How does Sprive help me pay off my mortgage faster?
Sprive facilitates faster mortgage payoff by enabling you to make regular overpayments. It offers features like auto-saving spare cash and earning cashback from shopping, which is then applied to your mortgage principal, reducing your loan term and total interest paid.
Is Sprive free to use?
Yes, Sprive is completely free to use. The app does not charge any fees for its services, allowing homeowners to focus on saving money and paying down their mortgage.
What kind of cash rewards can I earn with Sprive?
You can earn up to 15% cashback at various top UK brands, including Amazon, M&S, Waitrose, and ASDA. These rewards are credited to your Sprive account within 15 minutes and can be used towards your mortgage overpayments.
Which mortgage lenders does Sprive support?
Sprive supports a wide range of UK lenders, including First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money, Yorkshire Building Society, Accord Mortgages, and Coventry Building Society.
How secure is Sprive?
Sprive is designed to be a secure app. Users connect their bank accounts, and the app uses secure methods to source mortgage information and facilitate payments. User reviews highlight its security as a positive aspect.
How often is Sprive updated?
The latest version of Sprive is 29.0.3, and it was last updated on November 5, 2026. This indicates a commitment to ongoing development and feature enhancements.
What are the main drawbacks of using Sprive?
Some user reviews mention the app can be glitchy and buggy, with a clunky process for buying vouchers. There are also reports of frequent log-outs and sign-in issues, and it does not support credit cards for payments.
Does Sprive have ads?
No, Sprive does not have advertisements. The app is completely free and ad-free, focusing solely on providing mortgage management and savings features.
