital Banking

Mashreq UAE - Digital Banking

Online Banking Made Easy

8.9K ratings
231 reviews
Free

Details

  • Released
  • Updated
  • July 8, 2010
  • August 4, 2026

Features

Mashreq UAE - Digital Banking screenshot #1 for iPhone
Mashreq UAE - Digital Banking screenshot #2 for iPhone
Mashreq UAE - Digital Banking screenshot #3 for iPhone
Mashreq UAE - Digital Banking screenshot #4 for iPhone
Mashreq UAE - Digital Banking screenshot #5 for iPhone
Mashreq UAE - Digital Banking screenshot #6 for iPhone
Mashreq UAE - Digital Banking screenshot #7 for iPhone
Mashreq UAE - Digital Banking screenshot #8 for iPhone
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About

This digital banking app offers secure and convenient access to your finances. Open accounts instantly, manage investments, make transfers, and access exclusive lifestyle perks and savings opportunities. It provides a comprehensive suite of tools for everyday banking and financial planning.

Instant digital account opening
Salary transfer benefits
High-yield savings accounts
Investment options from $1
Cardless ATM withdrawals
Bill payments and mobile recharges
24/7 virtual assistant support
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What users say

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What's New in Mashreq UAE

9.16.0

August 4, 2026

Bug fixes and minor enhancements.

User reviews

Email verification problems

Dear Mashriq Digital Bank and Pakistan Up Team,
I am extremely disappointed and frustrated with the way my issue has been handled. This has been one of the worst customer service experiences I have ever faced

For the past 20 days, I have been unable to complete my email verification. I have repeatedly tried to resolve the issue through the available channels, including sending emails and submitting complaints, but I have received no meaningful response or resolution.

What is even more disappointing is that my emails and complaints appear to be completely ignored. As an overseas Pakistani, I trusted Mashriq Pakistan and made the decision to open an account with your service. Unfortunately, this experience has made me seriously question that decision.

I should not have to spend 20 days trying to get a basic email-verification issue resolved. If customers cannot receive a response to their complaints, then what support is actually available to them?
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Best bank not just in UAE, but the whole world.

I bank with many banks globally but there is no bank like Mashreq. Keep up the good work.

So bad

My deposit always missing

Not recommended

The app and overall banking experience are very confusing. The design is not intuitive, and even simple things are difficult to find. You can eventually figure it out, but it takes far more time than it should.

The biggest problem, however, is customer support. It is almost impossible to reach a real person. I have been trying for two days without success. Everything seems designed to make you give up or force you to visit a branch in person.

I don’t know if other banks in the UAE are better, but I am 100% dissatisfied with Mashreq and cannot recommend it based on my experience.
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Error Creating Account

I have tried more than 10 times to create an account, but it still doesn’t work. I have already activated my credit card, yet I am unable to create an account through either the app or the website.

I also tried calling customer support. Unfortunately, there was no response or resolution. One thing I did notice is that, even without solving my issue, I still receive calls about loan offers.

I spoke to two credit card representatives and explained the problem to both of them. They assured me that they would escalate the issue, but I have not received any update or response.

I also reached out through Instagram, but I did not receive a clear or helpful response.

What am I supposed to do if I am unable to make my payment on time because I cannot access my account? I do not want to be held responsible for late payment charges when I have made every effort to resolve this issue.

I kindly request that someone contact me as soon as possible and help resolve this matter.

Thank you.
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Developer apps

User experience

🐞

Reported Bugs

5 issues

Login issues and account activation problems

Bug

Inability to update personal information

Bug

Inconsistent app behavior across devices

Bug

Errors during money transfers and bill payments

Bug

Unreliable app performance and frequent crashes

Bug

Requested Features

5 requests

Improved account management options

Feature

Seamless online and offline banking

Feature

Customizable app interface

Feature

Enhanced security features

Feature

Better integration with other services

Feature

FAQ

What can I do with the Mashreq UAE mobile banking app?

The app allows you to securely manage your finances, including opening accounts instantly, making local and international money transfers, paying bills, and managing your cards. You can also explore investment options, track your spending, and access exclusive lifestyle offers.

How do I open an account with Mashreq UAE?

You can open a Mashreq Account, Mashreq NEO Account, or Mashreq Al Islami Account instantly through the app in just a few minutes, with no paperwork required. Simply follow the in-app prompts to complete the process.

What are the benefits of NEO PLUS?

Eligibility for NEO PLUS benefits requires transferring a salary of AED 10,000+ or maintaining a balance of at least AED 50,000. Benefits include market-leading savings rates (up to 6.25% p.a.), fee-free everyday banking worldwide, and cashback on home loans.

Can I invest through the app?

Yes, you can start investing from just USD 1 through the app. It offers access to digital wealth options such as US Stocks, Thematic Investments, and Mutual Funds, with real-time tracking and the ability to earn interest or profit on deposits.

Is the app available on different devices?

The application is designed for mobile devices, implying compatibility with both iOS and Android operating systems. Users can add their cards to Apple Pay, Google Pay, and Samsung Wallet for convenient mobile payments.