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monobank — digital mobile bank

monobank — digital mobile bank

Add card to wallet & pay, easy

18K ratings
396 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • November 15, 2017
  • September 13, 2026

Features

Developer

UNIVERSAL BANK, PRAT
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monobank — digital mobile bank screenshot #10 for iPhone
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Reviews summary↘︎
⭐396
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📝40+ tags
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🔄6+ apps
Alternatives↘︎
🎪3 available
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 4 days
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About

This digital bank offers rapid account registration and a free virtual card, with options for physical card delivery. It provides features like credit limits, currency exchange, installment plans, and group expense splitting, alongside tools for fundraising and savings.

✓Fast registration via Diia
✓Free virtual and physical cards
✓Increased credit limit
✓Currency cards and exchange
✓Installment plans and cashback
✓Group expense splitting
✓Fundraising and savings jars
Show original description

What users say

Summarized from real user reviews of monobank. Based on 18K reviews and a 4.9/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 💙Excellent service
  • ⚡Fast and efficient
  • 🤝Great support
  • 🎨Sleek design
  • 🔒Secure transactions
  • 💳Convenient features

Negative things

  • 🚫Lack of English support
  • 🤖Unhelpful chatbot
  • 🔒Overly restrictive policies
  • 🚧Buggy updates
  • 🤷‍♀️Unclear cashback mechanics
See all reviews
+2

What's New in monobank

9.11

September 13, 2026

ЩОСЬ ПОКРАЩИЛИ Цього тижня просто робили застосунок кращим. Що саме покращили — не скажемо, бо тоді доведеться зізнатися, що саме працювало неідеально

More

Events

Read more about Готуємось до школи з monoбазар
Event EndedMajor Update

Готуємось до школи з monoбазар

Новий розділ уже доступний у monobank

Aug 15, 2026 — Sep 14, 2026

Read More

Read more about Легендарна 2048 тепер у mono
Event EndedMajor Update

Легендарна 2048 тепер у mono

Легендарна гра тепер доступна у monobank

Jul 18, 2026 — Jul 28, 2026

Read More

Read more about Зірковий Кураж на monoбазарі
Event EndedMajor Update

Зірковий Кураж на monoбазарі

Купуйте зіркові речі і підтримуйте благодійність

Jun 21, 2026 — Jul 22, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Сором!

За майже 10 років користування банк просто скочується в прірву! Я вперше почала шукати альтернативи! Так колись валився Приват з необґрунтованими блокуваннями, фантазійними причинами щодо обмежень лімітів і т.д. В чаті лише ШІ, стандартні фрази! Перевіряють, вибачаються, і те саме. Вперше з 2017 року шукаю альтернативи
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sidi_irasidi_ira

Response from developer

Шкода, що засмутили. Розкажіть деталі, постараємось виправитися.

Повернення коштів.

Монобанк відпрацювали дуже добре, коли я подала звернення на відшкодування зайво списаних коштів. Мені все повернули! Я дуже вдячна!!
Моспан ТетянаМоспан Тетяна

Mono Bank Services

Найкращий застосунок України та взагалі у світі. Дуже все просто, чітко, доступно і найголовніше— безпечно. Сервіс бездоганний і швидкий. Рекомендую
Vitaliy BratasyukVitaliy Bratasyuk

Response from developer

Сердечно дякуємо за вашу підтримку :)

Don’t use this bank

Once you need help they are not going to solve it
AjaksldAjaksld

Response from developer

Поділіться, будь ласка, де ми вас розчарували?

Scam

Scam
SviatoslavikSviatoslavik
See 391 more reviews

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User experience

🐞

Reported Bugs

3 issues

App crashes on certain screens

Bug

Deposit repayment delays

Bug

Inconsistent user interface behavior

Bug
✨

Requested Features

5 requests

Add English language option

Feature

Improve customer support

Feature

Expand international accessibility

Feature

Introduce Apple Pay integration

Feature

Enhance deposit management features

Feature

FAQ

What is monobank?

monobank is a leading digital mobile bank in Ukraine, chosen by over 10.3 million users. It allows for fast registration, provides free virtual and physical cards, and offers a wide range of financial services through its user-friendly mobile app.

How quickly can I register for monobank?

Registration is designed to be very fast, with a record set at 99 seconds. The process involves downloading the app, confirming your phone number, selecting a verification document (like Diia), and then receiving a virtual card instantly or a physical card via delivery.

What are the key features of monobank?

Key features include an increased credit limit up to ₴200,000, smart security settings, automatic card number extraction for payments, currency cards in USD/EUR, installment plans for purchases, group expense splitting, fundraising jars, attractive deposit rates, and cashback offers.

Is monobank free to use?

The application itself is free to download and use. Users receive a free virtual card upon registration, and many services like payments between cards, utility bills, and certain transfers are fee-free. Specific details on any potential fees for advanced services or credit products would be available within the app.

What can I use monobank for?

You can use monobank for everyday banking needs such as making payments, splitting bills with friends, saving money in jars, fundraising, managing currency, making purchases on installment, and receiving cashback. It also supports business accounts and electronic document signing.