1. Home
  2. 💰 Finance
  3. Sprive
Sprive - Mortgage Free, Faster

Sprive - Mortgage Free, Faster

Save thousands in interest

5 ratings
499 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • September 9, 2021
  • July 15, 2026

Features

Developer

Sprive Limited
✨Promote your app ✨
Sprive - Mortgage Free, Faster screenshot #1 for iPhone
Sprive - Mortgage Free, Faster screenshot #2 for iPhone
Sprive - Mortgage Free, Faster screenshot #3 for iPhone
Sprive - Mortgage Free, Faster screenshot #4 for iPhone
Sprive - Mortgage Free, Faster screenshot #5 for iPhone
Sprive - Mortgage Free, Faster screenshot #6 for iPhone
📌Ready
Reviews summary↘︎
⭐499
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 1 week
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app helps homeowners pay off their mortgages faster by automatically saving spare cash and earning cashback rewards from everyday shopping. It allows one-tap overpayments to lenders and provides tools to track savings and remortgage potential.

✓Cash rewards on everyday shopping
✓Automatic savings for mortgage overpayments
✓One-tap mortgage overpayments
✓Mortgage savings calculator
✓Remortgage insights
✓Track home equity
Show original description

What users say

Summarized from real user reviews of Sprive. Based on 5 reviews and a 5.0/5 average, it highlights the 7 positives and 7 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Easy to use
  • 💰Free money towards mortgage
  • 🔒Secure app
  • 📈Helps pay off mortgage faster
  • 🤑Cashback on everyday spending
  • 🎉Great idea
  • 📊Useful insights into spending and mortgage

Negative things

  • 🐛Glitchy and buggy app
  • 🕰️Clunky process to buy vouchers
  • 🤔Limited retailer options
  • 🔍Difficult to navigate app
  • 🔑Frequent log-outs and sign-in issues
  • 💳Doesn't support credit cards
  • 🤷‍♀️Inconsistent cashback rates
See all reviews
+1

What's New in Sprive

26.0.11

July 15, 2026

Reloadable & Offline wallet

User reviews

Most RecentHighest RatedLowest Rated

Only one fault with this app

Everytime I open the app it asks me to turn on notifications - twice! I have to dismiss the modal 2 times before doing anything. This is after a slow loading screen. It gets frustrating after a while. If this is fixed I’d upgrade to 5 stars for the review .
ed_demied_demi

Offer!

Use “1TKP456E” and make a purchase and get Sprive plus
APP_26APP_26

Sprive

The app is fantastic and very easy to use, would recommend
Amys3000Amys3000

Love the app

Great app, really easy to use and make money from spending!
Mgg123!!!!!!!Mgg123!!!!!!!

Fab app

Just loving how us this app is to use, love earning the cashback fantastic!
chamcham40chamcham40
See 494 more reviews

User experience

🐞

Reported Bugs

5 issues

App crashes and freezes frequently

Bug

Voucher balances not updating correctly

Bug

Mortgage details not syncing properly

Bug

Surveys often fail to complete

Bug

Unexpected charges and deductions from accounts

Bug
✨

Requested Features

6 requests

Add more retailers like Aldi, Lidl, and Smyths

Feature

Improve app stability and reduce glitches

Feature

Streamline the voucher purchase process

Feature

Introduce automatic transaction tracking

Feature

Allow mortgage overpayments without vouchers

Feature

Provide more flexible payment options

Feature

FAQ

What does the Sprive app do?

Sprive is a mortgage management app designed to help homeowners pay off their mortgages faster and save on interest. It facilitates this by allowing users to automatically set aside spare cash and earn cashback rewards from their everyday shopping, which can then be used for mortgage overpayments.

How can I earn cashback with Sprive?

You can earn cashback on everyday shopping by using specific shopping cards linked to the app at participating UK brands. These rewards, which can be up to 15% at top retailers, are credited to your Sprive account within 15 minutes and can be put towards your mortgage.

Is Sprive free to use?

Yes, Sprive is completely free to use. The app does not charge any fees for its services. It is designed to help you save money on your mortgage, not to cost you more.

What information do I need to set up Sprive?

To set up Sprive, you will need to create an account by providing some personal information such as your name and address. You will also need to connect your bank account so the app can automatically source your mortgage details and manage your savings and payments.

Which mortgage lenders and brands are supported?

Sprive supports a wide range of UK mortgage lenders including Barclays, HSBC, Lloyds, Nationwide, and Santander. It also partners with numerous popular brands for cashback rewards, such as Amazon, M&S, ASDA, Deliveroo, and IKEA.