Good idea FAQ’s could be clearer
I like this app. Using the vouchers it has already helped me to knock time from my offset mortgage balance alongside the regular savings I add to the offset savings. I do feel the FAQ’s could be more accessible in the app. It’s not clear for example that the auto save feature doesn’t begin until 2 months in, I’d been excited checking to watch the cash get taken and the balance go down further. The chatbot isn’t bad either, it’s much better than other’s I’ve used. It would be good if the chatbot could provide links to terms and co dictions in its response, people like me enjoy the small print. It’s only little things here and there I would improve but on the whole I’m excited to start getting this mortgage paid off quicker.
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Decent app
All in all, this is a decent app to help with saving and paying off the mortgage faster. However, the cash back rates are lower than what can be found on other cash back apps. My husband and I both have Sprive accounts, and it would be helpful if the app could update to link accounts to show the cumulative progress in making overpayments between the two of us. As it currently stands, I can only see the impact of overpayments as if it were only me making them, it does not show my husbands contributions.
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Great money saving
Sprive is a great way to save a bit of money without realising it. The fact you can bring your mortgage down by your everyday spending is great! Would definitely recommend
Easy savings
So fast and easy to use, the savings aren’t huge but they add up over time and it’s so much more convenient than other savings apps which offer gift cards
Tesco is instore only
I really wish that Tesco wasn’t instore only. All the other main chains like Asda, M&S etc that offer online shopping have that option. Not Tesco.
