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Spiral - Mobile Banking

Spiral - Mobile Banking

Save, Spend, Give!

986 ratings
50 reviews
💰 Finance
🌐 Social Networking

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • May 29, 2021
  • November 3, 2022

Features

Developer

Spiral Financial Inc.
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🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦w/o updates
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About

This banking app allows users to save and spend money while making a positive social impact. It automatically donates to charities with every purchase and offers features like early direct deposit and fee-free banking.

✓Donate to charities with every purchase
✓Round up purchases to support causes
✓Match donations up to $150 annually
✓Get paid up to two days early
✓No monthly fees or minimum balance
✓Connect external payment apps
✓Personal customer service
Show original description

What users say

Summarized from real user reviews of Spiral. Based on 986 reviews and a 4.8/5 average, it highlights the 5 positives and 3 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 💡Great banking and donation features in one app
  • 🚀Intuitive and user-friendly interface
  • 🤝Generous donation matching
  • 🙌Positive impact on the community

Negative things

  • 🐛Issues with identity verification and account setup
  • 🤔Unclear bonus and promotion terms
  • 😕Inconsistent customer service experience
See all reviews

What's New in Spiral

1.20

November 3, 2022

Making your banking and giving experience even better.

User reviews

Most RecentHighest RatedLowest Rated

I love it here

No hassles use your debit card anywhere and no monthly fees No over draft I love it here been banking with them a while and it’s been great
Teresa is whom iamTeresa is whom iam

Great Bank

I haven’t had a problem with them.
I will prefer them to anybody
Trap4000Trap4000

Myself

I myself have breast cancer and I am in Remission due to my surgery that is the reason I am choosing the male breast cancer coalition as my charity to donate to……
*The*Reu**The*Reu*

Trash app

They actually don’t give you the $50 bonus
curtisGoggcurtisGogg

????

I don’t understand y I did not get the $200 dollars signed in bonus?
mangera809mangera809
See 45 more reviews

User experience

🐞

Reported Bugs

2 issues

App freezing and crashing during use

Bug

Delays in account setup and bonus payments

Bug
✨

Requested Features

3 requests

Improved bonus and promotion transparency

Feature

Enhanced account management and transaction tracking

Feature

More charity and donation options

Feature

FAQ

What does the Spiral app do?

Spiral is an ethical banking app that allows you to save and spend money while making a social impact. It automatically donates to charities with every purchase, lets you round up transactions to support causes, and offers features like early direct deposit and fee-free banking.

How does the app help me make a social impact?

With every purchase made using the app, a portion is donated to plant trees and provide clean water, meals, and safe shelter. You can also round up your purchases to the nearest dollar to support causes you care about.

Are there any fees associated with using Spiral?

Spiral offers fee-free banking with no minimum balance and no monthly fees. There are also no ACH transfer fees. However, a $7 monthly fee may apply if no deposit or withdrawal is made for 90 days.

Can I connect my other payment apps to Spiral?

Yes, you can easily manage your account by connecting external bank accounts, Venmo, Cash App, PayPal, Apple Pay, Google Pay, and more to your Spiral account.

How does the donation matching work?

Spiral matches your donations up to $150 per year when you make a minimum donation of $5 annually. The matching amount can be increased based on the amount of direct deposit or recurring transfers you have set up.