Comparison

Fidelity Online Banking vs Remita

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fidelity Online Banking

Manage your finances securely and easily from your mobile device. Perform transactions, transfer funds, pay bills, and access account statements anytime, anywhere. Enjoy convenient banking with features like biometric login and in-app messaging.

Highlights
  • Secure transaction management
  • Inter-bank fund transfers
  • Biometric/Fingerprint login
  • View all account types
  • Bill payments
  • Flight booking and payment
  • Generate account statements
Features
Read full description

Welcome to the banking that suits your lifestyle! The upgraded Fidelity Online Banking App lets you stay in control of your finances. Manage your transactions, accounts and cards securely and easily anywhere. The App allows you perform transactions and manage your bank account(s) from your mobile device. It is secure and very simple to use. Conduct your banking transactions while on the move with Fidelity Online Banking app and enjoy a world of convenient banking anytime, anywhere. Our redesigned app puts all the services you need at your fingertips, enabling you do the following: • Transfer to accounts in any Bank in Nigeria • Transfer to your other accounts in exactly one click, no token required • Biometric/Fingerprint Authentication for easier login • View all your accounts (Current, Savings, Fixed Deposit, Domiciliary and Card accounts) • Personalise your profile, change your picture as desired with lovely selfies • Maintain/Manage beneficiaries for Funds Transfer, Bills Payment and Airtime purchases • Receive In-App messages on new features, quick tips and promotional offers. • Top up your mobile phone or that of your family, friends and other loved ones • Pay your bills, such as DSTV, GoTV, PHCN, mobile post-paid bills, SWIFT, Smile and more. • Perform your Fidelity Credit Card repayments • Generate account statement • Search, book and pay for international and local flights • More self-services • Locate nearest Bank branches or ATM service points HOW TO USE THE FIDELITY ONLINE BANKING APP • Install the Fidelity Online Banking app • Open the App and sign in with existing credentials NEW? HOW TO REGISTER If you’re 16 or above and you have your mobile number registered for our SMS alert services as well as any of our Debit Cards, click on “Sign Up Here”, and follow the onscreen instructions. A verification code will be sent to the mobile phone you have registered for your account number with us. If you’ve got a verification, follow the onscreen steps to register. You will be required to use your Fidelity Debit Card OR visit the nearest Bank branch to activate your Online banking profile. Once done, you can start using your Online Banking account immediately. To do much more, download the Fidelity Soft Token app on your phone and sign in with your Online banking credentials. FOR BUSINESS ACCOUNTS You can only use the app if you’re a sole-signatory account holder. You can’t register with your credit cards. FIDELITY INSTANT BANKING Fidelity also has an Instant Banking Service (*770#) which you can dial from any mobile phone linked to your account for SMS alert. The service doesn’t require internet connection. Copyright © Fidelity Bank Plc. 2017. All rights reserved. Fidelity Online Banking is a trademark of Fidelity Bank Plc. INFORMATION AND CUSTOMER SERVICE For more information, please call our True Serve on +234 1 448 5252 or email True.Serve@fidelitybank.ng

About

Remita

Manage your finances with ease. Send money to Nigerian and African banks, pay bills, book flights, and top up airtime. Track expenses, set budgets, and automate recurring payments. Facilitates group payments and contactless transactions.

Highlights
  • Money transfers to Nigerian and African banks
  • Bill payments (electricity, TV, school fees)
  • Flight booking and comparison
  • Airtime and data top-up
  • Consolidated bank account view
  • Budgeting and expense tracking
  • Automated recurring payments
  • QR code payments
Features
Read full description

Send Money Anywhere: Transfer to all Nigerian banks, including microfinance banks and wallets, plus send to banks across Africa. Pay Bills Easily: Electricity, water, Pay TV, school fees, insurance, government agencies and more. Book Flights: Search, compare, book, and pay for local and international flights. Top Up Airtime & Data: Recharge for yourself, others, or multiple beneficiaries instantly. View All Your Accounts: See balances across all your profiled bank accounts on one screen. Budget & Track Expenses: Plan ahead and spend wisely. Recurring Payments: Never miss any time-bound payment again! Simply automate it with Remita. Split Bills: Super easy way to pull funds together for a common purpose-hangout, support for a friend, project, etc. Snap or Tap to Pay: Scan QR codes or tap to complete payments at shops, schools, restaurants, and more. Business Ready: Review and securely authorise payments for SME, businesses, SME, NGOs, faith institutions, governments and others on the go.

Screenshots

Fidelity Online Banking4 screens
Remita4 screens

Verdict

The call

The clearest difference is rating: Fidelity Online Banking at 3.7 against Remita's 3.1. Fidelity Online Banking also leads on ratings volume (2K vs 24) and review sentiment (28% vs 7%). Remita's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Fidelity Online Banking holds the better App Store score, 3.7 against 3.1. That said, the two scores are not equally well evidenced: Fidelity Online Banking has 2K ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 28% of Fidelity Online Banking's written reviews are positive against 7% of Remita's.

UpkeepUpdate frequency

Fidelity Online Banking ships an update every 3 weeks, Remita every 5 days. Both last shipped on November 1, 2026.

Scorecard4 real differences · 6 level
Fidelity Online Banking versus Remita: the parameters behind the verdict, then further details
ParameterFidelity Online BankingRemita
PriceFreeFree
Rating3.7 (2K ratings) — better3.1 (24 ratings)
Positive reviews28.3% of reviews — better6.7% of reviews
Number of ratings2K — better24
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size87 MB186 MB
Age rating4+4+
DeveloperFidelity Bank PlcSystemspecs Limited

Customer experience

Fidelity Online Banking

All ratings1,966 ratings
Positive64.5%
Neutral9.2%
Negative26.3%
Written reviews180 reviews
Positive28.3%
Neutral4.4%
Negative67.2%

Remita

All ratings23 ratings
Positive47.8%
Neutral8.7%
Negative43.5%
Written reviews15 reviews
Positive6.7%
Neutral13.3%
Negative80.0%

Bugs and requests

Fidelity Online Banking

Reported bugs

5 issues
  • Unable to select source account for transfers
  • OTP not received for registration and login
  • App freezes after login
  • Incorrect transaction receipts generated
  • Loyalty points not updating properly

Requested features

5 requests
  • Dark mode option
  • Facial recognition login
  • Improved transaction history and statements
  • Seamless integration with other payment platforms
  • Enhanced customer support and communication

Remita

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Fidelity Online Banking

No in-app purchases

None

Remita

No in-app purchases

Questions

Is Fidelity Online Banking free?
Fidelity Online Banking is free to download, with no in-app purchases.
Is Remita free?
Remita is free to download, with no in-app purchases.
Which has better reviews, Fidelity Online Banking or Remita?
Fidelity Online Banking is rated higher. Fidelity Online Banking averages 3.7 out of 5 from 2K ratings, while Remita averages 3.1 from 24 ratings.
Do Fidelity Online Banking or Remita have ads?
Neither Fidelity Online Banking nor Remita shows ads.
Which is updated more often, Fidelity Online Banking or Remita?
Fidelity Online Banking ships an update every 3 weeks, and Remita every 5 days. Most recently, Fidelity Online Banking was updated on November 1, 2026 and Remita on November 1, 2026.

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