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Best OVO alternatives: apps like OVO

10+ similar apps compared and reviewed

3.8 avg rating
10 free apps
Updated October 2026
OVO
OVO
Visionet Internasional, Pt
🌟 Lifestyle
💰 Finance

Looking for something like OVO? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to OVO

DANA Dompet Digital Indonesia#1

DANA Dompet Digital Indonesia by ESPAY DEBIT INDONESIA KOE, PT

Easy Topup, Send Money, QRIS
Editor's Choice
💰 Finance
4.8😞(8K ratings)
Free
DANA Dompet Digital Indonesia screenshot 1
DANA Dompet Digital Indonesia screenshot 2
DANA Dompet Digital Indonesia screenshot 3
DANA Dompet Digital Indonesia screenshot 4
DANA Dompet Digital Indonesia screenshot 5
DANA Dompet Digital Indonesia screenshot 6

Manage daily finances with a secure digital wallet. Pay with QRIS, send money to bank accounts or other users, top up games, and grow your balance. Offers bill payments and mobile credit top-ups with advanced security features.

What We Love

  • 💰 Affordable and great value
  • 🚀 Fast and simple transactions
  • 🤑 Lots of discounts and promotions
  • 👍 Easy to use and convenient
  • 💳 Seamless integration with bank accounts

Room to Improve

  • 🐛 Buggy and unreliable app performance
  • 🤖 Poor customer service and unresponsive support
  • 🔒 Security and verification issues
  • 💸 Unauthorized transactions and missing funds
  • 🤷‍♀️ Confusing and unintuitive user experience
GoPay: Transfer, Payment, QRIS#2

GoPay: Transfer, Payment, QRIS by PT. GOTO GOJEK TOKOPEDIA TBK

Free Transfer & QRIS Payments
Strong Contender
💰 Finance
4.7😐(803 ratings)
Free
GoPay: Transfer, Payment, QRIS screenshot 1
GoPay: Transfer, Payment, QRIS screenshot 2
GoPay: Transfer, Payment, QRIS screenshot 3
GoPay: Transfer, Payment, QRIS screenshot 4
GoPay: Transfer, Payment, QRIS screenshot 5
GoPay: Transfer, Payment, QRIS screenshot 6

This app facilitates easy money transfers, bill payments, and QRIS transactions. Users can earn rewards, access deals, and manage their finances with features like expense tracking and savings options. It also offers cash loans and secure payment methods.

What We Love

  • 👍 Easy to use and intuitive interface
  • 🚀 Fast and convenient payment processing
  • 💳 Versatile payment options (QRIS, bills, pulses, etc.)
  • 💰 Useful rewards and cashback system
  • 🌍 Convenient for frequent travelers to Indonesia
  • 📊 Good expense management features
  • ✅ Reliable bank-to-bank transfers

Room to Improve

  • 🐛 Top-up frequently fails without clear reasons
  • 🐛 Transfer and payment transactions often fail
  • ❌ Poor customer support (mostly automated responses)
  • 🔒 Inconsistent identity verification requirements
  • 😞 Difficult account closure process
  • 🌐 Not user-friendly for foreign passport holders
  • 📱 Bloated interface with too many features
  • 🔌 Compatibility issues with certain credit cards (AU, Visa)
  • 😤 Forced upgrade to GoPay Plus for basic functionality
  • 🚫 Cannot withdraw funds when abroad
  • 🎯 Confusing and unclear setup process
  • ⚠️ Stuck funds with no resolution path
BCA mobile#3

BCA mobile by PT. Bank Central Asia Tbk

Worth Considering
💰 Finance
2.6😞(278 ratings)
Free
BCA mobile screenshot 1
BCA mobile screenshot 2
BCA mobile screenshot 3
BCA mobile screenshot 4
BCA mobile screenshot 5
BCA mobile screenshot 6

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

What We Love

  • 🚀 Simple, easy and user friendly
  • 🔒 Secure transactions
  • 👍 Useful features like QR code payments

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Outdated and clunky UI
  • ⚠️ Compatibility issues with older devices
  • 🔑 Complicated login and verification process
  • 🔌 Connectivity issues and unreliable service

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4
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
by PT. Bank Central Asia Tbk
Free

Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.

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5
Livin' by Mandiri
Livin' by Mandiri
Livin' by Mandiri
by PT. Bank Mandiri (Persero) Tbk.
Free

Manage your finances and lifestyle needs in one comprehensive app. Easily pay bills, transfer funds internationally, invest, and even apply for loans. Earn rewards and enjoy exclusive perks with this all-in-one financial companion.

Lifestyle payments and rewardsInvestment managementCross-currency transfers
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6
BRImo BRI
BRImo BRI
BRImo BRI
Mobile Banking dari BRI
Free

This mobile banking app offers a comprehensive suite of financial services, enabling users to manage accounts, make domestic and international transfers, invest, and access lifestyle services. It provides features like real-time cashback and easy access to customer support.

Digital account registration (domestic & international)International transfers and QR payments abroadLifestyle and entertainment purchases
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7
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Mobile transfer & track money
Free

This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

Open account in minutes60 personalized spending & savings pocketsFree bank transfers & ATM withdrawals
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8
wondr by BNI
wondr by BNI
wondr by BNI
by PT. BANK NEGARA INDONESIA (PERSERO) TBK.
Free

Manage your finances with a single account for 12 foreign currencies, ideal for travelers, online shoppers, and those studying or doing business abroad. Enjoy convenient cross-border QRIS transactions and schedule mutual fund investments for future planning.

12 foreign currency accountsQRIS Cross Border transactionsScheduled mutual fund investments
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9
LinkAja / LinkAja Syariah
LinkAja / LinkAja Syariah
LinkAja / LinkAja Syariah
All Transcations #SemuaBeres
Free

This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

Utility bill paymentsOnline shopping paymentsTransportation fare payments
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10
JMO - Jamsostek Mobile
JMO - Jamsostek Mobile
JMO - Jamsostek Mobile
by BPJS Ketenagakerjaan
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Access BPJS Ketenagakerjaan services digitally without visiting an office. Manage your data, track claims, pay contributions, and view your balance. Offers a digital card, service location finder, and important news.

Data updatesJHT claim submission and trackingBPU segment contribution registration and payment
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