Best SplitIt alternatives: apps like SplitIt: Split, Track & Settle

10+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated October 2026

Looking for something like SplitIt? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to SplitIt

Splitit Go#1

Splitit Go by Splitit USA Inc

Real-Time Installment Control
Editor's Choice
💰 Finance
5.0(1 ratings)
Free
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Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

SplitIt! - Fast & Easy#2

SplitIt! - Fast & Easy by Felix Op den Camp

Split Bills Easy and Fast!
Strong Contender
💰 Finance
5.0(1 ratings)
Free
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Effortlessly split bills with friends by simply taking a photo of your receipt. The app uses AI to recognize individual items, allowing for fair and customizable division of costs. Ideal for social gatherings and trips.

PayLater: Split Your Payments#3

PayLater: Split Your Payments by Pay Later

Relax, PayLater
Worth Considering
💰 Finance
3.5😞(304 ratings)
Free
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Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

What We Love

  • 👍 Trusted
  • 👍 Great experience

Room to Improve

  • 💡 No Arabic language support
  • 💡 Low spending limit
  • 🐛 Debit card not supported
  • 🐛 OTP not received
  • 🐛 Unable to delete app and restart
  • 🐛 Discriminatory spending limits between customers

More apps like SplitIt

4
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
💰 Finance
(2.8K)
free with in-app purchases
5
Rocco - Fast Cash Advance
Rocco - Fast Cash Advance
Rocco - Fast Cash Advance
Get $20-$250 in minutes*
Free

Access quick cash advances from $20-$250 to cover expenses and avoid overdraft fees. Offers personalized budgeting tools, spending insights, and automated alerts. Requires linking a bank account with direct deposits and identity verification.

Cash advances up to $250Personalized budgeting toolsSpending insights
💰 Finance
(617)
subscription
6
VANSi - Cash Advance
VANSi - Cash Advance
VANSi - Cash Advance
Access Future Income
Free

Access your future income with this app that provides financial wellness insights and instant pay capabilities. It helps you avoid overdrafts by allowing transfers from future earnings and offers on-demand cash advances to bridge financial gaps. Maintain your membership to continuously access and grow these advance amounts.

Financial wellness insightsInstant pay and transfersAvoid overdrafts
💰 Finance
(29K)
free with in-app purchases
7
Livble - Split your rent
Livble - Split your rent
Livble - Split your rent
Pay rent on your own schedule
Free

This app allows users to pay their rent in flexible installments throughout the month. It offers a convenient way to manage rent payments on your own schedule.

Pay rent in installmentsFlexible payment schedulesManage rent payments
💰 Finance
(2.8K)
free
8
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

Lease-to-own purchasesNo credit requiredFlexible payment options
💰 Finance
(29K)
free with in-app purchases
9
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Buy now pay later for bills
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(36K)
free with in-app purchases
10
Tamara | Own your Dream
Tamara | Own your Dream
Tamara | Own your Dream
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free