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Sterling OneBank

Sterling OneBank

OneBank

920 ratings
206 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 24, 2020
  • July 7, 2026

Features

Developer

Sterling Bank Plc
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Sterling OneBank screenshot #1 for iPhone
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Sterling OneBank screenshot #5 for iPhone
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Sterling OneBank screenshot #8 for iPhone
Sterling OneBank screenshot #9 for iPhone
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Reviews summary↘︎
⭐206
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📝12+ tags
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🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 3 weeks
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About

This digital banking app allows users to open accounts instantly, manage money, pay bills, and access loans and investments. It offers a stylish interface, seamless onboarding, and robust security features for a convenient banking experience.

✓Instant account opening
✓Send and receive money
✓Bill payments
✓Airtime and data top-up
✓Investments and loans
✓Virtual and debit cards
✓Budgeting tools
Show original description

What users say

Summarized from real user reviews of Sterling OneBank. Based on 920 reviews and a 3.3/5 average, it highlights the 6 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly interface
  • 🚀Fast and reliable
  • 💫Excellent customer service
  • 🔒Secure banking experience
  • 💯Seamless transactions
  • 🌟Top-notch features

Negative things

  • 🐛Frequent app crashes
  • ⚠️Login issues
  • 💸Failed transactions with no refunds
  • 🕰️Slow response times
  • 🤔Confusing app updates
  • 🤯Frustrating customer support
See all reviews

What's New in Sterling OneBank

3.0.6.1

July 7, 2026

Instant Pay Performance and stability improvements

User reviews

Most RecentHighest RatedLowest Rated

Bad Upgrade

Since the upgrade, I have not been able to make a payment from my beneficiaries list. Now I have to find the account number and bank of the person I want to pay. This is a basic function and that it doesn’t work is highly disappointing.
SanusiFSanusiF

Great

Excellent upgrade
PhirmmiiPhirmmii

APP IS NON-FUNCTIONAL

I sent money to my account, I got the email alert with my balance , but in the app, the 0 at the back has been removed, turning 31000 balance to 3100, and I can’t send out my money.

What exactly is going on with this bank?
fitfamronfitfamron

Very Poor network

Very bad network
MatthateststeringbankMatthateststeringbank

Terrible

Close your bank
_manliketblize_manliketblize
See 201 more reviews

Developer apps

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Switch by Sterling
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SterlingPro
SterlingPro

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(10)

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Altbank
Altbank

by Sterling Bank Plc

💰 Finance

(7)

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Altinvest
Altinvest

by Sterling Bank Plc

💰 Finance

(2)

Free
See developer apps

User experience

🐞

Reported Bugs

5 issues

Account locking issues

Bug

Transfer option not working

Bug

Inability to upload documents

Bug

App crashing on certain devices

Bug

Delayed transaction processing

Bug
✨

Requested Features

5 requests

Transaction history logs

Feature

Savings account options

Feature

Dark mode support

Feature

Improved in-app notifications

Feature

Live chat support

Feature

FAQ

What is Sterling OneBank?

Sterling OneBank is a 100% digital banking application that provides a comprehensive platform for managing your finances. You can instantly open an account, send and receive money, pay bills, purchase airtime and data, invest, and even get a loan, all within a single app.

What are the key features of Sterling OneBank?

Key features include instant account opening, a sleek user interface, seamless onboarding, the ability to request physical and virtual debit cards, swift bill payments, airtime and data top-ups, an improved budgeting feature, payment links for requesting money, FX swap, dispute management, in-app notifications, and an ATM/branch locator.

Is Sterling OneBank free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, in-app purchases, or ad-supported models, indicating it is a free service.

What can I use Sterling OneBank for?

You can use Sterling OneBank for a wide range of daily financial activities. This includes opening an account, transferring money, paying utility bills and cable TV subscriptions, buying airtime and data plans, tracking your spending with budgeting tools, and accessing investment and loan services.

Is Sterling OneBank secure?

The app description highlights top-notch security as a key benefit. While specific security measures are not detailed, the emphasis on security suggests that user data and transactions are protected.