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Wise: Global Money Transfer

Wise: Global Money Transfer

Send payments internationally

107K ratings
11764 reviews
#48 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • October 3, 2013
  • July 29, 2026

Features

Developer

Wise Payments Ltd
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Wise: Global Money Transfer video #1 for iPhone
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Wise: Global Money Transfer screenshot #6 for iPhone
Wise: Global Money Transfer screenshot #7 for iPhone
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About

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

✓International money transfers
✓Mid-market exchange rates
✓Multi-currency card
✓Local bank account details
✓Hold and convert 40 currencies
✓Business account features
Show original description

What users say

Summarized from real user reviews of Wise. Based on 107K reviews and a 4.6/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and efficient transfers
  • 💰Competitive exchange rates and low fees
  • 🌍Convenient for international money transfers
  • 👍Easy to use app
  • 🔒Secure transactions
  • 🌟Great customer service

Negative things

  • 🕰️Slow or delayed transfers in some cases
  • 🤔Unclear or confusing account verification process
  • 🔐Security issues with account deactivation and fund recovery
  • 📞Poor responsiveness of customer support
  • 💳Issues with debit/credit card payments and top-ups
See all reviews
+3

What's New in Wise

9.74

July 29, 2026

We fixed bugs and made minor improvements. Happy sending, spending, and saving!

Charts

Top Free

📉 48-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on July 29, 2026.

Events

Read more about New ways to get rewarded
Event EndedMajor Update

New ways to get rewarded

Invite a business to Wise to earn a reward.

Mar 4, 2026 — Apr 4, 2026

Read More

Read more about Tap to send a Wise e-hongbao
Event EndedLive Event

Tap to send a Wise e-hongbao

Celebrate CNY for a chance to win a reward

Jan 28, 2026 — Feb 24, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Access to MY money BLOCKED for 2 YEAR Wise account life!

I have over $US200 in Wise account, held as Czech Koruna, for over TWO YEARS!
Yet, ALL MULTIPLE usage efforts have been”Denied.”
Yet I am unable to get HELP(!) from Wise!
AKtrvlrAKtrvlr

Beat the System !!😆

Stay on track guys , great job
road rickroad rick

Great money App

We have been using Wise for a few years now and love how simple it is to use. From having it logged in your bank account making adding any currency to paying the grandkids money to use overseas is great. Highly recommend
Geoff. S. NZGeoff. S. NZ

Rules and regulations

I used to love this app. But every year it’s getting worse. Almost every payment we receive we have to confirm which company it is, their address etc before we are allowed to receive it. They threat us as criminals over and over. No matter how many times you deliver proof.
Stick to a normal bank, it’s better.
Show more
Sven1234567891011Sven1234567891011

octobernz

very fast and great fees
octobernzoctobernz
See 11759 more reviews

Developer apps

Currency Converter by Wise
Currency Converter by Wise

Live exchange rates, no ads.

💰 Finance

(182)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

App freezing or crashing during transfers

Bug

Inconsistent display of transfer timelines and estimates

Bug

Syncing issues between app and web platform

Bug

Problems with account deactivation and fund recovery

Bug
✨

Requested Features

5 requests

Ability to download transaction receipts

Feature

Option to set default payment currency

Feature

Improved notification system for transfer status updates

Feature

Multicurrency account management features

Feature

Seamless integration with banking apps and services

Feature

FAQ

What does the Wise app do?

The Wise app allows users to send, receive, spend, and hold money internationally in over 45 currencies. It provides competitive exchange rates, low fees, and local bank account details for various countries, simplifying global financial transactions.

What are the key features of Wise?

Key features include fast international money transfers to over 70 countries, a multi-currency card for spending in over 160 countries, the ability to hold and convert between 40 currencies instantly at the mid-market rate, and local bank account details to get paid like a local.

How much does Wise cost?

The app itself is free to download and use. There are no monthly or maintenance fees for holding money in your account in most cases. Fees apply to specific transactions like international transfers and currency conversions, which are generally low and transparent.

Is Wise available on all devices?

Wise is a mobile application designed for smartphones. While the description doesn't specify operating systems, it is generally available for both iOS and Android devices, allowing users to manage their finances on the go.

Who is Wise best suited for?

Wise is ideal for individuals and businesses who frequently deal with international transactions. This includes people sending money to family abroad, freelancers receiving payments from international clients, or travelers needing a convenient way to spend and manage multiple currencies.