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Smart Pension

Smart Pension

Official Smart Pension App

6 ratings
76 reviews
🌟 Lifestyle
💰 Finance
Free

Details

Released
August 1, 2018
Updated
October 27, 2026

Features

Developer

Smart Pension Limited
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About

Manage your workplace pension savings with ease. Track your fund's performance in real-time, adjust contributions, and explore investment options. Access exclusive discounts and customer support directly from your phone.

✓Real-time pension balance tracking
✓Investment fund selection
✓Contribution level adjustments
✓Enhanced security features (Face ID, Touch ID)
✓Access to exclusive discounts
✓Live chat customer support
Show original description

What users say about Smart Pension

Reviews of Smart Pension are mostly negative: the Finance app is rated 5.0/5 from 6 App Store ratings. What users like most: easy to use, pension calculator helpful. Top complaints: app crashes frequently, app not loading. Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 💡Pension calculator helpful
  • 📈Up-to-date values
  • 📱Convenient mobile access
  • 💻Can do same as computer
  • 🔄Easy to navigate
  • 💰Easy to transfer pensions
  • 📊Motivating growth graph
  • 🔒Easy biometric login
  • 🏠Great self-service
  • ✅Easy to track value
  • 🚀Quick access to pension
  • 💡Insightful pension snapshot
  • ✨Well-designed app

Negative things

  • 🐛App crashes frequently
  • 🐛App not loading
  • 🐛Login issues
  • 🐛App freezes
  • 🐛Basic functionalities not working
  • 🐛Lack of detail
  • 🐛App is a website wrapper
  • 🐛Glitchy UI
  • 🐛Poor performance
  • 🐛Annoying cookie warnings
  • 🐛Loses login session
  • 🐛Slow to load
  • 🐛App doesn't fit screen
  • 🐛UI feels outdated
  • 🐛Missing key features
  • 🐛Frustrating login process
  • 🐛Poor investment returns
See all reviews

What's New in Smart Pension

6.12.0

October 27, 2026

We've made small fixes and improvements to keep everything running reliably.

User reviews

Most RecentHighest RatedLowest Rated

app crashes every time i log in

the app crashes ever single time i log in and never loads anything
Ooz12398

Frustrating

Absolute nightmare to login as keeps asking for same details
SCSpot the con

Good but can be better

To improve accuracy of information, the time it takes to process contributions should be shorter
KKaafram

Response from developer

Hi there, thank you for your feedback, we will pass on to the relevant team.

rainy day pot

been trying to move money from my rainy day pot for over a month and just says being processed . not very happy it's taking so long as i need the money to pay some bills
CJCommissioner Jag

Brilliant Company & App

I paid into this Pension provider for a few years and have now retired from the company I worked for. I left the money in this account and it is growing.
AVA viking

Response from developer

Thanks for the 5* review!

See 71 more reviews

User experience

🐞

Reported Bugs

47 issues

App crashes shortly after launch

Bug

App never lets you update details

Bug

Cannot log into the app after recent update

Bug

App or website will not load

Bug

Stuck on loading screen

Bug

Transaction or growth details not showing

Bug

Redirected to transaction tab and stuck on loading wheel

Bug

Cannot edit beneficiaries

Bug

App opens website via browser embed and is glitchy

Bug

Unable to access the App, stuck on Smart logo

Bug

Takes forever to log in and stuck on login screen

Bug

App hasn’t been able to pass the 1st screen

Bug

Worked OK for a few months, now won’t open

Bug

Not able to access account through the app for days

Bug

Doesn’t function any longer

Bug

Latest version doesn’t load up

Bug

App is not loading

Bug

App no longer works

Bug

Won’t open beyond the company logo

Bug

Stuck on the opening screen after update

Bug

App literally “blue screens”

Bug

App frequently freezes on a dark blue screen

Bug

App freezes on opening screen

Bug

App closes as soon as I try to open

Bug

App freezes when it first opens or when using features

Bug

App doesn’t fit properly on screen

Bug

Have to close and reopen app to get back to main screen

Bug

Back arrow at the top of screen, cannot press it

Bug

Crashes out on load

Bug

Crash upon first launch after install

Bug

Takes ages to load and sometimes can’t log in

Bug

Dashboard UI is like from 90’s

Bug

Information missing, cannot update fund value

Bug

Cannot find option to message customer service

Bug

App stuck on a message with no back button

Bug

Login with Google account not supported, app stuck on Google Developers website

Bug

Hasn’t worked since getting iPhone 11

Bug

Takes a long time to login

Bug

Keeps logging out

Bug

Error when logging in with normal details

Bug

After updating, have to re-enter biometrics

Bug

Login keeps asking for biometric and then password

Bug

Can’t open app

Bug

Cannot see beyond the front page

Bug

App stops working

Bug

Unable to login after upgrading

Bug

App is slow

Bug
✨

Requested Features

5 requests

Show profit or loss on investment

Feature

Receive notification for new contribution

Feature

Improve app design and UI

Feature

Implement in-app form for pension transfers

Feature

Add dark mode

Feature

FAQ

What does the Smart Pension Employee App do?

The app allows members of a Smart Pension workplace pension scheme to manage their savings. You can track your pension balance in real-time, choose investment funds, and adjust your contribution levels. It also provides access to member benefits and customer support.

What are the key features of the app?

Key features include real-time access to your pension fund valuations, the ability to update fund selection and contributions, and enhanced security options like Face ID and Touch ID. You can also access Smart Rewards for discounts and live chat with customer service.

Is the Smart Pension Employee App free to use?

Yes, the app is free to download and use for eligible members. There are no in-app purchases or advertisements mentioned in the provided description.

Who can use the Smart Pension Employee App?

Currently, the app is exclusively for individuals who are members of a Smart Pension workplace pension scheme. You must be enrolled in such a scheme to access its features.

How can I manage my pension contributions?

You can easily manage your pension contributions through the app. The platform allows you to increase your contribution levels when you can afford to, helping you grow your pension pot more effectively.