Comparison

FirstMobile App vs Chequemate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstMobile App

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Highlights
  • Financial transactions
  • Non-financial transactions
  • DIY enrollment
  • Open new accounts
  • Register existing accounts
  • Digital banking experience
Read full description

FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.

About

Chequemate

Features
Read full description

Chequemate is a digital savings platform that modernizes the traditional Nigerian Ajo system while also providing structured solo savings options. Designed for security, transparency, and ease of use, Chequemate allows users to effortlessly save money, participate in group savings, and achieve financial goals within a trusted network. Key Features: 1. Ajo Savings (Group Savings): Join private or public savings groups with automated contributions and payouts. 2. Solo Savings: Set and track personal savings goals or save at a chosen frequency. 3. Trust Score System: Ensure reliability and transparency in savings groups. 4. Security Deposit Protection: Minimize risks with upfront contribution mechanisms. 5. Automated Transactions & Notifications: Never miss a payment with scheduled contributions and real-time alerts. 6. Packing System: A structured payout system to ensure fairness in group savings. 7. User-Friendly Experience: Intuitive design for seamless financial management. With Chequemate, users can confidently save, earn interest, and reach financial goals faster.

Screenshots

FirstMobile App4 screens
Chequemate4 screens

Verdict

The call

The clearest difference is update cadence: Chequemate at weekly against FirstMobile App's every 2 months. Chequemate also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FirstMobile App ships an update every 2 months, Chequemate weekly. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
FirstMobile App versus Chequemate: the parameters behind the verdict, then further details
ParameterFirstMobile AppChequemate
PriceFreeFree
Rating3.1 (2K ratings) — better—
Positive reviews14.9% of reviews—
Number of ratings2K — better—
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size119 MB55 MB
Age rating4+17+
DeveloperFirst Bank of Nigeria LimitedCoast Technologies

Bugs and requests

FirstMobile App

Reported bugs

5 issues
  • Unable to log in after update
  • Blank screen when selecting account to debit
  • Inconsistent behavior on different devices
  • OTP not received during login
  • Virtual card services not working properly

Requested features

7 requests
  • Add Face ID/fingerprint login
  • Introduce theme options (dark/light mode)
  • Improve account statement history
  • Enable e-statement generation
  • Add bulk transfer functionality
Show 2 more
  • Provide more login options beyond ATM card
  • Improve beneficiary management

Chequemate

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FirstMobile App

No in-app purchases

None

Chequemate

No in-app purchases

Questions

Is FirstMobile App free?
FirstMobile App is free to download, with no in-app purchases.
Is Chequemate free?
Chequemate is free to download, with no in-app purchases.
Do FirstMobile App or Chequemate have ads?
Neither FirstMobile App nor Chequemate shows ads.
Which is updated more often, FirstMobile App or Chequemate?
FirstMobile App ships an update every 2 months, and Chequemate weekly. Most recently, FirstMobile App was updated on October 24, 2026 and Chequemate on October 7, 2026.

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