FirstMobile App vs bam debts
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstMobile App
This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.
- Financial transactions
- Non-financial transactions
- DIY enrollment
- Open new accounts
- Register existing accounts
- Digital banking experience
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FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.
bam debts
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bam debts turns IOUs between friends into clear shared balances. Add a debt using a friend’s username. If you say they owe you, they review the claim before it changes either balance. If you record that you owe them, it is accepted immediately. Swipe left to create a trip, invite friends, and split shared expenses equally or by custom amounts. Keep everyone’s balance clear, then finish and hide the trip when you’re done. When it is time to settle, the payer marks a payment as sent and the receiver confirms it. Only then does the shared balance change. Features: • Unique @usernames • Accepted and declined debt claims • Live shared balances • Trips with invited friends and equal or custom expense splits • Clear per-person and multi-currency balances • Confirmed settlement records • Home Screen balance widget • Optional notifications for debts, payments, trips and repayment-detail requests • Private name and IBAN sharing • No ads or cross-app tracking bam debts records payments between friends but does not transfer money.
Screenshots
Verdict
The clearest difference is update cadence: bam debts at every 5 days against FirstMobile App's every 2 months. FirstMobile App's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FirstMobile App ships an update every 2 months, bam debts every 5 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | FirstMobile App | bam debts |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (2K ratings) — better | — |
| Positive reviews | 14.9% of reviews | — |
| Number of ratings | 2K — better | — |
| Update frequency | Every 2 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 119 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | Verbeet UG (haftungsbeschränkt) |
Bugs and requests
FirstMobile App
Reported bugs
5 issues- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly
Requested features
7 requests- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality
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- Provide more login options beyond ATM card
- Improve beneficiary management
bam debts
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FirstMobile App
No in-app purchases
bam debts
No in-app purchases
Questions
Is FirstMobile App free?
Is bam debts free?
Do FirstMobile App or bam debts have ads?
Which is updated more often, FirstMobile App or bam debts?
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