FirstMobile App vs Sterling OneBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstMobile App
This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.
- Financial transactions
- Non-financial transactions
- DIY enrollment
- Open new accounts
- Register existing accounts
- Digital banking experience
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FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.
Sterling OneBank
This digital banking app allows users to open accounts instantly, manage money, pay bills, and access loans and investments. It offers a stylish interface, seamless onboarding, and robust security features for a convenient banking experience.
- Instant account opening
- Send and receive money
- Bill payments
- Airtime and data top-up
- Investments and loans
- Virtual and debit cards
- Budgeting tools
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About The App OneBank is a 100% Digital Bank! In here, you can open an instant account, send and receive money, pay bills, buy airtime & data, invest and get a loan all in one place. It offers you a new way of life with exciting features, an excellent user experience and top-notch security. OneBank is powered by Sterling Bank Features & Benefits · An Elegant Look & Feel Bank with style and enjoy a sleeker new interface designed specially for you · More Seamless Onboarding Convenience is our keyword; you can open an account within minutes from the comfort of your mobile · Debit Cards Request a Debit Card and we will bring it to you. You can also create a Virtual Card for online payments within minutes · Bill Payments Enjoy swift bill payments from Electricity to Cable TV to Internet Services · Airtime and Data Top-up Buy Airtime and Data plans for yourself or loved ones with a few clicks · An Improved Budgeting Feature So you can plan your spending and see where your money goes · Payment Links Now you can request money from friends & family via a simple link · FX Swap Enjoy convenience and say goodbye to currency conversion hassles · Verve Ultra Card Request No more Insufficient Funds, get a line of credit to cover emergency expenses with the Verve Ultra Card · Dispute Management Get help with your transactions when you need it, from the comfort of your mobile · In-app Notifications Manage your alerts & notifications and stay in the loop of what’s happening · ATM/Branch Locator Use the locator to find the Sterling Bank Branch or ATM closest to you
Screenshots
Verdict
The clearest difference is review sentiment: Sterling OneBank at 37% against FirstMobile App's 15%. Sterling OneBank also leads on rating (3.3 vs 3.1) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sterling OneBank holds the better App Store score, 3.3 against 3.1. Both are backed by a comparable volume of ratings — 2K and 974 respectively. Written reviews point the same way: 15% of FirstMobile App's written reviews are positive against 37% of Sterling OneBank's.
FirstMobile App ships an update every 2 months, Sterling OneBank every 3 weeks. Both last shipped on October 28, 2026.
| Parameter | FirstMobile App | Sterling OneBank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (2K ratings) | 3.3 (974 ratings) — better |
| Positive reviews | 14.9% of reviews | 36.7% of reviews — better |
| Number of ratings | 2K — better | 974 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 119 MB | 178 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | Sterling Bank Plc |
Customer experience
FirstMobile App
Sterling OneBank
User reviews
FirstMobile App
From 2K App Store ratingsWhat we love
- 👍 Excellent features
- 👍 Easy to navigate
- 👍 Secure
- 👍 Reliable
- 👍 Convenient
Room to improve
- 🐛 Frequent crashes
- 🐛 Freezing issues
- 🐛 Slow performance
- 🐛 Network connection problems
- 🐛 Buggy after updates
Sterling OneBank
From 974 App Store ratingsWhat we love
- 👍 User-friendly interface
- 🚀 Fast and reliable
- 💫 Excellent customer service
- 🔒 Secure banking experience
- 💯 Seamless transactions
Room to improve
- 🐛 Frequent app crashes
- ⚠️ Login issues
- 💸 Failed transactions with no refunds
- 🕰️ Slow response times
- 🤔 Confusing app updates
Bugs and requests
FirstMobile App
Reported bugs
5 issues- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly
Requested features
7 requests- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality
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- Provide more login options beyond ATM card
- Improve beneficiary management
Sterling OneBank
Reported bugs
5 issues- Account locking issues
- Transfer option not working
- Inability to upload documents
- App crashing on certain devices
- Delayed transaction processing
Requested features
5 requests- Transaction history logs
- Savings account options
- Dark mode support
- Improved in-app notifications
- Live chat support
In-app purchases
FirstMobile App
No in-app purchases
Sterling OneBank
No in-app purchases
Questions
Is FirstMobile App free?
Is Sterling OneBank free?
Which has better reviews, FirstMobile App or Sterling OneBank?
Do FirstMobile App or Sterling OneBank have ads?
Which is updated more often, FirstMobile App or Sterling OneBank?
Other comparisons
