FirstMobile App vs IRL MFB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstMobile App
This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.
- Financial transactions
- Non-financial transactions
- DIY enrollment
- Open new accounts
- Register existing accounts
- Digital banking experience
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FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.
IRL MFB Mobile
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IRL MFB Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.
Screenshots
Verdict
The clearest difference is update cadence: FirstMobile App at every 2 months against IRL MFB Mobile's every 40 months. IRL MFB Mobile's advantage is iOS requirement (13.4 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FirstMobile App ships an update every 2 months, IRL MFB Mobile every 40 months. The most recent releases landed on October 16, 2026 and October 3, 2026 respectively.
| Parameter | FirstMobile App | IRL MFB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (2K ratings) — better | — |
| Positive reviews | 14.9% of reviews | — |
| Number of ratings | 2K — better | — |
| Update frequency | Every 2 months — better | Every 40 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.4 — better |
| Further details — not scored | ||
| Size | 119 MB | 26 MB |
| Age rating | 4+ | 17+ |
| Developer | First Bank of Nigeria Limited | IRL MICROFINANCE BANK LTD |
Bugs and requests
FirstMobile App
Reported bugs
5 issues- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly
Requested features
7 requests- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality
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- Provide more login options beyond ATM card
- Improve beneficiary management
IRL MFB Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FirstMobile App
No in-app purchases
IRL MFB Mobile
No in-app purchases
Questions
Is FirstMobile App free?
Is IRL MFB Mobile free?
Do FirstMobile App or IRL MFB Mobile have ads?
Which is updated more often, FirstMobile App or IRL MFB Mobile?
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