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Securely approve banking transactions like transfers using a two-step verification process. Choose between scanning a graphic to generate a transaction number or using a push notification for direct confirmation. The app is protected by a PIN or biometric data.
Manage your bank accounts, make real-time transfers, and track credit card transactions. Securely authorize payments and analyze your spending habits with categorized income and expenses. Pay with your smartphone via Apple Pay.
Manage your banking needs conveniently and securely from anywhere. Features include a bill scanner for quick payments, mobile trading for investments, and a digital mailbox for important documents. Available for users aged 12 and up.
What We Love
👍 Clear and intuitive user interface
🚀 Fast and responsive performance
📊 Comprehensive account overview and transaction history
💳 Easy EU transfers and payments
🎨 Clean, well-organized design
⚙️ Multiple useful features (invoice scanning, expense categorization)
🔒 Biometric login option (Face ID/fingerprint)
📱 Stable and reliable app functionality
💡 Good integration of external accounts
✅ Improved significantly in recent updates
Room to Improve
🔐 Overly complicated security procedures
😕 Unintuitive navigation and information architecture
⏱️ Slow and cumbersome AppTAN approval process
🌐 Limited English language support (mostly headings only)
🔄 Frequent login failures and authentication issues
😤 Excessive confirmation steps required
📱 Device compatibility and iOS version recognition problems
🐛 App crashes and stability issues
❌ Confusing terminology (HVB Direct Banking PIN vs standard terms)
🎯 Inconsistent IBAN format acceptance
📜 Difficult account information discovery and navigation