Comparison

Pay2Home vs DBS digibank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay2Home

Send money globally with ease and security. This app allows for fast, convenient transfers with low, flat fees and no hidden charges. Track your transactions, pay bills overseas, and even collect cash at select locations.

Highlights
  • Instant sign-up with Singpass MyInfo
  • Fast and reliable worldwide money transfers
  • Low, flat fees with no hidden charges
  • Overseas bill payments and contributions
  • Real-time transfer status tracking
  • Biometric login for enhanced security
  • Pre-purchase foreign currencies
Features
Read full description

Experience our convenient, fast and secure Mobile app that lets you send money 24/7 with just a few taps on your phone. What’s more, with the Pay2Home Mobile app, you can: • Sign-up instantly and conveniently with Singpass MyInfo • Save time with quick and reliable worldwide money transfers at your fingertips • Experience low, flat fees on your money transfers with no hidden surprises • Set up instant cash collections or bank deposits transfers • Make overseas bill payments or contributions easily • Receive notifications and track the status of your money transfers • Set up a money transfer on the app and pay with cash at any 7-Eleven store in Singapore • Opt in for exclusive, free Priority2Protect personal accident plan for Mobile app users • Enjoy exclusive promotions and discounts • Check live exchange rates 24/7 • Secure your app with biometric login Additional features • Register for a free Pay2Home account with Singpass MyInfo to transact instantly • Send money around the clock to more than 40 countries and territories, including our new destination countries: Japan, Korea and Myanmar • Make payment through electronic payment methods such as Internet Banking, NETSPay and PayNow, Pay2Home wallet account or pay with cash at any 7-Eleven stores islandwide (Singapore only) • Track the status of money transfer, from initiation of money transfer to when your beneficiary is paid • Pre-purchase and store foreign currencies on the Wallet account (Singapore only) • Purchase mobile phones or home electronic products for yourself or your family back home easily with Shop@Pay2Home service. Instalment plans are available too! • Keep track of loyalty stamps and rewards • Top-up StarHub Prepaid SIM card to stay in touch with loved ones Need to transfer? Here’s how it works: 1. Tap on “Send Money” 2. Add or choose a beneficiary 3. Select the destination country 4. Confirm the delivery method – bill payment, government services contributions, bank transfer, overseas cash card deposit, cash collection or door- to-door delivery service 5. Confirm how much you wish to send 6. Choose your payment method" For more information, please visit: https://www.pay2home.com/. The Pay2Home Mobile app is brought to you by Wandr Pte Ltd, licensed by the Monetary Authority of Singapore. P2H (Hong Kong) Pte Limited is a money remittance business licensed by the Customs & Excise Department of Hong Kong. Wandr and P2H (Hong Kong) operate under the Pay2Home brand.

About

DBS digibank

Manage your finances with this comprehensive banking app. Open accounts, transfer money internationally with no fees, and track your investments and net worth. Get personalized insights and financial advice to help you achieve your goals.

Highlights
  • Quick account setup
  • Overseas money transfers with no fees
  • Investment management
  • Personalized financial insights
  • Bill payment and cashflow tracking
  • Digital token for secure transactions
  • Sustainability tracking and green deals
Features
Read full description

SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!

Screenshots

Pay2Home4 screens
DBS digibank4 screens

Verdict

The call

The clearest difference is review sentiment: Pay2Home at 100% against DBS digibank's 43%. Pay2Home also leads on rating (5.0 vs 4.6) and monetization model (free vs free with in-app purchases). DBS digibank's advantage is ratings volume (4.7K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay2Home holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: DBS digibank has 4.7K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Pay2Home's written reviews are positive against 43% of DBS digibank's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on September 19, 2026 and September 23, 2026 respectively.

Scorecard5 real differences · 5 level
Pay2Home versus DBS digibank: the parameters behind the verdict, then further details
ParameterPay2HomeDBS digibank
PriceFreeFree
Rating5.0 (1 ratings) — better4.6 (4.7K ratings)
Positive reviews100.0% of reviews — better42.6% of reviews
Number of ratings14.7K — better
Update frequencyEvery 5 weeksEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS9.0 — better15.0
Further details — not scored
Size103 MB403 MB
Age rating4+4+
DeveloperPay2HomeDBS Bank Ltd

Customer experience

Pay2Home

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

DBS digibank

All ratings4,648 ratings
Positive90.8%
Neutral2.0%
Negative7.1%
Written reviews612 reviews
Positive42.6%
Neutral5.2%
Negative52.1%

Bugs and requests

Pay2Home

Not enough reviews yet to summarise bugs or requests.

DBS digibank

Reported bugs

6 issues
  • Unable to set up digital token
  • Incorrect account balance display
  • Incompatibility with newer iOS versions
  • Difficulty transferring funds to overseas accounts
  • Inability to update personal details
Show 1 more
  • Constant session timeouts

Requested features

7 requests
  • Allow multiple device logins
  • Improve transaction history range
  • Add budget planning tools
  • Implement Face ID/Touch ID login
  • Provide language options
Show 2 more
  • Streamline account update process
  • Enhance notification management

In-app purchases

None

Pay2Home

No in-app purchases

None

DBS digibank

No in-app purchases

Questions

Is Pay2Home free?
Pay2Home is free to download, with no in-app purchases.
Is DBS digibank free?
DBS digibank is free to download, with no in-app purchases.
Which has better reviews, Pay2Home or DBS digibank?
Pay2Home is rated higher. Pay2Home averages 5.0 out of 5 from 1 ratings, while DBS digibank averages 4.6 from 4.7K ratings.
Do Pay2Home or DBS digibank have ads?
Neither Pay2Home nor DBS digibank shows ads.
Which is updated more often, Pay2Home or DBS digibank?
Pay2Home ships an update every 5 weeks, and DBS digibank every 5 weeks. Most recently, Pay2Home was updated on September 19, 2026 and DBS digibank on September 23, 2026.

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