Best apps like Modulr - Payment Approvals

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated July 2026

Modulr is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Modulr

Nomo - Digital Sharia Banking#1

Nomo - Digital Sharia Banking by BLME

Grow your wealth globally
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(3.6K ratings)
Free
Nomo - Digital Sharia Banking screenshot 1
Nomo - Digital Sharia Banking screenshot 2
Nomo - Digital Sharia Banking screenshot 3
Nomo - Digital Sharia Banking screenshot 4
Nomo - Digital Sharia Banking screenshot 5

This digital banking app offers fee-free multi-currency spending, international transfers, and Sharia-compliant savings accounts. It also provides opportunities for UK property investment and finance, all managed through a smartphone.

What We Love

  • ๐Ÿš€ Easy and quick setup
  • ๐Ÿ”’ Secure and safe
  • ๐Ÿ‘ User-friendly app
  • ๐Ÿ‘ Excellent services

Room to Improve

  • ๐Ÿ› App crashes and freezes
  • ๐Ÿ› Compatibility issues with older devices
  • ๐Ÿ› Delayed or missing transactions
Starling - Mobile Banking#2

Starling - Mobile Banking by STARLING BANK LIMITED

Good with money.
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(2.7K ratings)
Free
Starling - Mobile Banking screenshot 1
Starling - Mobile Banking screenshot 2
Starling - Mobile Banking screenshot 3
Starling - Mobile Banking screenshot 4
Starling - Mobile Banking screenshot 5
Starling - Mobile Banking screenshot 6

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.

What We Love

  • ๐Ÿ‘ Easy to use app
  • ๐Ÿš€ Instant transactions
  • ๐Ÿ”’ Secure banking
  • ๐Ÿ’ก Useful features like Spaces

Room to Improve

  • ๐Ÿ› App crashes and freezes
  • ๐Ÿ”’ Overly strict security measures
  • ๐Ÿ’ฐ Fees for cash deposits
ZEN.COM: Multi-Currency Wallet#3

ZEN.COM: Multi-Currency Wallet by UAB ZEN.COM

Pay, Send & Earn Cashback
Worth Considering
๐Ÿ’ฐ Finance
4.6(624 ratings)
Free
ZEN.COM: Multi-Currency Wallet screenshot 1
ZEN.COM: Multi-Currency Wallet screenshot 2
ZEN.COM: Multi-Currency Wallet screenshot 3
ZEN.COM: Multi-Currency Wallet screenshot 4
ZEN.COM: Multi-Currency Wallet screenshot 5
ZEN.COM: Multi-Currency Wallet screenshot 6

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

More apps like Modulr

4
Cleva App
Cleva App
Cleva App
Get paid, spend, and save
Free

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Send money internationallyReceive USD paymentsReceive stablecoins
๐Ÿ’ฐ Finance
(1.4K)
free
5
Pockit: Bank Card Alternative
Pockit: Bank Card Alternative
Pockit: Bank Card Alternative
Cash Advance โ€ข Credit Pathway
Free

Access a mobile banking alternative with a prepaid contactless Mastercardยฎ. Enjoy online banking benefits like instant payments, bill management, and cashback rewards without credit checks. Build your credit score and access credit options over time.

Prepaid contactless MastercardNo credit checks requiredIncome advance up to ยฃ100
๐Ÿ’ฐ Finance
(42)
free with in-app purchases
6
Suits Me - Banking Alternative
Suits Me - Banking Alternative
Suits Me - Banking Alternative
Cashback and Rewards Account
Free

This app offers a banking alternative for individuals facing traditional banking barriers. It provides simple, hassle-free accounts with rewards and cashback, accessible even with bad credit or limited proof of address. Open an account in minutes with no credit checks.

No credit checksInstant online accountFree contactless debit card
๐Ÿ’ฐ Finance
(224)
free
7
Unlimit
Unlimit
Unlimit
Business multipayment solution
Free

Manage your finances globally with a multi-currency solution for businesses and individuals. Handle payments, transfers, and currency exchange seamlessly across various platforms and currencies.

Multi-currency accountsGlobal wire transfersCurrency exchange
๐Ÿ’ฐ Finance
(3)
free
8
Monese - A banking alternative
Monese - A banking alternative
Monese - A banking alternative
The money app
Free

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Multi-currency accounts (GBP, EUR, RON)Contactless Mastercard debit cardInternational money transfers
๐Ÿ’ฐ Finance
(2.4K)
free with in-app purchases
9
Paytend
Paytend
Paytend
by PAYTEND EUROPE UAB
Free

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

SEPA account openingGlobal money transfersCurrency exchange
๐Ÿ’ฐ Finance
(0)
free
10
Flutterwave
Flutterwave
Flutterwave
by Flutterwave Inc,
Free

Transform your smartphone into a mobile point-of-sale system to accept diverse payment methods, including cards, bank transfers, and mobile money. Manage your online store, track orders, and monitor transactions conveniently from your device.

Mobile POS functionalityAccept card paymentsMultiple payment methods
๐Ÿ’ฐ Finance
(863)
free