Best Rental Kharma alternatives: apps like Rental Kharma

9+ similar apps compared and reviewed

4.0 avg rating
9 free apps
Updated November 2026

Looking for something like Rental Kharma? We've analyzed 9+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Rental Kharma

3.7(26 ratings)
Free
RentReporters screenshot 1

Build a better credit score by reporting your on-time rent payments to major credit bureaus. This service verifies your rental history and helps you unlock financial opportunities.

What We Love

  • ๐Ÿš€ Easy navigation
  • ๐Ÿ› ๏ธ No technical issues
  • ๐Ÿ”’ Quick access to account
  • ๐Ÿ”„ Seamless experience
  • โณ Convenient management
  • ๐Ÿ“ˆ Helps increase credit score
  • ๐Ÿ‘ Legit and helpful service
Boom - Build credit with rent.#2

Boom - Build credit with rent. by Boom Pay, Inc.

Build & track your credit.
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(1.3K ratings)
FreeAds
Boom - Build credit with rent. screenshot 1
Boom - Build credit with rent. screenshot 2
Boom - Build credit with rent. screenshot 3
Boom - Build credit with rent. screenshot 4

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

What We Love

  • ๐Ÿš€ Boosts credit score
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Helpful for building credit history
  • ๐Ÿ”’ Reliable and trustworthy
  • ๐Ÿค Excellent customer service

Room to Improve

  • ๐Ÿ› Issues with verifying past payments
  • ๐Ÿ’ฐ Expensive for some users
  • ๐Ÿค” Unclear impact on credit score
  • ๐Ÿ•ฐ๏ธ Slow to see results
TomoCredit#3

TomoCredit by TomoCredit Inc

Manage & Build Your Credit
Worth Considering
๐Ÿ’ฐ Finance
3.5๐Ÿ˜ž(579 ratings)
Free
TomoCredit screenshot 1
TomoCredit screenshot 2
TomoCredit screenshot 3
TomoCredit screenshot 4
TomoCredit screenshot 5

This app helps you build and manage your credit score. It offers features like rent reporting, bill tracking, and an AI financial assistant to provide personalized advice and improve your financial health.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Helpful credit consultations
  • ๐Ÿš€ Clean, user-friendly design
  • ๐Ÿ“ˆ Effective credit-building tools
  • ๐Ÿ’ฐ Bonus cash back feature

Room to Improve

  • ๐Ÿšซ Failure to report to major credit bureaus
  • ๐Ÿ’ธ Expensive premium subscription
  • ๐Ÿค– Lack of responsive customer support
  • ๐Ÿ” Difficulty canceling subscriptions
  • โŒ Unreliable credit score improvements

More apps like Rental Kharma

4
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Grow Your Score & Earn Rewards
Free

Build your credit score effortlessly with this finance app. It offers a credit builder program with no credit checks or hidden fees, reporting to all four major bureaus. Users can also earn cash rewards and access credit protection services.

No credit check requiredReported to all 4 credit bureausEarn cash rewards
๐Ÿ’ฐ Finance
(14K)
free
5
eCredable LiftLocker
eCredable LiftLocker
eCredable LiftLocker
by eCredable.com, LLC
Free

This financial assistant helps you understand and leverage your credit to access better offers. It provides tools for budgeting, credit building, and preparing for major financial milestones like homeownership, with educational resources and a secure document vault.

Credit score, report, and monitoringBudgeting and savings goal settingPhone and utility bill reporting for credit building
๐Ÿ’ฐ Finance
(9)
ad-supported
6
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
๐Ÿ’ฐ Finance
(10K)
free with in-app purchases
7
cred.ai
cred.ai
cred.ai
youโ€™re better than your bankโ„ข
Free

This app offers a premium mobile spending experience with a free metal card. It ensures you never pay fees or interest, helps build credit automatically, and allows early access to your paycheck. Enjoy advanced features for secure and controlled spending.

Free metal cardNo fees or interestAutomatic credit building
๐Ÿ’ฐ Finance
(6.8K)
free with in-app purchases
8
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
๐Ÿ’ฐ Finance
(22K)
free with in-app purchases
9
Client Tracking Portal
Client Tracking Portal
Client Tracking Portal
Credit Report Progress
Free

Monitor your credit restoration journey, track credit score progress, and view disputed or deleted items. Securely send documents and messages to manage your financial well-being.

Credit score progress trackingView disputed itemsView deleted items
๐Ÿ’ฐ Finance
(15)
free