Best apps like PayUp: Personal Debt Tracker

10+ similar apps compared and reviewed

4.2 avg rating
10 free apps
Updated July 2026

PayUp is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to PayUp

Paid - Debt Tracker#2

Paid - Debt Tracker by Benjamin Soo

Debts tracked. Money back.
Strong Contender
💰 Finance
5.0(6 ratings)
Free
Paid - Debt Tracker screenshot 1
Paid - Debt Tracker screenshot 2
Paid - Debt Tracker screenshot 3
Paid - Debt Tracker screenshot 4
Paid - Debt Tracker screenshot 5

Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.

More apps like PayUp

4
DueDate - Credit Card Manager
DueDate - Credit Card Manager
DueDate - Credit Card Manager
Never Miss Payments Again
Free
💰 Finance
(0)
5
Loan & Payment Calculator
Loan & Payment Calculator
Loan & Payment Calculator
Easy Mortgage & Car Loan Pay
Free
💰 Finance
(0)
6
Debt Payoff Planner: Tracker
Debt Payoff Planner: Tracker
Debt Payoff Planner: Tracker
Loan Calculator & Snowball
Free

Create a personalized plan to become debt-free by tracking loans, credit cards, and mortgages. Compare payoff strategies, log payments, and visualize your progress towards financial freedom.

Personalized debt payoff plansTrack loans, credit cards, and mortgagesCompare Snowball, Avalanche, and Cash Flow strategies
💰 Finance
(1)
freemium
7
Loan & Capacity Simulator
Loan & Capacity Simulator
Loan & Capacity Simulator
Simulate and manage your loans
Free

This tool helps you plan major expenses by simulating loan payments and calculating your borrowing capacity. Save and compare different financing options to make informed decisions for your projects.

Personalized loan simulationCalculate borrowing capacityAmortization tables
💰 Finance
(1)
ad-supported
8
Who Owes Me - LentPal
Who Owes Me - LentPal
Who Owes Me - LentPal
Track loans, IOUs, & payments
Free

Easily track personal loans and casual debts with friends, family, or coworkers. Log every loan or IOU in seconds, get clear summaries of all balances, and receive reminders for payments. Avoid awkward money conversations and keep all your casual debts organized in one simple place.

Track loans instantlySmart balance overviewPayment reminders
💰 Finance
(4)
freemium
9
weowe
weowe
weowe
track personal balances
Free
💰 Finance
(0)
10
DebtErasr
DebtErasr
DebtErasr
by John Franks
Free

This app helps you organize and pay off debt faster using AI. It can import your financial data from statements or screenshots to create personalized payoff strategies and track your progress visually.

AI Debt AdvisorSmart Import from statements/screenshotsCustom payoff plans (snowball, avalanche, AI-optimized)
💰 Finance
(2)
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