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Sezzle: Buy Now, Pay Later

Sezzle: Buy Now, Pay Later

Pay Over Time & Earn Rewards

307K ratings
2229 reviews
#41 in free Shopping
💰 Finance
🛍️ Shopping
Free

Details

Released
March 31, 2019
Updated
October 21, 2026

Features

Background Location Access

Developer

Sezzle
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Sezzle: Buy Now, Pay Later screenshot #1 for iPhone
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Sezzle: Buy Now, Pay Later screenshot #5 for iPhone
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Sezzle: Buy Now, Pay Later screenshot #8 for iPhone
📉no. 41
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About

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

✓Buy now, pay later
✓Pay in 4 interest-free installments
✓No interest or hidden fees
✓Manage spending and budget
✓Instant approval decision
✓Flexible payment reschedules
✓Exclusive deals and offers
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What users say about Sezzle

Reviews of Sezzle are mostly negative: the Shopping app is rated 4.9/5 from 307K App Store ratings. What users like most: convenient payment option, flexible payment plans. Top complaints: poor customer service, concerns about security and fraud. Summarized from real user reviews.

Positive things

  • 🚀Convenient payment option
  • 💳Flexible payment plans
  • 🏪Wide range of partner stores
  • 🆙Increased spending limit with on-time payments
  • 📈Helps build credit score

Negative things

  • 🤖Poor customer service
  • 🔒Concerns about security and fraud
  • 🔄Issues with rescheduling payments
  • 💰Unexpected fees and charges
  • 🔒Restricted access to 'premium' stores
  • ⬇️Decreased spending limits without explanation
See all reviews
+2

What's New in Sezzle

5.3.17

October 21, 2026

Cool new features, performance improvements and bug fixes to our app to provide you with a better shopping experience every time. Be sure to update or simply turn on automatic updates!

More

Charts

Top Free

📉 41-2

Shopping

This app dropped -2 positions in Shopping chart.

Last updated on October 24, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Great App!

Love the spending power with this app.
TTeeWhy7991

Couldn’t be happier

Couldn’t be more thankful for sezzle. Never lets me down!
EEliteSB

Not good

They charged me late saver fee for not having bank account added and charged $1.99 for each installment. This is called cheating as they never mentioned that I need to add bank account. Just use Klarna or affirm. I want to lsuggest others to stay away from Sezzle and do the same mistake which I did.
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Mms80032

No protection for customer’s money

When paying with sezzle they are not responsible if merchant delivers the order or not.
MManatSethi52

Awesome

I absolutely love using Sezzle in this economy it’s hard to keep up with monthly expenses and after working multiple jobs and hours it’s nice to be able to break things down into affordable payments and still have some money left
AAngieCIndy
See 2224 more reviews

User experience

🐞

Reported Bugs

2 issues

Payment processing errors

Bug

Accounts being locked or disabled without clear reason

Bug
✨

Requested Features

4 requests

Improve customer service responsiveness

Feature

Provide more transparency on spending limit adjustments

Feature

Allow more flexibility in rescheduling payments

Feature

Expand partner store network without premium restrictions

Feature

FAQ

What is Sezzle?

Sezzle is a buy now, pay later shopping app that allows you to purchase items today and pay for them in four interest-free installments over six weeks. It aims to make shopping more accessible and help users manage their budgets effectively.

How does the 'Pay in 4' system work?

With the 'Pay in 4' system, you make a down payment today and then pay the remaining balance in three equal, interest-free installments every two weeks for a total of six weeks. This allows you to spread out the cost of your purchases.

Are there any hidden fees or interest charges?

No, Sezzle offers interest-free installments with no hidden fees. Any applicable service fees are clearly reflected at checkout, ensuring transparent shopping. The example provided shows a small service fee, but the core installment payments are interest-free.

Can I reschedule my payments if I need more time?

Yes, the app offers flexible rescheduling options. If you need extra time to make a payment, you can easily reschedule it through the app without any hassle, accommodating life's unexpected events.

Who is this app for?

This app is designed for shoppers who want to buy items now but prefer to pay over time in manageable, interest-free installments. It's ideal for individuals looking to budget effectively, access exclusive deals, and enjoy a seamless shopping experience.