Best apps like Sparkpay - Gift, Bills & Coins

10+ similar apps compared and reviewed

4.1 avg rating
10 free apps
Updated August 2026

Whether you want more options like Sparkpay or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Sparkpay

Apex: Buy, Sell & Trade Crypto#2

Apex: Buy, Sell & Trade Crypto by Apex Web Network Ltd.

Bitcoin Wallet & Gift Cards
Strong Contender
💰 Finance
4.5😞(2.2K ratings)
Free
Apex: Buy, Sell & Trade Crypto screenshot 1
Apex: Buy, Sell & Trade Crypto screenshot 2
Apex: Buy, Sell & Trade Crypto screenshot 3
Apex: Buy, Sell & Trade Crypto screenshot 4

This platform allows users to securely buy, sell, and store various cryptocurrencies like Bitcoin and Ethereum. It also features a marketplace for trading gift cards and a convenient way to pay bills and obtain virtual dollar cards for online transactions.

What We Love

  • 💯 Best among all
  • 🚀 Fast and reliable
  • 👍 Top notch service
  • 💕 Love the app

Room to Improve

  • 🐛 App not working
  • ⚠️ Failed transactions
  • 💰 Withdrawal issues
Cleva App#3

Cleva App by Cleva Technologies, Inc.

Get paid, spend, and save
Worth Considering
💰 Finance
4.7😐(1.5K ratings)
Free
Cleva App screenshot 1
Cleva App screenshot 2
Cleva App screenshot 3
Cleva App screenshot 4
Cleva App screenshot 5
Cleva App screenshot 6

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

What We Love

  • 🚀 Fast and easy to use
  • 👍 User-friendly interface
  • 💰 Reliable for international payments
  • 🤝 Good customer service

Room to Improve

  • 🐛 Payment issues and delays
  • 🔄 Frequent app updates causing frustration
  • 🔒 Concerns about security and account access

More apps like Sparkpay

4
Jeroid
Jeroid
Jeroid
Digital Assets and Giftcards
Free

Easily trade digital assets and gift cards for cash. Experience a stress-free and instant payment process. Get the best rates for your digital items.

Trade digital assetsTrade gift cardsAmazing rates
💰 Finance
(116)
free
5
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
💰 Finance
(1.5K)
free with in-app purchases
6
MoMo PSB
MoMo PSB
MoMo PSB
Better than cash.
Free

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

Send and receive moneyBuy airtime and dataPay bills
💰 Finance
(4.8K)
free
7
Divest
Divest
Divest
Send across Africa
Free

Instantly convert cryptocurrency to cash and send money internationally in local currency. Enjoy transparent rates with no hidden fees for seamless cross-border transfers.

Crypto to cash conversionInternational money transfersLocal currency settlement
💰 Finance
(3.1K)
free
8
Prestmit: Gift Cards & Coins
Prestmit: Gift Cards & Coins
Prestmit: Gift Cards & Coins
Gift Card Redeem App & Coins
Free

Easily buy and sell gift cards in various currencies, convert airtime to cash, and pay bills. Earn points on transactions and enjoy competitive rates for all your financial needs.

Buy and sell gift cardsConvert airtime to cashPay electricity and cable bills
💰 Finance
(7.3K)
free
9
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
10
Monibac
Monibac
Monibac
Get access to loans on Monibac
Free

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

Collateral-free loansEarn interest on savingsLoans up to 150% of savings
💰 Finance
(61)
free with in-app purchases