Best apps like Rental Kharma

10+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated July 2026

Looking for something like Rental Kharma? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Rental Kharma

RentReporters#1

RentReporters by RentReporters

Editor's Choice
πŸ’° Finance
4.1(19 ratings)
Free
RentReporters screenshot 1

Build a better credit score by reporting your on-time rent payments to major credit bureaus. This service verifies your rental history and helps you unlock financial opportunities.

What We Love

  • πŸš€ Easy navigation
  • πŸ› οΈ No technical issues
  • πŸ”’ Quick access to account
  • πŸ”„ Seamless experience
Boom - Build credit with rent.#2

Boom - Build credit with rent. by Boom Pay, Inc.

Build & track your credit.
Strong Contender
πŸ’° Finance
4.6😊(1.2K ratings)
FreeAds
Boom - Build credit with rent. screenshot 1
Boom - Build credit with rent. screenshot 2
Boom - Build credit with rent. screenshot 3
Boom - Build credit with rent. screenshot 4

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

What We Love

  • πŸš€ Boosts credit score
  • πŸ‘ Easy to use
  • πŸ’‘ Helpful for building credit history
  • πŸ”’ Reliable and trustworthy

Room to Improve

  • πŸ› Issues with verifying past payments
  • πŸ’° Expensive for some users
  • πŸ€” Unclear impact on credit score
TomoCredit#3

TomoCredit by TomoCredit Inc

Manage & Build Your Credit
Worth Considering
πŸ’° Finance
3.4😞(523 ratings)
Free
TomoCredit screenshot 1
TomoCredit screenshot 2
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TomoCredit screenshot 5

This app helps you build and manage your credit score. It offers features like rent reporting, bill tracking, and an AI financial assistant to provide personalized advice and improve your financial health.

What We Love

  • πŸ‘ Easy to use
  • πŸ’‘ Helpful credit consultations
  • πŸš€ Clean, user-friendly design
  • πŸ“ˆ Effective credit-building tools

Room to Improve

  • 🚫 Failure to report to major credit bureaus
  • πŸ’Έ Expensive premium subscription
  • πŸ€– Lack of responsive customer support

More apps like Rental Kharma

4
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Grow Your Score & Earn Rewards
Free

Build your credit history with a simple, user-friendly platform. This app offers a credit builder program with no credit checks or fees, reporting to all four major bureaus. You can also track your FICO score, earn cash rewards, and access credit protection services.

Credit builder programNo credit check or feesReports to all 4 bureaus
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5
Esusu: Build Credit with Rent
Esusu: Build Credit with Rent
Esusu: Build Credit with Rent
Unlock Tomorrow
Free

This app helps renters build credit by reporting on-time rent payments to major credit bureaus. It also offers financial coaching, tax filing assistance, and access to local resources and partner offers. Improve your financial health and unlock new opportunities.

Report rent payments to credit bureausIncrease credit scoreTrack credit score progress
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(139)
free with in-app purchases
6
eCredable LiftLocker
eCredable LiftLocker
eCredable LiftLocker
by eCredable.com, LLC
Free

This financial assistant helps you understand and leverage your credit to access better offers. It provides tools for budgeting, credit building, and preparing for major financial milestones like homeownership, with educational resources and a secure document vault.

Credit score, report, and monitoringBudgeting and savings goal settingPhone and utility bill reporting for credit building
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7
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
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8
cred.ai
cred.ai
cred.ai
you’re better than your bankβ„’
Free

This app offers a premium mobile spending experience with a free metal card. It ensures you never pay fees or interest, helps build credit automatically, and allows early access to your paycheck. Enjoy advanced features for secure and controlled spending.

Free metal cardNo fees or interestAutomatic credit building
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free with in-app purchases
9
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
πŸ’° Finance
(10K)
free with in-app purchases
10
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line
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subscription