OneScore: Credit Score App

OneScore: Credit Score App

Track & Improve Credit Score

179K ratings
32 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 19, 2019
  • August 20, 2026

Features

OneScore: Credit Score App screenshot #1 for iPhone
OneScore: Credit Score App screenshot #2 for iPhone
OneScore: Credit Score App screenshot #3 for iPhone
OneScore: Credit Score App screenshot #4 for iPhone
OneScore: Credit Score App screenshot #5 for iPhone
OneScore: Credit Score App screenshot #6 for iPhone
OneScore: Credit Score App screenshot #7 for iPhone
OneScore: Credit Score App screenshot #8 for iPhone
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About

Access instant personal loans and manage your credit score with this comprehensive finance app. Track your credit health, understand score changes, and plan loan repayments with flexible EMI options and reminders. Get quick cash for emergencies with zero documentation.

Instant personal loans
Credit score tracking
Personalized loan offers
EMI calculator
Payment reminders
Credit score analysis
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+1

What's New in OneScore

5.4.0

August 20, 2026

With this new release, we've refined and improved our user experience by resolving minor in-app bugs.

User reviews

Best Greedy cibil score app

Hi Team,
I have been using your app for the last couple of years ( around 4 ) and this is one of the apps that has provided me with one of the most accurate scores of cibil and experion. I will always be grateful to you guys for helping me to plan my financial things until this very last update that you have made to your application. I hope you guys have a great greedy endeavor ahead and may all your profits be increased by many holds from your fellow poor users. I wish all the team behind the plan of making the cibil score a subscription based bussiness model success in their life.

Yours regards
A middle class user
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Response from developer

Hi there, we’re sorry to hear that your experience with OneScore didn’t meet your expectations. Your feedback is valuable to us, and we’re committed to making improvements. Please reach out to our support team at onescorehelp@onescore.app so we can address your concerns directly. Thank you! - Ahi

Great app

Really one of the best app for every credit score related matters. I am using this app since it’s beginning. I really helps me to update myself about my Credit score and also helps me track any unwanted entry in my account. Thanks a Ton one score team for supporting us without charging a penny. Love this app ❤️
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Response from developer

Hi there, thank you for the wonderful 5-star shout-out! Knowing that you walked away completely happy is our biggest achievement, and we are so glad we could meet your expectations. Your fantastic review inspires us to keep innovating and delivering the best possible service. - Shri

Little more details

One of my active loan shows DCB under category others. Not getting which loan it is and when my score goes low or high it would be good for what reason it went down like “missed SBI card payment “ or “x times loan enquiry “ etc

Response from developer

Hey there! We’re always here to assist you. At OneScore, we fetch data directly from the bureaus, ensuring you get accurate and up-to-date information! If you notice any errors in your report, you can easily report them via the OneScore app. 📌 Simply head to the Insights tab, click on "Report an Error," and you’ll be redirected to the bureau’s site to raise a dispute. Need further assistance? Feel free to share your concern with us at onescorehelp@onescore.app and drop your allotted ticket ID here - we’ll work our magic to light up those remaining stars! ✨ ~Misha

Junk

Never sent a code. This app is a total waste of time and effort look elsewhere.

It won’t let me change the country code for a USA telephone number

I can’t even complete setting up my profile, because the app won’t let me change the country code on the telephone number. It is defaulted to +91

Developer apps

FAQ

What does the OneScore app do?

OneScore is a finance app that offers instant personal loans and helps users manage their credit score. It allows you to track your credit score, understand the factors influencing it, and provides access to personal loans for various needs. The app also includes tools like an EMI calculator and payment reminders.

What are the key features of OneScore?

Key features include instant loan disbursal up to Rs. 5 Lakh with zero documentation, easy application process, and flexible EMI options. Users can also check their Experian and CIBIL scores instantly, receive notifications about score changes, and use a 'Find out why' feature to analyze score fluctuations. A Score Planner helps users set and achieve credit score goals.

How much do instant loans cost on OneScore?

Loan costs vary depending on the lending partner. Interest rates range from 12.5% to 30%, and processing fees are typically between 1.5% to 3% of the loan amount. The Annual Percentage Rate (APR) can range from 13.32% to 32%. An example calculation shows that for a Rs. 50,000 loan at 13% interest over 12 months, the total cost including interest and processing fees is approximately Rs. 4,771.

What are the eligibility criteria for a loan?

To be eligible for a loan through OnePL on the OneScore app, you generally need a credit score of 730 or above. You must have stable employment with a monthly salary exceeding ₹20,000 and possess both an Aadhaar and PAN card. These criteria ensure that applicants meet the basic requirements for loan consideration.

Can I use this app to improve my credit score?

Yes, the app provides tools to help you improve your credit score. By regularly tracking your credit score and understanding the reasons for any changes through the 'Find out why' feature, you can make informed decisions. The Score Planner allows you to set goals and work towards achieving an ideal credit score, which can positively impact your financial health.