FirstMobile App vs EndowPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstMobile App
This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.
- Financial transactions
- Non-financial transactions
- DIY enrollment
- Open new accounts
- Register existing accounts
- Digital banking experience
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FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.
EndowPay
This app simplifies daily financial transactions, allowing users to manage payments, bills, and gift cards from a single platform. It offers instant mobile top-ups, bill payments, and secure gift card management for convenience.
- Instant airtime and mobile data top-ups
- Hassle-free electricity and cable TV bill payments
- Secure betting account funding
- Easy gift card sending and redemption
- Single app for transport payments
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EndowPay – Your All-in-One Digital Wallet for Everyday Payments EndowPay is a fast, secure, and reliable Nigerian fintech app designed to simplify your daily payments. With just a few taps, you can manage all your essential transactions in one place. - Top up airtime & buy mobile data instantly - Pay electricity & cable TV bills without hassle - Fund betting accounts securely - Send and redeem gift cards with ease - Pay for transport & more from a single app Whether you’re recharging your phone, paying household bills, or sending a quick gift, EndowPay gives you the convenience, speed, and security you need. Take control of your payments today — download EndowPay and experience stress-free transactions anytime, anywhere.
Screenshots
Verdict
The clearest difference is ratings volume: FirstMobile App at 2K against EndowPay's 2. EndowPay's advantage is update cadence (every 11 days vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.1 for FirstMobile App against 3.0 for EndowPay. That said, the two scores are not equally well evidenced: FirstMobile App has 2K ratings behind it against 2, so its average is the more settled of the two.
FirstMobile App ships an update every 2 months, EndowPay every 11 days. The most recent releases landed on October 14, 2026 and October 6, 2026 respectively.
| Parameter | FirstMobile App | EndowPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (2K ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 14.9% of reviews | — |
| Number of ratings | 2K — better | 2 |
| Update frequency | Every 2 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 119 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | EndowPay |
Customer experience
FirstMobile App
EndowPay
Bugs and requests
FirstMobile App
Reported bugs
5 issues- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly
Requested features
7 requests- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality
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- Provide more login options beyond ATM card
- Improve beneficiary management
EndowPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FirstMobile App
No in-app purchases
EndowPay
No in-app purchases
