Best Z Money alternatives: apps like Z Money

10+ similar apps compared and reviewed

3.7 avg rating
10 free apps
Updated November 2026

Whether you want more options like Z Money or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Z Money

Fortuno#1

Fortuno by DASH TECNOLOGIA LTDA

Track Expenses
Editor's Choice
💰 Finance
5.0(2 ratings)
FreeIn-App Purchases
Fortuno screenshot 1
Fortuno screenshot 2
Fortuno screenshot 3
Fortuno screenshot 4
Fortuno screenshot 5
Fortuno screenshot 6

Manage your money effortlessly with this comprehensive financial control app. Track all your income and expenses across multiple accounts, create personalized budgets, and receive timely bill payment alerts. Gain insights into your spending habits with detailed charts and reports to help you save more.

Aella MFB#2

Aella MFB by Aella Microfinance Bank Limited

Seamless Digital Banking
Strong Contender
💰 Finance
4.6(200 ratings)
Free
Aella MFB screenshot 1
Aella MFB screenshot 2
Aella MFB screenshot 3
Aella MFB screenshot 4
Aella MFB screenshot 5
Aella MFB screenshot 6

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

Bills Organizer Budget Planner#3

Bills Organizer Budget Planner by Eduard Rudys

Bill Payment Calendar Tracker
Worth Considering
💰 Finance
1.0(3 ratings)
FreeAdsIn-App Purchases
Bills Organizer Budget Planner screenshot 1
Bills Organizer Budget Planner screenshot 2
Bills Organizer Budget Planner screenshot 3
Bills Organizer Budget Planner screenshot 4
Bills Organizer Budget Planner screenshot 5

This app helps you manage your finances by tracking expenses, planning budgets, and scheduling future payments. Gain insights into your spending habits and work towards your financial goals with intuitive tools and visual reports.

More apps like Z Money

4
Zenith Bank eaZymoney
Zenith Bank eaZymoney
Zenith Bank eaZymoney
by Zenith Bank PLC
Free

Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.

Account overview and historyFund transfers (own, Zenith, other banks, foreign)Bill payments and airtime recharge
💰 Finance
(196)
free
5
Sterling OneBank
Sterling OneBank
Sterling OneBank
OneBank
Free

This digital banking app allows users to open accounts instantly, manage money, pay bills, and access loans and investments. It offers a stylish interface, seamless onboarding, and robust security features for a convenient banking experience.

Instant account openingSend and receive moneyBill payments
💰 Finance
(977)
free
6
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Automate subscriptionsLend and borrow with friendsTrack finances
💰 Finance
(108)
free
7
Moremonee
Moremonee
Moremonee
Moremonee MFB
Free

This app offers financial solutions for personal and business growth, enabling quick payments, profit generation, and faster financial expansion. It provides business and personal accounts, referral bonuses, daily interest on balances, target savings, and supports Ajo business.

Business and individual accountsSend and receive moneyPay utility bills
💰 Finance
(234)
free
8
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your money with a digital bank offering easy spending, payment options, and high-interest savings. Access instant loans without collateral and enjoy a smart buy now, pay later service. Control your debit card and benefit from secure, transparent banking.

Easy spending and payment trackingHigh-interest savings accounts (up to 20% p.a.)Instant loans up to ₦1,000,000
💰 Finance
(10K)
free
9
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking servicesBill payments and schedulingLocal and international money transfers
💰 Finance
(3.6K)
free
10
My Budget – Expense Tracker
My Budget – Expense Tracker
My Budget – Expense Tracker
Easy Budgeting in Seconds
Free

Easily track your spending and income without complex spreadsheets. Organize expenses with custom categories, view clear reports, and sync your data across devices. Upgrade for an ad-free experience and unlock all features.

Fast expense trackingClear reports and insightsCustomizable categories
💰 Finance
(99)
free with in-app purchases