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Sterling OneBank

Sterling OneBank

OneBank

962 ratings
209 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 24, 2020
  • September 15, 2026

Features

Background Location Access

Developer

Sterling Bank Plc
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Sterling OneBank screenshot #1 for iPhone
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Sterling OneBank screenshot #3 for iPhone
Sterling OneBank screenshot #4 for iPhone
Sterling OneBank screenshot #5 for iPhone
Sterling OneBank screenshot #6 for iPhone
Sterling OneBank screenshot #7 for iPhone
Sterling OneBank screenshot #8 for iPhone
Sterling OneBank screenshot #9 for iPhone
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Reviews summary↘︎
⭐209
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📝20+ tags
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🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 3 weeks
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About

This digital banking app allows users to open accounts instantly, manage money, pay bills, and access loans and investments. It offers a stylish interface, seamless onboarding, and robust security features for a convenient banking experience.

✓Instant account opening
✓Send and receive money
✓Bill payments
✓Airtime and data top-up
✓Investments and loans
✓Virtual and debit cards
✓Budgeting tools
Show original description

What users say

Summarized from real user reviews of Sterling OneBank. Based on 962 reviews and a 3.3/5 average, it highlights the 6 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly interface
  • 🚀Fast and reliable
  • 💫Excellent customer service
  • 🔒Secure banking experience
  • 💯Seamless transactions
  • 🌟Top-notch features

Negative things

  • 🐛Frequent app crashes
  • ⚠️Login issues
  • 💸Failed transactions with no refunds
  • 🕰️Slow response times
  • 🤔Confusing app updates
  • 🤯Frustrating customer support
See all reviews
+1

What's New in Sterling OneBank

3.0.6.2

September 15, 2026

Invest in the Dangote Refinery IPO — right from OneBank.

User reviews

Most RecentHighest RatedLowest Rated

Great customer service.

I would recommend Sterling Bank to anyone in a heartbeat. Their online customer service is exceptional. They will respond to you at anytime on WhatsApp or email. Keep up the good work.
Idesam2Idesam2

Customer Service

Your customer service is unresponsive. OTP code will not reach me with a foreign number. Besides, you suddenly required it without notice to me. I’m am unable to transfer funds, yet no one is able to assist me. Awful service. What’s the point of an inaccessible app or internet banking?
UyoManUyoMan

Excellent

Five rate
AlutamuheezAlutamuheez

Bad Upgrade

Since the upgrade, I have not been able to make a payment from my beneficiaries list. Now I have to find the account number and bank of the person I want to pay. This is a basic function and that it doesn’t work is highly disappointing.
SanusiFSanusiF

Great

Excellent upgrade
PhirmmiiPhirmmii
See 204 more reviews

Developer apps

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Sterling mToken

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Switch by Sterling
Switch by Sterling

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(21)

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SterlingPro
SterlingPro

by Sterling Bank Plc

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(10)

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Altbank
Altbank

by Sterling Bank Plc

💰 Finance

(7)

Free
Altinvest
Altinvest

by Sterling Bank Plc

💰 Finance

(2)

Free
See developer apps

User experience

🐞

Reported Bugs

5 issues

Account locking issues

Bug

Transfer option not working

Bug

Inability to upload documents

Bug

App crashing on certain devices

Bug

Delayed transaction processing

Bug
✨

Requested Features

5 requests

Transaction history logs

Feature

Savings account options

Feature

Dark mode support

Feature

Improved in-app notifications

Feature

Live chat support

Feature

FAQ

What is Sterling OneBank?

Sterling OneBank is a 100% digital banking application that provides a comprehensive platform for managing your finances. You can instantly open an account, send and receive money, pay bills, purchase airtime and data, invest, and even get a loan, all within a single app.

What are the key features of Sterling OneBank?

Key features include instant account opening, a sleek user interface, seamless onboarding, the ability to request physical and virtual debit cards, swift bill payments, airtime and data top-ups, an improved budgeting feature, payment links for requesting money, FX swap, dispute management, in-app notifications, and an ATM/branch locator.

Is Sterling OneBank free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, in-app purchases, or ad-supported models, indicating it is a free service.

What can I use Sterling OneBank for?

You can use Sterling OneBank for a wide range of daily financial activities. This includes opening an account, transferring money, paying utility bills and cable TV subscriptions, buying airtime and data plans, tracking your spending with budgeting tools, and accessing investment and loan services.

Is Sterling OneBank secure?

The app description highlights top-notch security as a key benefit. While specific security measures are not detailed, the emphasis on security suggests that user data and transactions are protected.