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OneScore: Credit Score App

OneScore: Credit Score App

Track & Improve Credit Score

179K ratings
31 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 19, 2019
  • July 23, 2026

Features

Developer

Fplabs
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About

Access instant personal loans and manage your credit score with this comprehensive finance app. Track your credit health, understand score changes, and plan loan repayments with flexible EMI options and reminders. Get quick cash for emergencies with zero documentation.

✓Instant personal loans
✓Credit score tracking
✓Personalized loan offers
✓EMI calculator
✓Payment reminders
✓Credit score analysis
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+1

What's New in OneScore

5.2.4

July 23, 2026

With this new release, we've refined and improved our user experience by resolving minor in-app bugs.

User reviews

Most RecentHighest RatedLowest Rated

Great app

Really one of the best app for every credit score related matters. I am using this app since it’s beginning. I really helps me to update myself about my Credit score and also helps me track any unwanted entry in my account. Thanks a Ton one score team for supporting us without charging a penny. Love this app ❤️
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One score the BestOne score the Best

Response from developer

Hi there, thank you for the wonderful 5-star shout-out! Knowing that you walked away completely happy is our biggest achievement, and we are so glad we could meet your expectations. Your fantastic review inspires us to keep innovating and delivering the best possible service. - Shri

Little more details

One of my active loan shows DCB under category others. Not getting which loan it is and when my score goes low or high it would be good for what reason it went down like “missed SBI card payment “ or “x times loan enquiry “ etc
BasavarajLokhandeBasavarajLokhande

Response from developer

Hey there! We’re always here to assist you. At OneScore, we fetch data directly from the bureaus, ensuring you get accurate and up-to-date information! If you notice any errors in your report, you can easily report them via the OneScore app. 📌 Simply head to the Insights tab, click on "Report an Error," and you’ll be redirected to the bureau’s site to raise a dispute. Need further assistance? Feel free to share your concern with us at onescorehelp@onescore.app and drop your allotted ticket ID here - we’ll work our magic to light up those remaining stars! ✨ ~Misha

Junk

Never sent a code. This app is a total waste of time and effort look elsewhere.
rich.vrich.v

It won’t let me change the country code for a USA telephone number

I can’t even complete setting up my profile, because the app won’t let me change the country code on the telephone number. It is defaulted to +91
gardnho37gardnho37

The Best Free Credit Score Checking App in the Market

I’ve got to say, right from the UI to the design to the options and to the availability of services - OneScore is a time saver and a quick go to option for regularly updated Credit/CIBIL Score. If you are tired of having to shell out money to check your credit score then having the OneScore app is a must as it shows you a regularly updated CIBIL & Experian Score simultaneously and also offers to show you your active and closed loan accounts with utmost precision. OneScore is by far the most must have financial apps for your financial needs especially your loan needs. It has helped me with planning my loans so well that I’m never dropping the OneScore and OneCredit company services! OneScore you are a life saver and you deserve 5/5 stars even 10! Make a wise decision and download this wonderful app todayyy!
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Hui hui huinHui hui huin

Response from developer

Hi there, the true secret of happiness lies in taking a genuine interest in all the details of everyday life. 🫶 Thanks for coming up with such a kind response & a fabulous rating.  We feel blessed & highly encouraged by your appreciation for our efforts. ✌🏻  Have a glorious day ahead. 🥳  - Eddy

See 26 more reviews

Developer apps

OneCard (India)
OneCard (India)

by FPL Technologies Private Limited

💰 Finance

(190K)

See developer apps

FAQ

What does the OneScore app do?

OneScore is a finance app that offers instant personal loans and helps users manage their credit score. It allows you to track your credit score, understand the factors influencing it, and provides access to personal loans for various needs. The app also includes tools like an EMI calculator and payment reminders.

What are the key features of OneScore?

Key features include instant loan disbursal up to Rs. 5 Lakh with zero documentation, easy application process, and flexible EMI options. Users can also check their Experian and CIBIL scores instantly, receive notifications about score changes, and use a 'Find out why' feature to analyze score fluctuations. A Score Planner helps users set and achieve credit score goals.

How much do instant loans cost on OneScore?

Loan costs vary depending on the lending partner. Interest rates range from 12.5% to 30%, and processing fees are typically between 1.5% to 3% of the loan amount. The Annual Percentage Rate (APR) can range from 13.32% to 32%. An example calculation shows that for a Rs. 50,000 loan at 13% interest over 12 months, the total cost including interest and processing fees is approximately Rs. 4,771.

What are the eligibility criteria for a loan?

To be eligible for a loan through OnePL on the OneScore app, you generally need a credit score of 730 or above. You must have stable employment with a monthly salary exceeding ₹20,000 and possess both an Aadhaar and PAN card. These criteria ensure that applicants meet the basic requirements for loan consideration.

Can I use this app to improve my credit score?

Yes, the app provides tools to help you improve your credit score. By regularly tracking your credit score and understanding the reasons for any changes through the 'Find out why' feature, you can make informed decisions. The Score Planner allows you to set goals and work towards achieving an ideal credit score, which can positively impact your financial health.