Comparison

FirstMobile App vs bam debts

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstMobile App

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Highlights
  • Financial transactions
  • Non-financial transactions
  • DIY enrollment
  • Open new accounts
  • Register existing accounts
  • Digital banking experience
Read full description

FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.

About

bam debts

Features
Read full description

bam debts turns IOUs between friends into clear shared balances. Add a debt using a friend’s username. If you say they owe you, they review the claim before it changes either balance. If you record that you owe them, it is accepted immediately. Swipe left to create a trip, invite friends, and split shared expenses equally or by custom amounts. Keep everyone’s balance clear, then finish and hide the trip when you’re done. When it is time to settle, the payer marks a payment as sent and the receiver confirms it. Only then does the shared balance change. Features: • Unique @usernames • Accepted and declined debt claims • Live shared balances • Trips with invited friends and equal or custom expense splits • Clear per-person and multi-currency balances • Confirmed settlement records • Home Screen balance widget • Optional notifications for debts, payments, trips and repayment-detail requests • Private name and IBAN sharing • No ads or cross-app tracking bam debts records payments between friends but does not transfer money.

Screenshots

FirstMobile App4 screens
bam debts4 screens

Verdict

The call

The clearest difference is update cadence: bam debts at every 5 days against FirstMobile App's every 2 months. FirstMobile App's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FirstMobile App ships an update every 2 months, bam debts every 5 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
FirstMobile App versus bam debts: the parameters behind the verdict, then further details
ParameterFirstMobile Appbam debts
PriceFreeFree
Rating3.1 (2K ratings) — better—
Positive reviews14.9% of reviews—
Number of ratings2K — better—
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size119 MB16 MB
Age rating4+4+
DeveloperFirst Bank of Nigeria LimitedVerbeet UG (haftungsbeschränkt)

Bugs and requests

FirstMobile App

Reported bugs

5 issues
  • Unable to log in after update
  • Blank screen when selecting account to debit
  • Inconsistent behavior on different devices
  • OTP not received during login
  • Virtual card services not working properly

Requested features

7 requests
  • Add Face ID/fingerprint login
  • Introduce theme options (dark/light mode)
  • Improve account statement history
  • Enable e-statement generation
  • Add bulk transfer functionality
Show 2 more
  • Provide more login options beyond ATM card
  • Improve beneficiary management

bam debts

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FirstMobile App

No in-app purchases

None

bam debts

No in-app purchases

Questions

Is FirstMobile App free?
FirstMobile App is free to download, with no in-app purchases.
Is bam debts free?
bam debts is free to download, with no in-app purchases.
Do FirstMobile App or bam debts have ads?
Neither FirstMobile App nor bam debts shows ads.
Which is updated more often, FirstMobile App or bam debts?
FirstMobile App ships an update every 2 months, and bam debts every 5 days. Most recently, FirstMobile App was updated on November 4, 2026 and bam debts on October 31, 2026.

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