Best apps like Who Owes Me - LentPal

12+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated July 2026

Looking for something like Who Owes Me? We've analyzed 12+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Who Owes Me

Emma - Budget Planner Tracker#1

Emma - Budget Planner Tracker by Emma Technologies LTD.

Spending, Bills, Money Saving
Editor's Choice
💰 Finance
4.7😐(1.4K ratings)
FreeAdsIn-App Purchases
Emma - Budget Planner Tracker screenshot 1
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Emma - Budget Planner Tracker screenshot 5

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

What We Love

  • 👍 Helpful for budgeting and tracking spending
  • 🚀 Efficient at categorizing transactions
  • 💡 Useful for detecting subscriptions and recurring payments
  • 👍 Intuitive and user-friendly interface

Room to Improve

  • 🔒 Concerns about data privacy and security
  • 💰 Expensive subscription model, features locked behind paywall
  • 🐛 Syncing issues, transactions not always accurately categorized
Debt Payoff Planner & Tracker#2

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Strong Contender
💰 Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#66in Finance
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Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Loan Tracker: You Owe Me#3

Loan Tracker: You Owe Me by IEVGENII IABLONSKYI

IOUs, Bills & Reminders
Worth Considering
💰 Finance
4.5(345 ratings)
FreeIn-App Purchases
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Loan Tracker: You Owe Me screenshot 6

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

More apps like Who Owes Me

4
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
by Tomas Chyly
Free

Easily track who owes you money or what you owe others. Organize debts by creating people and assigning items to them. This app works entirely offline for complete privacy and convenience.

Manage who owes you moneyTrack what you owe othersOrganize debts with items
💰 Finance
(1)
free
5
owed
owed
owed
money mangement made easy!
Free

Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.

Track multiple debts per personUse contacts to add peopleSet notifications
💰 Finance
(50)
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6
LoanQuantum
LoanQuantum
LoanQuantum
Loan App, Payment Schedule
Free
💰 Finance
(0)
7
Joola App
Joola App
Joola App
Reach money goals with friends
Free

This app helps you save money for personal or group goals, like trips or debt payoff. It allows you to set targets, automate contributions, and track progress with friends or solo. The platform aims to make saving easy and stress-free.

Set savings goalsSave solo or with friendsAutomate contributions
💰 Finance
(19)
free
8
Debt Buddy - Money Tracker
Debt Buddy - Money Tracker
Debt Buddy - Money Tracker
Manage loans, get repaid
Free

This app helps you track and manage personal debts and loans. It offers features like payment reminders, interest calculation, and a simple interface to monitor repayment progress.

Easy debt trackingPayment remindersInterest calculation
💰 Finance
(2)
ad-supported
9
My Debt Manager & Tracker
My Debt Manager & Tracker
My Debt Manager & Tracker
Track and Manage Debts & Loans
Free

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

Track debts and loansRecurring payment managementAI debt stress reduction
💰 Finance
(5)
free with in-app purchases
10
Keepfully – Loan Tracker
Keepfully – Loan Tracker
Keepfully – Loan Tracker
Organize Private Loaned Things
Free

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

Track money and objects lent/borrowedOrganize by person with overviewAutomatic loan reminders
💰 Finance
(28)
freemium