Best apps like Twig - Your Bank of Things

37+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated July 2026

Twig is great, but it's not the only option. Explore 37+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Twig

Cleo AI: Cash Advance & Budget#1

Cleo AI: Cash Advance & Budget by Cleo AI Ltd

Credit Builder & Savings Goals
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(246K ratings)
Free
#22in Finance
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This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • ๐Ÿš€ Great service
  • ๐Ÿ’ก Entertaining and easy to understand budgeting/finance app
  • ๐Ÿ‘ Helpful in building credit and getting through hard times
  • ๐Ÿ‘ Useful features like Spendr and Cleo Wallet

Room to Improve

  • ๐Ÿ› Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • ๐Ÿ”’ Concerns about data privacy and security
  • ๐Ÿ’ฐ Misleading subscription fees and charges
Zilch: Spend with benefits#2

Zilch: Spend with benefits by Zilch Technology Limited

Where Mastercard is accepted
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(21K ratings)
Free
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Split purchases into four interest-free installments over six weeks, or get instant cashback rewards when you pay in full. Shop at thousands of online stores or anywhere Mastercard is accepted.

What We Love

  • ๐Ÿ’ฏ Excellent app
  • ๐Ÿค‘ Flexible payments
  • ๐Ÿ‘ Easy to use
  • ๐Ÿคฉ Fantastic experience

Room to Improve

  • ๐Ÿคฌ Poor customer service
  • ๐Ÿ› Buggy app
  • ๐Ÿ’ฐ Unexpected fees
B9: Cash Advance#3

B9: Cash Advance by B9, Inc.

Up to $1k Before Next Pay Day
Worth Considering
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(18K ratings)
FreeAds
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Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

What We Love

  • ๐Ÿš€ Early paycheck access
  • ๐Ÿ’ฐ Cash advances
  • ๐Ÿ’ณ Debit card with cashback
  • ๐Ÿ‘ Easy to use

Room to Improve

  • ๐Ÿ’ธ High fees for transfers
  • ๐Ÿ”’ Difficulty closing account
  • ๐Ÿค” Unclear advance repayment process

More apps like Twig

4
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
๐Ÿ’ฐ Finance
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free with in-app purchases
5
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Personal & business banking
Free

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

Real-time spending notificationsCashback on purchasesHigh APY savings rates
๐Ÿ’ฐ Finance
(5.6K)
free with in-app purchases
6
Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewards
Surveys,Tests & PayPal Payouts
Free

Earn money by participating in online surveys and product tests. This platform offers flexible opportunities to earn rewards, with fast payouts and the chance to upgrade for higher-paying assignments. Join a large community of testers and start earning from home or on the go.

Earn money from online surveysParticipate in product testsFlexible earning opportunities
๐Ÿ’ฐ Finance
(71K)
free
7
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
Debit Card, Allowance, Chores
Free

This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

Automated allowanceChore rewardsSavings goals
๐Ÿ’ฐ Finance
(14K)
free with in-app purchases
8
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
๐Ÿ’ฐ Finance
(133K)
free with in-app purchases
9
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

Build credit for freeCashback on purchasesEarn interest on savings
๐Ÿ’ฐ Finance
(81K)
free with in-app purchases
10
Kiwi Crรฉdito
Kiwi Crรฉdito
Kiwi Crรฉdito
by Kiwi Financial, LLC
Free

This digital platform offers a fast and secure way to apply for personal loans entirely online. Manage your credit, view loan details, and make payments easily through the mobile app. Receive funds quickly via your preferred disbursement method.

Online loan applicationsSecure personal loansLoan detail consultation
๐Ÿ’ฐ Finance
(2.9K)
free with in-app purchases