Best apps like Upside: Turn Debt into Wealth

45+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated July 2026

Whether you want more options like Upside or a completely different take on the same concept, our curated list of 45+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Upside

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#68in Finance
Debt Payoff Planner & Tracker screenshot 1
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Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Debt Snowball - Payoff Planner#2

Debt Snowball - Payoff Planner by Polybit Studio Pty Ltd

Credit card & payment tracker
Strong Contender
💰 Finance
4.7😞(1.3K ratings)
FreeIn-App Purchases
Debt Snowball - Payoff Planner screenshot 1
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Debt Snowball - Payoff Planner screenshot 4
Debt Snowball - Payoff Planner screenshot 5
Debt Snowball - Payoff Planner screenshot 6

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

What We Love

  • 👍 Simple and easy-to-use interface
  • 🚀 Straightforward debt tracking
  • 💡 Debt payment strategies
  • 🔒 Secure data storage

Room to Improve

  • 🐛 Bugs and glitches
  • 💰 Paid features not worth the cost
  • 🔍 Limited functionality for the price
Loan Calculator - Loan2Me#3

Loan Calculator - Loan2Me by Jeffrey Williams

Quick and Easy Loan Calculator
Worth Considering
💰 Finance
4.8😊(8.2K ratings)
FreeIn-App Purchases
Loan Calculator - Loan2Me screenshot 1
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This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

What We Love

  • 👍 Easy to use
  • 🚀 Accurate and quick calculations
  • 💡 Helpful for financial planning
  • 🔒 No data tracking or selling

Room to Improve

  • 🐛 Occasional data loss after updates
  • 💡 Lack of currency and language options
  • 💡 Missing features like taxes, insurance, and PMI calculations

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4
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
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Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

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5
Refinance-Home Loan Calculator
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House Car Mortgage Student Emi
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This loan calculator helps you estimate refinancing costs and potential savings. It calculates monthly payments, total interest, and total repayment for new loans, including the impact of additional payments. You can also save your loan details for future reference.

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6
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
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7
Mortgage Calculator Financier
Mortgage Calculator Financier
Mortgage Calculator Financier
Calc Loan Car Interest Payment
Free
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This app helps you estimate monthly payments for mortgages and car loans. Input loan details like amount, interest rate, and term to get instant, detailed results for informed financial decisions.

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Loan Calculator Mortgage Rate
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This app helps you manage your finances by calculating loans, mortgages, and car payments. It allows you to save loan details, view monthly interest rates, and generate PDF reports for easy organization and sharing. Take control of your financial future with accurate calculations and a user-friendly interface.

Loan and mortgage calculationSave loan detailsView monthly interest rates
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Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
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Easily forecast loan repayment with this calculator. Explore the impact of extra payments on your payment schedule. Supports multiple payment methods and frequencies.

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Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
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Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

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(412)
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