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Union Bank Credit Card

Union Bank Credit Card

by Union Bank of India

38 ratings
46 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • November 16, 2023
  • April 27, 2026

Features

Developer

Union Bank of India
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Union Bank Credit Card screenshot #1 for iPhone
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Union Bank Credit Card screenshot #3 for iPhone
Union Bank Credit Card screenshot #4 for iPhone
Union Bank Credit Card screenshot #5 for iPhone
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About

Manage your credit card account with ease. View summaries, statements, and transaction details. Control card settings, generate PINs, and create virtual cards for secure online shopping. Request services like hotlisting and replacements.

✓Account summary and statement access
✓View unbilled and past transactions
✓Card control for international, ECOM, POS, ATM
✓Instant PIN generation
✓Virtual card for secure online transactions
✓Service requests (hotlisting, replacement, EMI)
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What users say

Summarized from real user reviews of Union Bank Credit Card. Based on 38 reviews and a 4.7/5 average, it highlights the 9 positives and 24 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Credit card payment via Bill Desk is user friendly
  • 🚀Quick remittance of credit card amount
  • 👍Excellent service over the years
  • 👍Fantastic platform for credit card analysis
  • 👍One of the best in industry
  • 👍Easy to use credit card app
  • 👍Good app, enjoying all features
  • 👍Good service, no extra charges
  • 👍Excellent working

Negative things

  • 🐛Virtual card not opening
  • 🐛App not showing correct values
  • 🐛Verification cannot be done, error messages
  • 🐛Unable to reach server
  • 🐛Transactions often declined
  • 🐛App not working for months
  • 🐛App not opening on iPhone
  • 🐛Language barrier with customer care
  • 🐛Transactions converted to EMI not converted
  • 🐛Problematic to use, separate apps needed
  • 🐛Tokenisation feature down for months
  • 🐛Not user friendly, cannot pay through app
  • 🐛Not receiving OTP for payment
  • 🐛Security concerns with app download
  • 🐛Points redemption process is a farce
  • 🐛Login issues, password mismatch
  • 🐛App interface needs to be more user friendly
  • 🐛Transactions not updated on time
  • 🐛App not working on Apple devices
  • 🐛Worst app, useless, not compatible with eSIM
  • 🐛No option to see Union Rewardz
  • 🐛App stopped working
  • 🐛App not working after update, shows error
  • 🐛Login impossible, password not matching
See all reviews

What's New in Union Bank Credit Card

4.0.5

April 27, 2026

Security patch update

User reviews

Most RecentHighest RatedLowest Rated

Wastage of time

App is way slow as it can be. No functionality at all. No option to see credit card details in the app. No option to book EMI. Please look the other bank apps.
N1N2nduvxyN1N2nduvxy

App struck while enter

No useful app just an app to see what it is please upgrade your app performance or just remove it from everywhere. No function working no scan no history no reminder nothing waste.
SOLANKI67SOLANKI67

Error issues

This bank app virtual card not opne please solve this issue
Akash@1@1Akash@1@1

Payment via Bill Desk

Credit card payment via bill desk is user friendly
Babu Prasad MBabu Prasad M

Please update the app

Please update the app ,
It is not showing the correct values in the app every time
Anjaneya SwamyAnjaneya Swamy
See 41 more reviews

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User experience

🐞

Reported Bugs

16 issues

Virtual card not opening

Bug

App not showing correct values

Bug

Verification cannot be done, error messages

Bug

Unable to reach server

Bug

Transactions often declined

Bug

App not working for months

Bug

App not opening on iPhone

Bug

Transactions converted to EMI not converted

Bug

Tokenisation feature down for months

Bug

Not receiving OTP for payment

Bug

App not working on Apple devices

Bug

Login issues, password mismatch

Bug

Transactions not updated on time

Bug

App not working after update, shows error

Bug

Login impossible, password not matching

Bug

App not opening

Bug
✨

Requested Features

7 requests

Update the app

Feature

Need more updates in app

Feature

Enhance my limit

Feature

Update to view latest transaction history

Feature

Kindly merge with Vyom app

Feature

Update with required security features

Feature

Modifications of the module of this App

Feature

FAQ

What can I do with the Union Bank Credit Card app?

The app allows you to view your account summary, access latest and past statements, and check transaction details. You can also manage card controls like enabling/disabling specific transaction types, blocking your card temporarily, and setting spending limits. Additionally, you can generate your PIN instantly, manage additional cards, and create virtual cards for secure online purchases.

How do I generate a PIN for my credit card?

The app provides an 'Instant PIN Generation' feature. Through this option, cardholders can set their credit card PIN in real-time directly within the application, offering a convenient and immediate way to activate or reset your PIN.

Is there a cost to use the Union Bank Credit Card app?

Based on the provided information, the app is offered for free. There are no mentions of subscription fees, in-app purchases, or advertisements, suggesting it is a complimentary service for Union Bank credit card customers.

What are the benefits of using a virtual card?

The app offers a virtual card feature for safer online transactions. This virtual card functions like a digital wallet and is accepted across all merchant e-commerce sites, providing an added layer of security for your online purchases without exposing your primary card details.

What kind of service requests can I make through the app?

Cardholders can raise various service requests through the app, including hotlisting the card, requesting a duplicate statement via mail, applying for a card replacement, and creating EMI plans for eligible transactions. This streamlines common customer service needs.