1. Home
  2. 💰 Finance
  3. MoneyLion
MoneyLion: Cash Advance App

MoneyLion: Cash Advance App

Cashback rewards & Loan Offers

326K ratings
1743 reviews
With Ads#34 in free Finance
📊 Productivity
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • December 17, 2015
  • September 9, 2026

Features

Background Location Access

Developer

MoneyLion
✨Promote your app ✨
MoneyLion: Cash Advance App screenshot #1 for iPhone
MoneyLion: Cash Advance App screenshot #2 for iPhone
MoneyLion: Cash Advance App screenshot #3 for iPhone
MoneyLion: Cash Advance App screenshot #4 for iPhone
MoneyLion: Cash Advance App screenshot #5 for iPhone
MoneyLion: Cash Advance App screenshot #6 for iPhone
MoneyLion: Cash Advance App screenshot #7 for iPhone
MoneyLion: Cash Advance App screenshot #8 for iPhone
MoneyLion: Cash Advance App screenshot #9 for iPhone
iphone
ipad
📊no. 34
Charts↘︎
📌Ready
Reviews summary↘︎
⭐1.7K
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
🎪2 happening
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 1 week
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

✓Mobile banking with early direct deposit
✓Cash advances up to $1000
✓Cashback rewards on spending
✓Personal loan offers from partners
✓Credit builder loans with reporting
✓Cell phone insurance and travel protection
Show original description

What users say

Summarized from real user reviews of MoneyLion. Based on 326K reviews and a 4.8/5 average, it highlights the 7 positives and 8 negatives reviewers mention most about this Finance app.

Positive things

  • 💳Variety of banking options
  • 💰Helpful for financial stability
  • 🔍Informative and educational
  • 🤝Good customer service (for some)
  • 🏆Rewards and cash-back features
  • 🔒Secure platform
  • 🕰️Early direct deposit

Negative things

  • 💰Expensive membership fees
  • 🤖Poor customer service (for others)
  • 🤔Confusing policies and hidden fees
  • 🔒Difficulty accessing/withdrawing funds
  • 🔄Inconsistent app performance
  • 🚫Accounts closed without notice
  • 🤯Frustrating verification process
  • 🤑Predatory lending practices
See all reviews

What's New in MoneyLion

7.159.1

September 9, 2026

We’ve squashed some bugs and made some performance improvements.

Charts

Top Free

📊 34

Finance

The app has maintained its position at 34 recently.

Last updated on September 18, 2026.

Events

Read more about Money Master Challenge
Event EndedChallenge

Money Master Challenge

Your move! Take today's quiz

Mar 26, 2026 — Apr 11, 2026

Read More

Read more about Want to protect your money?
Event EndedMajor Update

Want to protect your money?

New identity theft tools — now part of MoneyLion

Apr 29, 2026 — May 7, 2026

Read More

Read more about Free Tax Filing
Event EndedSpecial Event

Free Tax Filing

Ready to get max refund on your taxes?

Mar 12, 2026 — Apr 6, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Super help

This app is amazing and does just what they said
HdbshsbsbsbHdbshsbsbsb

App not working

Impossible to login. App performs signin process via web (stupid), which got stuck in the loop of “expired session”. Poorly developed app which blocks access to it. Web version is not viable at the same time. Shame.
Intana23Intana23

Scam

This app is definitely a scam they are withdrawing from my bank account and I can no longer access the app or the website stay far away.
rick585rick585

TERRIBLE

I can’t figure out how to use the app there is WAAAAAY TOO much going on there. Also the biggest issue they have my paycheck direct deposit date waaaaaay off. Literally off an entire week in advance. I can’t get any help with support. I’m just disappointed with this instacash app. Extremely difficult to use and I mean if you’re linked to my bank account didn’t you see I got paid the 10th? I chose biweekly when I set everything up. They literally have my payment date for $30 coming out a week after I got paid. Just ready to pay this back so I can delete this app
Show more
Joy Momof4Joy Momof4

Out of 3 options I tried, This was the worst

The other 2 options I tried were far better than Moneylion when it came to fees and transparency
ronnie2kfiredronnie2kfired
See 1738 more reviews

User experience

🐞

Reported Bugs

3 issues

Inconsistent account balance updates

Bug

Unreliable loan application process

Bug

Inability to remove/update linked accounts

Bug
✨

Requested Features

5 requests

Improved customer support channels

Feature

Clearer explanation of fees and policies

Feature

Seamless integration with external bank accounts

Feature

More transparency around investment options

Feature

Ability to fully control/manage linked accounts

Feature

FAQ

What does MoneyLion do?

MoneyLion offers a suite of financial services including mobile banking with early direct deposit, cash advances up to $1000, cashback rewards, and access to personal loan offers. It also provides tools to help users build their credit.

How can I get cash advances with MoneyLion?

You can access Instacash® cash advances up to $500 of your paycheck any day with no interest, mandatory fees, or credit check. Increased Instacash limits require recurring direct deposit into a RoarMoney account.

Is MoneyLion free to use?

The app is free to download and use, offering various financial tools and services. Some features, like the Turbo Fee for expedited funds delivery on cash advances, may incur optional costs.

What are the benefits of a RoarMoney account?

A RoarMoney℠ banking account allows you to get paid up to 2 days early with direct deposit. You can also invest extra cash with Round Ups and unlock higher cash advance limits with qualifying direct deposits.

Can MoneyLion help me build my credit?

Yes, MoneyLion offers Credit Builder Loans up to $1,000 with no hard credit check. As you make payments, the app helps you earn rewards and reports your credit activity to all three major credit bureaus.